Fido Solutions 17+

Apply for an online loan to grow your business or pay fees. No collateral.

Chale! The Fido App is here and It’s Pink

Fido is here to empower individuals and entrepreneurs to capture opportunities in Africa. The Fido App is available and accessible 24/7 to all.
What We Offer:
Quick Fido Loans: Get 100 GHC-3,000 GHC to sort out your needs.
FAST - Get approved within 15 minutes.
Simple - Apply from the app anytime, anywhere.
EASY - No collateral, No guarantors.
TRANSPARENT - Review the full cost before applying, with no hidden fees.

Here’s how to apply for a Loan:
* Download the Fido App and register only once.
* Confirm your details with a valid Ghana Card and an address.
* You must be 18 and a resident of Ghana to apply.
* If approved, you will receive the money instantly into your Mobile Money account.
* The interest rate and total amount to repay are displayed in the app. No hidden fees.
* Receive up to 200 GHS for your first loan.
* Your loan amount is increased every time you repay on time, up to a maximum of 3,000 GHS.
As the loan increases, we decrease the interest rate and offer installment options.
We accept MTN, AT & Vodafone Mobile Money wallets.

Here’s how to repay:
You can dial *711*666# to repay.
For other options like using the MTN, AirtelTigo and Vodafone menus, find the repayment process in the Fido App 'Help' section.
Repay on time and be eligible to take another loan.

Dos and Don’ts- Fido Loan Application:

Don’ts:
Don’t pay any deposits to any agents, Fido is a 100% mobile app!
Don’t use a mobile money number that does not belong to you.
Don’t use someone else’s Ghana Card.
Don’t use names that are not on the Ghana Card or shorten it (Ex. Do not write Abiba, if the name on your Ghana Card is Abibatu)
Don’t apply for someone else.

Do’s:
Ensure that you type your correct Ghana Card number.
Ensure that you type the Mobile Money number correctly.
Ensure that the date of birth you select is correct, and it’s the same as the date of birth on the Ghana Card.
Ensure to repay your loan on time to unlock higher loan amounts and better terms.

When applying for a loan you can choose your repayment terms.
Repay in one or multiple installments, depending on your eligibility.

Fido loans are intended to assist entrepreneurs and individuals with their businesses or everyday needs and not to service long-term debt obligations.
Maximum Annual Percentage Rate (APR) is 70%. This is based on an interest of 0.293% per day and decreases with good repayment behavior. Processing fee per loan is 17 GHS, and Deductible Commitment fee is 1.4%.

Representative Example:
‏A borrower who receives 1,000 GHS loan for a 180-day term, will be charged an interest rate of 0.293% per day, thus 329.15 GHS in 180 days, and a processing fee of 17 GHS, summing up to a total repayment of 1,346.15 GHS. A deductible 1.4% commitment fee is applied, and 14 GHS will be deducted from the principal.
‏* In summary: 1,000 GHS (borrowed amount), minus 14 GHS (commitment fee) + 329.15 GHS (interest) + 17 GHS (processing fee) = 1,346.15 GHS (total payment).
• The borrower has the flexibility to make early repayments at any point which may reduce the above-stated interest.

Contact us at 0242436885 / www.fido.money for more details.
Your privacy and confidentiality of your personal information and data is important to us.
Find out more: https://www.fido.money/legal-pages/privacy-policy-statement