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Borrowell helps people make great decisions about credit. In three minutes or less, get your Equifax credit score and report for free in our app.

Molly, Canada’s first AI-powered Credit Coach, will explain your credit score and give you great tips and product recommendations like credit cards, personal loans, and mortgages.

You can also track your upcoming bills, income, and forecasted balance. Plus, access $75 cash advances on-demand and interest-free with Borrowell Boost. Stay organized and never miss a bill payment.

Features You’ll Enjoy:

Borrowell has provided more than one million Canadians with free access to their credit information. When you download the app, we'll refresh your credit score each month for free and you can track your monthly progress on your credit dashboard.

Borrowell offers a platform with hundreds of financial products. Get access to personalized financial product recommendations, like loans, credit cards, bank accounts, insurance, and the best mortgage rates to improve your financial well-being.

Exclusively available on the Borrowell App, Borrowell predicts your upcoming bills, forecasts your future balance and alerts you when it’s low, and gives you access to $75 cash advances on-demand and interest-free with Borrowell Boost.

Ever wondered what makes up your credit score and how to improve it? Molly, The Borrowell Credit Coach is Canada's first AI-powered tool that helps you better understand your credit score and gives you tips to improve it.

When you get your free credit score, we'll show you the best loan options that are suited to your financial profile from our trusted partners. Browse personal loans, business loans, and car loans. In some cases, you can apply online and get money deposited into your bank account as soon as the next business day. Loans are simple with Borrowell!

Borrowell works with trusted mortgage partners to make the mortgage process simple. Whether you’re buying, renewing, or refinancing, we make finding the perfect mortgage easy. See your mortgage options with the top mortgage rates in Canada – all in one place!
Why You’ll Love The Borrowell App:

Get the full picture when it comes to your financial health. The Borrowell app allows you to see your credit score and report, personalized product recommendations, upcoming bills, and predicted cash flow all in one place. At a glance, you can check in on your current financial well-being.

At Borrowell, protecting our members' information is our top priority and we use the highest level 256 bit AES encryption available to actively keep your information safe.

Why Do 1 Million Canadians Trust Borrowell?
"Competitive and transparent rates on loans" - The Globe And Mail
"Fintech company wants to save consumers a lot of money on credit cards" - The Financial Post
"Before you go to bed tonight, you have to find out your credit score" - Breakfast Television
Borrowell has also received multiple awards:
-FinTech Company of the Year - Canadian SME National Business Awards, 2019
-Breakout Finance App - AltFi, 2019
-Platinum Nominee - Best Mobile App Awards, 2019
-FinTech Startup Of the Year - FinTech & AI Awards, 2018
-Innovative Lender of The Year - Canadian Lenders Association, 2017
-Fintech 100, KPMG, 2017
-“Company-to-Watch”, Deloitte Technology Fast50 program, 2017
-PWC Vision To Reality Finalist, 2017
-Best Places to Work™ for Women, Millennials, and Financial Services and Insurance

When you download and use the Borrowell app, you agree to Borrowell's Terms of Use. https://www.borrowell.com/terms

The Borrowell app is great for keeping up on the go, but you can still access the web version at Borrowell.com. Borrowell Boost is exclusively available on the Borrowell App.

What’s New

Version 3.14.1

Track your bills and get low balance alerts for free! Or upgrade to Borrowell Boost to access interest-free $75 cash advances. Stay organized and never miss a bill payment.

Ratings and Reviews

4.8 out of 5
10K Ratings

10K Ratings

Midspring ,

Useful and resourceful

Love this app updates my credit score now every week and receive useful financial suggestions

Developer Response ,

Hello, we're so glad that you've enjoyed the Borrowell app so far and we appreciate the 5 star review!

Jairo el boss ,

No optimization for ipad

How come this is not optimized for the iPad. It's 2019. Also it won't let me sign in to multiple devices, so seriously?

Developer Response ,

Thanks for checking out the Borrowell app! We apologize that at this time you can only log in using one device at a time. This is in place to offer a high level of security for your information and we plan to improve this in the future. We appreciate your feedback. Thanks!

simma07 ,

Poor follow up

Never responded to my messages and email.

Developer Response ,

Hello, thank you for your message. We apologize you never received a response, please email us again at info@borrowell.com so we can assist.


Borrowell Inc.
68.1 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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