We listen to you!

It helps us to constantly improve our products and security to serve more than 3 million people.
As a mobile-based and simple app that is completed with Visa debit cards, Jenius makes it easier for you to manage life/finance in your own way.

We built banking experience and these features based on your needs and aspirations:

1. Activate BUSINESS ACCOUNT without going to the bank
You can have 2 bank accounts (personal and business) in 1 Jenius app to manage your business finance anywhere and anytime.

2. ACCOUNT ACTIVATION through a video call
No need to go to a bank. Now, opening a bank account can be done everywhere.

3. Jenius DEBIT CARD for all transactions worldwide
You can use m-Card, e-Card (virtual debit card), and x-Card (additional debit card) to manage your expenses.

4. JENIUS PAY for shopping online without a card
Input your $Cashtag and the bill will automatically be sent to your Jenius app.

5. No more juggling between multiple apps, pay with QRIS
It is a simple, quick, and secure new contactless payment method from Jenius. Just scan the QR Code to pay.

6. Moneytory to map out your personal cash flow
This is the perfect money tracker to help you manage spending effectively.

7. FLEXI SAVER, a flexible saving
The savings account is on your smartphone. Now you can have up to 3 flexible savings with 2.5% p.a. interest rate and with no minimum balance. You can top up and withdraw your fund anytime.

8. DREAM SAVER, your automatic saving
This automatic saving with 2.5% p.a. interest rate will help you achieve your dreams by making up to 5 automatic debit payments to your savings every day/week/month.

9. MAXI SAVER to maximize your money
A term deposit with up to 4.25% p.a interest rate and minimum fund of IDR10,000,000. You can choose a preferred tenor and rollover method.

10. e-WALLET CENTER to manage your e-Wallets
Manage up to 10 e wallet accounts of GO-PAY, OVO, DANA, LinkAja! M-Tix, and BNI TapCash from one place. You can decide how much money you want to top up for your e Wallet, starting from IDR10,001.

11. Buy or sell 7 FOREIGN CURRENCIES
Besides IDR, you can also have USD, SGD, AUD, EUR, GBP, HKD and JPY balance in your Jenius account. Connect any of those foreign currencies to your m-Card and you’re ready to make a transaction, investment and trading forex from your mBanking.

12. SEND IT to pay all your bills
We offer easy access to money transfer, pay electricity, water, phone, credit card bills, donation, and every payment with one feature.

13. CARD CENTER to manage your debit cards
One place to manage all of your Jenius Debit Cards. From changing your card limit to requesting a new card.

14. $CASHTAG for money transfer
A personalized name as your account identity to send money and money requests to other Jenius users.

15. SPLIT BILL to split your bills fairly
Going the Dutch way with your friends is now easier with Split Bill, even if they haven’t used Jenius.

16. PAY ME to send a money request with no worries
Sending a money request is now more convenient with $Cashtag, e-mail address or phone number.

17. IN & OUT, your transaction history
Jenius records your income and expenses with simple categorization based on your financial activities.

18. Jenius E-STATEMENT is your bank statement
Don’t queue for cash flow statements! Save your time by downloading the monthly e-Statement from Jenius app and send it via e-mail/SMS/messaging apps if needed.

Jenius is a digital banking and part of PT Bank BTPN Tbk. that is registered and supervised by OJK (Indonesia Financial Services Authority) and guaranteed by LPS (Indonesia Deposit Insurance Corporation), so Jenius is safe.

Find out more about this new way of banking at and start a new, better life with Jenius.

Simpler Life, Happier You

What’s New

Version 2.46.2

How are you, teman Jenius? Hope you are well.

Many things have happened in the past year and we want to know.

Don’t worry, not all of it. Only if there are any updates on your work or income details.

In this version, we ask you to update your personal details. It helps us to keep your account secure and prevent any potential fraud.

Stay safe and healthy!

Ratings and Reviews

4.4 out of 5
16.2K Ratings

16.2K Ratings

Adipedia ,

Great Concept, Still need Improvement.

Initially I was impressed with the new account opening concept. They are the first bank that allow account opening from an app in INDONESIA.
I had trouble with the registration though, my first registration did not goes as smoothly as I hoped. But after quite some time, back and forth with the helpdesk and Jenius partners. Problem was solved.
Saving money never been so easy, interest rate are comparatively good, free transactions quota and withdrawals from ANY Bank's ATM in Indonesia is interesting. Separate top up e-card from visa would create a safer internet transaction..
Can't give full score on the apps due to the registration problem, but the bank's staff was very helpful.

PS : to the developer, when updating the apps it is customary to tell the App Store customer what is being updated (bug fix, encryption, new menu, etc) instead of commercials like "6,25% deposit etc. ".

sonisinungan ,

What happen

E-Wallet centre always loading and cannot be click. Please fix it

sustinaperry ,

Nice app❤️

Fiturnya mudah digunakan dan memudahkan dalam setiap transaksi termasuk dalam hal menabung. Banyak fitur fitur keren yang bisa dimanfaatin dari jenius ini. Semoga kedepannya semakin berkembang menjadi lebih baik lagi dan lebih banyak fitur fitur canggih lainnya.

App Privacy

The developer, PT Bank BTPN Tbk., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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