Claro Money-Plan, Save, Invest 4+

Get 2% on your cash

Claro Wealth Limited

Designed for iPhone

    • 4.3 • 179 Ratings
    • Free

iPhone Screenshots


Saving and investing made easy with smart tools and real financial coaches.


- Speak to a certified financial coach about your goals
- Our coaches will work with you to make your goals a reality
- We'll help you at any financial stage - buying your first house, saving for retirement, creating an emergency fund, starting to invest
- Feel confident, motivated and inspired about your financial future


- Get the market's best rate on your cash
- 2% bonus available up to £3000
- Save your financial goals faster
- Cash pots are covered by the FSCS, and saved in a NatWest account


- Get started quickly & easily with a Claro Stocks & Shares ISA
- Choose from our 9 portfolios, hand-picked by our investment experts
- Portfolios are in themes such as "Big Tech" and "Conscious Lifestyle", meaning you can invest in line with your interests and values. Invest in companies such as Tesla, Netflix, Apple and Amazon.
- Each themed portfolio is available in 3 risk levels so you can get started with investing at a risk level that's right for you
- Transparent investing fees, and no platform fee up to £2,500
- Everything is done for you - our in-house investment team actively look for better return options and rebalance your portfolios if the market changes
- Portfolios are diversified and a mixture of stocks & bonds
- ESG data for each portfolio means you can choose to invest ethically
As with all investments, your capital is at risk.


- Set an unlimited amount of goals, such as "save for retirement" or "start investing"
- Your financial coach can help you set these goals
- Select your target amount and timeline
- Choose different cash or investment products for each goal, so you can make your money work as hard as possible


- See your spending and income from all your bank accounts in one place
- Understand where your money is being spent across different categories so you can budget better
- 70% transactions automatically categorised vs. 30% industry average
- Customise your categories to suit your lifestyle


- Learn about finance with exclusive in-app content
- Read expertly written articles to help you achieve your financial goals


- We support biometric security (face & fingerprint ID)
- Any sensitive data we hold is stored using symmetric cryptography (AES)
- We use 256-bit TLS encryption to communicate with our servers

Our investment fees:

- Platform fee: free up to £2500 and then 0.45% per year
- Portfolio fee: average 0.19% per year
- Market spread: average 0.05% per year
- No hidden fees
- No withdrawal fees or limits

Claro Wealth Limited is registered with the Financial Conduct Authority as an appointed representative of WealthKernel Limited which is authorised and regulated by the Financial Conduct Authority.

What’s New

Version 2.15.2

Hello Claro users! We’ve made some bug fixes and improvements.
If you're enjoying the Claro app, please leave us a review on the App Store. If you have any feedback, we're all ears – please email 

Ratings and Reviews

4.3 out of 5
179 Ratings

179 Ratings

Jamiedoughnut ,

Free 1on1 session

When you sign up for Claro you are encouraged to get on a free 121 training session and I would HIGHLY recommend making the most of it. Great app with some very unique features, and the one on one session is incredibly personalised with solid advice and a super comfortable style. Loads of thought went into it and I went away with a very clear and effective plan based on my personal situation and financial goals. Would highly recommend!

Hitchcock8757 ,

100% recommended Claro app!

I’ve had a fantastic experience with Claro and would 100% recommended it to anyone interested in getting your finances and goals under control. I had the pleasure to have the introductory coaching session with Sarah who was brilliant and went the extra mile to help me feel empowered and confident. She was extremely helpful and made the whole process very enjoyable!

RobWarwickshire ,

Top marks for Sarah and the app

Delighted to have been paired with Sarah B for a highly informative and invaluable coaching session. Professional and engaging, Sarah’s warmth and experience shine through. It’s fair to say that she goes above and beyond expectations. The coaching session is the kind of perk that is very human yet rare to find as part of an app. That, and coupled very welcome “bonus pot” interest rate means that Claro represents a very attractive proposition all-round.

App Privacy

The developer, Claro Wealth Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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