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Don’t be left in the dark about your credit score. Take control and get your score and report in under 3 minutes, plus free tips on how to improve it. What’s more, find credit cards you’re likely to get and check your chances before you apply, without damaging your score.

Just another clever way we’re helping you save a lot, by doing very little.

Monitor and improve your credit score

• Get monthly updates on your credit score
• Receive alerts when your score changes
• Find out why it’s changed
• Get personalised tips on how to improve your score

Check and understand your report

• See your full credit report, with clear summaries of your accounts
• Check all your account balances in one place

See the credit cards you’re likely to get

• Credit Monitor will show you credit cards you’re likely to be approved for
• Check before you apply without damaging your score

About MoneySuperMarket

• 100% independent. We’re regulated by the FCA and the energy regulator, Ofgem
• 100% trustworthy. We promise to keep your data safe and secure
• Moneysupermarket is a credit broker and not a lender, you must be 18 or over and a UK resident to apply

What’s New

Version 1.10

We’ve fixed a few bugs and made some improvements to the credit card results screen so that it is even easier to use.

Ratings and Reviews

4.5 out of 5
1.8K Ratings

1.8K Ratings

paulstringer ,

Clean. Works Great.

I’ve never tried these apps before but checked out of curiosity to see what my rating was. You have to answer a few questions to get your file but not nearly as many as I feared. The UI is straightforward and helpful.

Nicest feature is the single report view of all your credit arrangements in one place. Mortgage, cards, loans etc. Everything was there and accurate. I don’t have any other way to do that other than a spreadsheet I manage myself so very happy with this.


Developer Response ,

Thanks for your feedback, it's great to hear that you've chosen Credit Monitor to check your credit file!

Seakayakphoto ,

Ridiculous identity check

I have no idea if this app is any good because I failed the identity check. The question was which of these credit cards did you take out in 1992?! Well that is a mere 26 years ago and I did have three of the suggestions about that time. I thought it checked your credit, not your memory.

An update 24 hours after installation. I now have an email saying they cannot build my credit report as they do not have enough information. They suggest this may because I am not on the electoral register, recently moved house, recently changed name or have not built up a credit history. Well I have been on the electoral register at my current address for 30 years, I have had the same name for near 65 years, I have a mortgage, 4 credit cards that have all had transactions in the last couple of months, I have had several car loans, the last taken out 3 years ago and a mobile phone contract taken out 3 weeks ago. I should have been pretty easy to find. There is only one conclusion about the effectiveness of this app...

Developer Response ,

Thanks for your feedback. We're really sorry to hear that you've not been able to view your credit file using Credit Monitor. If it is showing that you have a 'thin' Credit File this just means that your credit history is too limited for TransUnion (formerly Callcredit) to gather a report on you or that not all information has been shared with TransUnion. Lenders do not always share your information with all Credit Reference Agencies, some may only share details with one or two of them.

Dba1111 ,


Had this app briefly and then discovered it simply checked with a provider I had a paid subscription with to parrot back info I was paying fir to me as a search each month. Their prognosis varied from the established provider and appeared to be a way to spread unease and then target you for products that were unsuitable. I actually have no issues with my ratings, but they suggested I could do better and started sending me suggestions fir credit builder cards for which I have no need. At the very least this was insulting to a lot of things including my intelligence.
They rated my 18 year old son with a part time job who lives at home and is a student in the top 2%.. insane and dangerous.
Following the emails about credit builder cards I have now unsubscribed completely from MS. Real eye opener into a site I once had way more faith in.

Developer Response ,

Hi there, I'm sorry to hear that you don't feel that you've had a good experience using the Credit Monitor app. It's not our intention to spread unease or provide offers which aren't suitable for you. It may be that the data TransUnion has match you with in not quite right. We'd really like to look into this for you, please contact us at creditmonitor@moneysupermarket.com


Moneysupermarket.com Ltd
23.6 MB

Requires iOS 11.2 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating
Rated 4+
© Moneysupermarket.com Ltd


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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