If you are struggling with debts the mere sound of the phone ringing can be enough to fill you with dread… Freeze is the first debt solution app that is here to save your day by helping you to find a debt solution that will stop the calls, bailiffs and letters.

It is important to remember that no debt problems are unsolvable. Freeze can help find you a debt management solution, such as an IVA, DRO or Debt Management Plan that can help you write off your unaffordable debt.

Being in debt is often an extremely stressful and draining experience. If you’ve racked up a lot of debt and you’re worried about how you’ll pay it off, fear not, Freeze can find you a solution to tackle it and get on top of your finances in no time.

Even when you decide to tackle your debt problems, companies providing debt solutions such as IVA’s are all telephone-based, which results in many people continuing to stick their heads in the sand.

FREEZE is the one-stop debt solution app and can help find you a debt solution to help you write off your un-affordable debt.

- Write off up to 85% of your debt
- One affordable monthly payment
- Freeze the calls, the bailiffs and the letters

This app can help you with;

- Individual Voluntary Arrangements (IVA'S)
- Debt Relief Orders
- Bankruptcy
- Debt Management Plans
- Trust Deeds


Step 1 - Download the App
Unlike most debt solution companies that rely on call centres, our app allows you to avoid intrusive phone calls, pressure and paperwork by allowing you to complete everything in your own time.

Step 2 - Upload Your Debts & Assets
Simply upload all of your debts to the app and tell us what assets you own. We will then use this information to find you the perfect solution for your debt problem.

Step 3 - Add you Income and Outgoings
By adding all of your monthly incomings and essential outgoings, we will then work out your affordable monthly payment.

Step 4 - Complete the Checklist
Go through the simple checklist in your own time and make sure you have uploaded all of the supporting evidence. If you need a hand any point, just send us a message in the chat and one of our support team will be able to give you a helping hand.

Step 5 - Submit
After you have submitted all of the required information one of our advisers will be in touch via the chat to talk through your debt solution options.

Freeze does not provide any money management services, we are a fully regulated and authorised debt advisory firm to find the best solution to your debt needs

Freeze Debt Ltd which is registered in England and Wales. Registered Number 11842271.

For more information please visit our website at

What’s New

Version 2.11

Bug Fix for I phone 7 & 8

Ratings and Reviews

3.8 out of 5
74 Ratings

74 Ratings

JackyC73 ,

Breathe again

For the last 5 months, I haven’t slept or been able to focus on anything without the feeling of doom over my debts. Pay day would come and then debt day the day after, leaving me nothing to actually live on. Barely existing and feeling horrible for the next month until the cycle repeated itself.
Yesterday I had had enough and the Freeze advert came up on my Facebook. I downloaded the app, filled in the details feeling a little bit sick to be honest looking at how much I actually owed. The app chat was brilliant and really gave me a feeling of hope that there is a way out from this cloud I’ve lived under for months now.
Today I spoke to Jonathan and Nuri
who are both amazing. A plan looks like it’s in action to allow me to breathe again. I know I’m the one who got myself into this stinking mess but with Freeze’s help, I can hopefully get out of it!
If you’re struggling, reach out to this lot. You are not alone...They are fabulous and will give the best advice.

Chesskuh ,

Took away all anxiety!

I can’t thank the guys at FREEZE enough. I have been deliberating a debt solution for many months but the stress of having to initiate contact with a company has always made me put it off. I saw this app advertised on Facebook and the ease of direct messaging intrigued me enough to take the plunge. Only 2 days later I am on my way to becoming debt free. FREEZE explained everything for me, reassured me, every step of the way & took all the trouble out of compiling my income and expenditure and creditors away. I was particularly impressed with the easy uploading of bank statements and being able to send photographs of wage slips in app and the response time was incredible, not to mention super friendly! I highly recommend this service to anyone who is in debt but is nervous about taking the step to a suitable solution! Thank you FREEZE!

Sgnt ,

A great weight lifted

I didn’t think there was anything I could do, more money going out than coming in and constantly stressing about finances. These guys however have been great. Ahsin took on my case and has provided sound advice while keeping me well Informed along the way. My case is still pending but I have no doubts that very soon I will be updating this to say thank you for all the help. Definitely recommend these guys if you too feel you are financial stuck.


SwapGroup LTD
45.8 MB

Requires iOS 12.1 or later. Compatible with iPhone, iPad and iPod touch.



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  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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