Vacations are postponed.
Meetings are postponed.
Many plans are postponed.
But, your life goals are not postponed. We are still here to help you to reach it.

While you stay at home, you don’t need to change your banking experience with Jenius. As a mobile-based app which is completed with Visa debit cards, Jenius will make a saving, transacting, and managing life/finance easier anytime and anywhere. We let you control your financial life with these features:

1. ACCOUNT ACTIVATION through a video call
No need to go to a bank. Now, opening a bank account can be done from anywhere.

2. Activate BUSINESS ACCOUNT without going to the bank
You can have 2 accounts (personal and business) in 1 Jenius app to manage business funds anywhere and anytime.

3. Debit card as a credit card
Instead of a credit card, now you can use Jenius Debit Cards to subscribe to Spotify, Netflix, make transactions in App Store and create PayPal account.

4. SEND IT to pay all your bills
From money transfer, electricity, water, phone, credit card bills, to donation, every payment made easier and simpler with one feature.

Besides IDR, you can also have USD, SGD, AUD, EUR, GBP, HKD, and JPY balance in your Jenius account. Connect any of those foreign currencies to your m-Card, and you’re ready to make a transaction.

6. e-WALLET CENTER to manage your e-Wallets
Manage up to 10 e-Wallet accounts of GO-PAY, OVO, DANA, LinkAja, and M-Tix, from one place. You can decide how much money you want to top up, starting from IDR10,001.

7. FLEXI SAVER, a flexible saving
Now you can have a flexible saving with 4% p.a. interest rate and with no minimum balance. You can top up and withdraw your fund anytime you want.

8. DREAM SAVER, your automatic saving
This automatic saving with 4% p.a. interest rate will help you achieve your dreams by making automatic debit payments to your savings every day/week/month.

9. MAXI SAVER to maximize your money
A term deposit with up to 5.75% p.a interest rate and minimum fund of IDR10,000,000. You can choose a preferred tenor and rollover method.

10. CARD CENTER to manage your debit cards
One place to manage all of your Jenius Debit Cards. From changing your card limit to requesting a new card, everything can be done right from the app.

11. $CASHTAG for money transfer
A personalized name as your account identity to send money and money request to another Jenius users.

12. SPLIT BILL to split your bills fairly
Going the Dutch way with your friends is now easier with Split Bill, even if they haven’t used Jenius.

13. PAY ME to send a money request with no worries
Sending a money request is now more convenient with $Cashtag, e-mail address or phone number. You can even send a reminder if you’re still not getting paid back.

14. JENIUS PAY for shopping online without a card
Input your $Cashtag and the bill will automatically be sent to your Jenius app. Easy-peasy!

15. FLEXI CASH for your emergency fund
Get ready for rainy days with an emergency fund up to IDR50,000,000. You can make multiple disbursements as you need.

16. IN & OUT, your transaction history
Jenius records your income and expenses with simple categorization based on your financial activities, so that you can track your spending easily.

17. Jenius E-STATEMENT is your bank statement
Don’t queue for statements! Save your time by downloading the monthly e-Statement from Jenius app and send it via e-mail/SMS/messaging apps if needed.

Jenius is part of PT Bank BTPN Tbk. that is registered and supervised by OJK (Indonesia Financial Services Authority) and guaranteed by LPS (Indonesia Deposit Insurance Corporation), so Jenius is safe.

Find out more about this new way of banking at and start a new, better life with Jenius.

Simpler Life, Happier You.

What’s New

Version 2.32.4

New to Jenius? Now you can input a referral code or your friend’s $Cashtag who recommended Jenius to you when register.

To use and make the most of all Jenius features, activate your account after register by using Video Call. It’s easy and free. You can even do it when you’re just #stayathome.

Ratings and Reviews

3.7 out of 5
3.8K Ratings

3.8K Ratings

Adipedia ,

Great Concept, Still need Improvement.

Initially I was impressed with the new account opening concept. They are the first bank that allow account opening from an app in INDONESIA.
I had trouble with the registration though, my first registration did not goes as smoothly as I hoped. But after quite some time, back and forth with the helpdesk and Jenius partners. Problem was solved.
Saving money never been so easy, interest rate are comparatively good, free transactions quota and withdrawals from ANY Bank's ATM in Indonesia is interesting. Separate top up e-card from visa would create a safer internet transaction..
Can't give full score on the apps due to the registration problem, but the bank's staff was very helpful.

PS : to the developer, when updating the apps it is customary to tell the App Store customer what is being updated (bug fix, encryption, new menu, etc) instead of commercials like "6,25% deposit etc. ".

sonisinungan ,

What happen

E-Wallet centre always loading and cannot be click. Please fix it

mpw28 ,

Life saver

Udah pake Jenius kurang lebih 3 tahun dan menurut aku digital banking service terbaik sih. Transfer ke mana mana gampang dan cepat, kayak bayar tagihan juga udah gak pusing tinggal buka app. Sempet bawa kartu debit Visa nya ke luar negri di HK, Sg, bahkan sampe Eropa pun transaksi tetep nyaman. Aku pake Jenius untuk tabung menabung juga soalnya bunga nya gedhe 🤑. Temen yang baru join juga suka banget apalagi sekarang bisa aktivasi pakai video call doang, tambah cepet dan gak ribet. Sayang belum pernah cobain fitur pinjaman dari Jenius, tapi so far seneng banget sih sama service nya 😍


PT Bank BTPN Tbk.
54.2 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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