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Saving and investing made easy with smart tools and real financial coaches.


- Speak to a certified financial coach about your goals
- Our coaches will work with you to make your goals a reality
- We'll help you at any financial stage - buying your first house, saving for retirement, creating an emergency fund, starting to invest
- Feel confident, motivated and inspired about your financial future


- Get the market's best rate on your cash
- 2% bonus available up to £3000
- Save your financial goals faster
- Cash pots are covered by the FSCS, and saved in a NatWest account


- Get started quickly & easily with a Claro Stocks & Shares ISA
- Choose from our 9 portfolios, hand-picked by our investment experts
- Portfolios are in themes such as "Big Tech" and "Conscious Lifestyle", meaning you can invest in line with your interests and values. Invest in companies such as Tesla, Netflix, Apple and Amazon.
- Each themed portfolio is available in 3 risk levels so you can get started with investing at a risk level that's right for you
- Transparent investing fees, and no platform fee up to £2,500
- Everything is done for you - our in-house investment team actively look for better return options and rebalance your portfolios if the market changes
- Portfolios are diversified and a mixture of stocks & bonds
- ESG data for each portfolio means you can choose to invest ethically
As with all investments, your capital is at risk.


- Set an unlimited amount of goals, such as "save for retirement" or "start investing"
- Your financial coach can help you set these goals
- Select your target amount and timeline
- Choose different cash or investment products for each goal, so you can make your money work as hard as possible


- See your spending and income from all your bank accounts in one place
- Understand where your money is being spent across different categories so you can budget better
- 70% transactions automatically categorised vs. 30% industry average
- Customise your categories to suit your lifestyle


- Learn about finance with exclusive in-app content
- Read expertly written articles to help you achieve your financial goals


- We support biometric security (face & fingerprint ID)
- Any sensitive data we hold is stored using symmetric cryptography (AES)
- We use 256-bit TLS encryption to communicate with our servers

Our investment fees:

- Platform fee: free up to £2500 and then 0.45% per year
- Portfolio fee: average 0.19% per year
- Market spread: average 0.05% per year
- No hidden fees
- No withdrawal fees or limits

Claro Wealth Limited is registered with the Financial Conduct Authority as an appointed representative of WealthKernel Limited which is authorised and regulated by the Financial Conduct Authority.

What’s New

Version 2.10.2

- Get a 2% bonus on your cash - the market's leading rate
- Speak to a real person about your finances & create a financial plan
- Open a Claro ISA with as little as £10
- 300 out of 1,000 free coaching calls delivered - get yours today
- We've fixed the issue related to the duplication of cash goals
- We've fixed the crash that some users experienced in the suitability questionnaire flow
- We've fixed a crash that some users experienced when trying to email us from within the app

Ratings and Reviews

4.1 out of 5
21 Ratings

21 Ratings

Finlay C ,

Fixed my crashing app

After initial crashing probably ios15. Works fine now

Developer Response ,

Hi there,
I'm Esther, one of the support team members here at Claro. I am sorry to hear you are having this issue. Please email support@claromoney.co.uk from your registered email address and we will investigate and resolve this issue for you.

Ally-20210000 ,

I learnt a lot from Stacey

I was part of the beta and had a call with Stacey and although I work with finances at work my personal finances have always been 🙃 I got some great pointers and made some changes to how I save and invest my money.

Ed T SW ,

Great for sorting finances

Great coaching call which helped me understand how to better manage my finances, would recommend! Investing options are nice and easy to understand too.

App Privacy

The developer, Claro Wealth Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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