Tymit Credit Card 4+
The credit card, reinvented
Tymit is the first instalment credit card, giving you complete control and transparency over your spending from the minute you plan to make a purchase through to making the repayment.
Say goodbye to the minimum payment trap, confusing interest charges and hidden fees. Spread the cost of any purchase across up to 3 months at 0% APR. Tymit is the credit card, reinvented.
We have re-designed the credit card, to put you in control.
- Affordable repayments, at your fingertips. Spread the cost of any purchase across 3 months interest-free. If you need longer, you can choose 6, 12, 24 and 36 months (interest is payable on plans of 6 months or more). You’ll always know how much interest you’ll pay up front. So you’re always in control of what you pay, and the number of instalments.
- Complete flexibility to adjust your repayment schedule at any time.
- When deciding whether to commit to that family holiday or the latest smart phone, use our purchase simulator to plan how it will impact your monthly bills.
- Bundle up! A unique way for you to monitor your spending, by grouping similar purchases together. You can customise the appearance and apply a re-payment plan of your choice.
- Protect your credit history, by staying on track to repay your balance. The app will give you complete visibility on your future payments and deliver smart alerts to help you to never miss a payment.
- Save money when you travel, with no fees on spending abroad.
- Absolutely no fees for membership and international transactions.
Credit limits from £500 to £5,000 and interest rates varying from 29.9% - 39.9%, subject to eligibility, terms and conditions apply.
Tymit LTD is a company registered in England and Wales (No. 10827757), authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 796994 and is also registered with the Payment Services Regulator (PSR) for providing payment services. Postal address 5 Merchant Square, London, W2 1AY.
The Tymit Card is issued by Transact Payment Limited (TPL). a company incorporated in Gibraltar with registered address 6.20 World Trade Center. 6 Bayside Road. Gibraltar. GX11 1AA and company registration number 108217.
TPL is authorised and regulated by the Gibraltar Financial Services Commission as an electronic money institution and is a member of the Visa card scheme.
We’ve swatted some pesky bugs and improved the performance of the app.
Ratings and Reviews
Best credit card I’ve used
I like Tymit very much because they are keen to change the way credit is traditionally given to customers. No interest on payments until after 3 months if you choose - they have options to pay in full or upto 3 months for the months purchase and it will cost you no interest! or pay over a longer term with different interest levels applicable. Really like their app where you can use their calculator that shows interest and timeline for any future planned purchases you may want to make. They feel like a much more human and customer orientated provider to me, responsive and helpful team who answer any questions you have via the app.
Developer Response ,
Thank you for your kind words. We are truly happy to see that you are enjoying your Tymit experience and we really appreciate the time you spent writing your great feedback. Should you ever need any assistance, feel free to reach out in-app or via email at email@example.com, our team will gladly assist you! Thanks, Team Tymit
Love the card and the concept but the app is a little clunky, keeps showing a badge for a notification and when i go into open conversations it shows all my previous conversations with customer service as unread, i click on them all and then close the app they all go into unread again. You cant updater personal details like you can i most banking/financial apps. Updating pin is a little bit of a pointless process you update it via app the. Have to go to a cashpoint check balance for it to synchronise. APR JUMPED 7% less than 30 days of me having it. Concerned that they do not post anything on any of there socials since last year so not fully trusting its a viable company so still kept my old credit card provider. Its been way more than 5 days since i contacted then with pin issues which i resolved myself.
Overall its good and has lots of potential hoping they become a little more mainstream and more socially active to invoke some trust but its a smart app and idea.
Developer Response ,
Hi, thank you for taking the time to leave us a review.
We’re are sorry to hear that you are experiencing some issues with notifications within the app. We hope to get this looked into and fixed for you as soon as possible.
We are always looking to improve our app and changing details in app is something we are developing.
We have been rather busy as of late but we are working hard to respond to any queries and we thank you for your patience in the meantime. We’re delighted to hear that you have been able to resolve your PIN issue, though we are very sorry that we were not able to respond to your query beforehand.
Your feedback is extremely valuable to us and we really appreciate you taking the time to let us know your thoughts.
Many thanks, Team Tymit.
All good until you need something
Whatever you do don’t get locked out of this app. I’m all for the concept and up until now had been very happy (I’m on my 3rd/4th billing cycle). HOWEVER because of something to do with exceeding Face ID attempts I tried to log in to the
app manually. Clicked through to the button that says ‘I already have an account’ and then get asked to fill in my details including email at which point it says ‘this email is already associated with an existing account’ and won’t let you go any further.
Not only that - I’m now being bombarded with texts as if I’m a new customer asking me to ‘apply today’. With no way to log in online and now coming up to 48 hours with literally no response from the support request I am completely stuck. It’s insufferable.
Seriously considering closing account completely as if this happened when I was overseas or in need of the use of my card I’d be completely stuck. Poor poor form. Will update if I ever get a response but at the moment I’d say AVOID.
Developer Response ,
Hi there, thank you for leaving us feedback and sorry we didn't get around to addressing your review at the time. I do believe that it's been fixed on our end but if you still have any questions or concerns then please reach out to our Customer Support team at firstname.lastname@example.org and we'll be happy to help! Thanks, Team Tymit
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Usage Data
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- Tymit LTD
- 107.3 MB
- Requires iOS 15.0 or later.
- iPod touch
- Requires iOS 15.0 or later.
- Age Rating
- © Tymit LTD
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