DiversyFund 4+

Interesting concept but feels like a ponzi scheme

I like the idea and fell for the marketing. Site said average is 18% increase year over year. Invested $5000. Here are the issues I have:

1) It is very boring. It is like putting your money in a savings account. You buy into a portfolio and they indicate they are adding properties to the portfolio, but you cannot see any cash flow. You have no idea what their plan is and if their estimates are accurate. All you see if your investment and the dollar amount of return earned to date.

2) In 4 months, I have seen less than a 1% return. I am on track to have a less than 3% return in 2021.

3) I sent them a message asking if I can take my money out to put it into something with better estimated appreciation with daily view into how the investment is going. Their response was, “this is a 5 year investment. You will have the opportunity to liquidate at your 5 year anniversary.”

So be aware, invest with no view into how your investment is tracking, no option to liquidate for 5 years and (currently) trending at less than 3% annual ROI.

Great way to diversify your portfolio.

Building wealth through real estate is typically afforded to very high income earners or people who inherit money or property. Diversyfund gives you the ability to access investment opportunities in real estate with a lower investment amount. With the stock marketing being all over the place right now, I know I’m reducing my risk by diversifying into real estate. The app makes it easy to get a basic overview of your portfolio and the dividends you are earning. I feel more secure in my investments knowing that I have funds in a real estate trust, not just stocks and 401K. I’d recommend this platform to anyone who wants to get into real estate investment, but doesn’t have six figures of liquidity to invest. You can get it in at a lower price tag with DiversyFund and without the hassle of real estate transactions.

Developer Response ,

Hi there!! Thank you for taking the time to review our app! Our goal is to open up wealth building opportunities to the everyday investor and help them achieve their financial goals. We're thrilled to have you onboard and look forward to continuing to serve you! Thanks again!

Can’t add funds if you want too

I don’t understand the use of this app because every time I am trying to add funds or set up automatic payments, it tells you they are fully funded. There are better real estate investing apps that let you add on to your account whenever you want to. They do pay out dividends but you can’t even have them reinvested into the funds.