Fido Solutions 17+

Endless opportunities

Fido Limited

    • Free

iPhone Screenshots


Apply for an online loan to grow your business or pay fees. No collateral.

Chale! The Fido App is here and It’s Pink

Fido is here to empower individuals and entrepreneurs to capture opportunities in Africa. The Fido App is available and accessible 24/7 to all.
What We Offer:
Quick Fido Loans: Get 100 GHC-3,000 GHC to sort out your needs.
FAST - Get approved within 15 minutes.
Simple - Apply from the app anytime, anywhere.
EASY - No collateral, No guarantors.
TRANSPARENT - Review the full cost before applying, with no hidden fees.

Here’s how to apply for a Loan:
* Download the Fido App and register only once.
* Confirm your details with a valid Ghana Card and an address.
* You must be 18 and a resident of Ghana to apply.
* If approved, you will receive the money instantly into your Mobile Money account.
* The interest rate and total amount to repay are displayed in the app. No hidden fees.
* Receive up to 200 GHS for your first loan.
* Your loan amount is increased every time you repay on time, up to a maximum of 3,000 GHS.
As the loan increases, we decrease the interest rate and offer installment options.
We accept MTN, AT & Vodafone Mobile Money wallets.

Here’s how to repay:
You can dial *711*666# to repay.
For other options like using the MTN, AirtelTigo and Vodafone menus, find the repayment process in the Fido App 'Help' section.
Repay on time and be eligible to take another loan.

Dos and Don’ts- Fido Loan Application:

Don’t pay any deposits to any agents, Fido is a 100% mobile app!
Don’t use a mobile money number that does not belong to you.
Don’t use someone else’s Ghana Card.
Don’t use names that are not on the Ghana Card or shorten it (Ex. Do not write Abiba, if the name on your Ghana Card is Abibatu)
Don’t apply for someone else.

Ensure that you type your correct Ghana Card number.
Ensure that you type the Mobile Money number correctly.
Ensure that the date of birth you select is correct, and it’s the same as the date of birth on the Ghana Card.
Ensure to repay your loan on time to unlock higher loan amounts and better terms.

When applying for a loan you can choose your repayment terms.
Repay in one or multiple installments, depending on your eligibility.

Fido loans are intended to assist entrepreneurs and individuals with their businesses or everyday needs and not to service long-term debt obligations.
Maximum Annual Percentage Rate (APR) is 70%. This is based on an interest of 0.293% per day and decreases with good repayment behavior. Processing fee per loan is 17 GHS, and Deductible Commitment fee is 1.4%.

Representative Example:
‏A borrower who receives 1,000 GHS loan for a 180-day term, will be charged an interest rate of 0.293% per day, thus 329.15 GHS in 180 days, and a processing fee of 17 GHS, summing up to a total repayment of 1,346.15 GHS. A deductible 1.4% commitment fee is applied, and 14 GHS will be deducted from the principal.
‏* In summary: 1,000 GHS (borrowed amount), minus 14 GHS (commitment fee) + 329.15 GHS (interest) + 17 GHS (processing fee) = 1,346.15 GHS (total payment).
• The borrower has the flexibility to make early repayments at any point which may reduce the above-stated interest.

Contact us at 0242436885 / for more details.
Your privacy and confidentiality of your personal information and data is important to us.
Find out more:

What’s New

Version 1.0.5

This update includes several improvements to enhance your experience in the app.
We have fixed some bugs and improved the overall performance.

Ratings and Reviews

4.1 out of 5
2.8K Ratings

2.8K Ratings

Carlos Inhale ,

Fido score Is low

I was told my Fido score is low so I should take action to increase my score but I have all requirements for the loan, am over 18, I have my Ghana card and still my Fido score is low.. And I can’t do anything about it please help pls

Developer Response ,

Hello Carlos,
Thank you for contacting us. I understand your frustration with the eligibility process. Eligibility is determined by various factors. However, providing additional financial and personal information can improve your Fido Score. By doing so, you can unlock larger loan amounts and improved loan terms. Please contact us at or via live chat on the app with your contact information so that we can address your concern.

mihhfjf ,

Oh no we couldn’t verify you

I have installed the app and uploaded my details but it wasn’t successful(oh no we couldn’t verify you). I deleted the app and reinstalled it again but same problem.I have even reported my complaints but still same issue at hand. Am now fed up. Why all this disappointments. Please If you can’t help us, let us know. Don’t let us waste our time entering our details before telling us it was not successful(oh no we couldn’t verify you).Please do something about this (I am using iPhone).Thank you

Developer Response ,

Dear User,
We're sorry to hear that, and we would love to take a look at the issue. Please reach out to our customer support team on any of our awesome support channels, whether it's live chat on the app or emailing us at, and we'll be more than happy to help you out. So don't hesitate to reach out—we're here for you!

Kwabena Agyepong ,

Best Loan App

I rarely like to use such facilities for my day to day businesses. I must say I was pretty impressed with since I started using it. It’s hassle free, the process is smooth (if you have good internet). You hardly experience any glitches and the repayment is easy. Best loan app so far 👍🏾👍🏾👍🏾👍🏾

Developer Response ,

Hello Kwabena,
We appreciate your feedback and are grateful that you chose FIDO. We hope you continue to enjoy the amazing opportunities we provide and become a part of our family. Don't forget to spread the word about FIDO to your family and friends - you'll even get rewarded for it. Thank you and have a great day.

App Privacy

The developer, Fido Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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