iPhone Screenshots


Money is difficult.
At Tandem Bank we have a mission to help you avoid unnecessary fees abroad, spend your money positively, and save your money effortlessly. Absolutely stress free.

Featured by Which?, The Sunday Times, The Independent, thisismoney.co.uk and City AM.

How can we help you?

Say goodbye to money spending regret!
See how much money you have & what you need to cover your bills to make it to payday.

Living paycheck to paycheck is a thing of the past.

Start saving little and often with Autosavings rules. We help you save- you make the rules. Savings & budget in your complete control.

Tracking your bank accounts couldn’t be easier.

Apply for our Journey Credit Card 24.9% APR (variable, representative) or Cashback Credit Card 18.9% APR (variable, representative).

Get instant transaction in-app messages to keep you on top of your finance immediately. 24/7.

There’s no fees abroad when you travel, so you can treat yourself on holiday.

Want some help saving your money so you can enjoy spending?

Autosavings is the answer for you. It helps you save money by using rules to find small, regular amounts to put aside each week.

Those savings are kept safe in your instant access Tandem Account, with 0.5% AER interest, so you have easy access to your cash when you need it.

Signing up to Tandem takes a matter of minutes on your mobile phone. Not to mention all the great features to help you manage your money with ease!

~ Connect all of your bank accounts so you can see all your money in one place.
~ Stay updated about your recurring bills and manage any sudden increases, so you don’t fall short before payday.
~ Manage your Tandem credit card with a click of a button
~ Track your spending in real time with instant transaction notifications
~ Automated rules mean you have complete control of your budget and savings

Relax knowing you’re in safe hands with Tandem
As a fully regulated UK bank, your money is protected up to £85,000 by the FSCS. We also have a dedicated team happy to manage any questions on the phone or via in-app chat.

So, how does Autosavings work?

Save the change whenever you make a purchase.

We’ll round up your spending to the next pound and move the difference into your Tandem Account – so that £2.40 you spend on your morning coffee results in 60p in savings. Money you didn’t know you could save!

We’ll round up spending on all the accounts you connect to the Tandem app, as well as the Tandem credit cards.

Safe to Save looks at your regular income and budget alongside your spending habits and identifies how much you can afford to save across the month.

The Tandem app then moves money into your savings each week and adjusts should you spend more or less money than expected.

Take complete control on your how much you want to save monthly with five different savings levels.

Make a weekly or monthly deposit into your savings with the tap of a button.

At Tandem Bank we want to make savings, budgeting & banking accessible for everybody and your money moving in the right direction.


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You and your money in Tandem.

What’s New

Version 2.21.0

A few small changes to help improve your everyday Tandem experience

Ratings and Reviews

4.3 out of 5
3.6K Ratings

3.6K Ratings

Simon.G ,

Great credit card, slow app

My primary use for the Tandem credit card is for purchases abroad and online/supermarket shopping when home. However the only draw back is that the app can be quite slow to load and respond meaning the process of unfreezing/defrosting my card (I like to leave it locked at all times except when making a purchase) can be frustratingly slow. To the extent that I have on a few occasions given up and used another card entirely. If there could be a way of speeding up that feature I would be very happy. N.B. I’m using the latest version of the app on the latest iOS, all on the latest iPhone XS so the device should not be the issue.

Reutersboy ,


I set up autosavings a month ago and now I’ve got an account with over £100 saved that I literally haven’t noticed as I go along. All happens automatically in the background. Set up was smooth, works with my Lloyd’s account (not with one of my other accounts, but early days, I’m sure it’ll follow soon). Chatted to customer service and they were quick to respond in-app chat. Overall very happy with Tandem and enjoying using my card too, but everyone knows it’s the best non-Amex available, particularly for travel.

Stukeyme ,

Ok but sluggish and needs to support iPad screen sizes

I use it to manage the Tandem Credit Card only. No way I would enter my security details for other banks - why don’t they just use the industry standard Open Banking protocol instead?

The app, overall, is fine and has seen some good improvements and new features (Face ID, access to statements, etc.). But it’s quite slow and feels more like a web page wrapper app than a proper fast native iOS app. It also needs to be updated to support iPads, especially since Tandem do not have an online banking site, so this app is the only way to access your account.

Definitely plenty of room for improvement.


Tandem Money Limited
71.7 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating
Rated 4+
© Tandem Money Ltd 2019


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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