atome ID - Buy now. Pay later 4+

0% interest* flexible payments

APayLater Financials Pte Ltd

Designed for iPhone

    • Free

iPhone Screenshots

Description

Atome is Asia’s leading Buy Now, Pay Later (BNPL) app. Download Atome today and shop what you love, at your own time. Enjoy flexible payment solutions at a wide variety of popular online and offline retailers across categories like fashion, beauty, lifestyle, fitness and homeware.

HOW TO PAY WITH ATOME

1. Select Atome as the mode of payment
If you’re shopping online, select Atome during checkout. If you’re at a participating physical store, use your Atome app to scan the QR code at the cashier.

2. Make payment
Atome automatically splits your purchase into 3 interest-free payments. Complete the first payment at the point of purchase. The next two payments will be scheduled 30 days apart.

3. Keep track of your bills
The Atome app does all the work for you so you’ll never miss a payment again. Easily check your payment schedule under “Bills” on the app. You’ll also be informed whenever payments are due and when your payment cycle is complete.

WHAT YOU’LL LOVE ABOUT ATOME

1. Buy now, pay later
3 easy payments, 0% interest. Atome automatically splits your bill into 3 interest-free installments at thousands of stores. Pay only 1/3 of the amount at the time of purchase. The next two payments will be spread across the next 30 days.

2. Fuss-free payments
You’ll take only 72 seconds to register for an Atome account and complete your first transaction. Payments are automatically deducted from your preferred credit card or debit card — so you’ll never have to worry about missing a payment.

3. Shop online and in-stores
Use Atome to pay later at all your favourite brands including MAP, H&M, Matahari Dept Store, Zalora and Agoda. Atome is accepted at a wide range of offline and online shopping categories including women’s and men’s fashion, beauty, home, baby & kids, electronics, sports, outdoors, travel and lifestyle.

4. Vouchers and discounts
Download our app to get first dibs on special discounts, cashback, exclusive deals, recommended stores and other promotion notifications. Here’s what you can expect:
- Best deals and exclusive discounts at our partner retailers for new and existing users
- Personalised recommendations so you can get your favourite items at great prices
- Promotion notifications so you never miss out on the best deals

CONTACT US

Atome is dedicated to offering you the best shopping experience with our flexible payment solutions. Should you have any questions, please reach out to us at support@atome.id. Love using Atome? Leave us a rating and review on the app store and follow us on our social media channels:

Website: https://www.atome.id/
Facebook: https://www.facebook.com/atome.id/
Instagram: https://www.instagram.com/atome.id/
LinkedIn: https://www.linkedin.com/company/atomesg
YouTube: https://www.youtube.com/channel/UCgRFa6jWxTMTja_BOSQcggQ

What’s New

Version 2.52.0

-Fixed some bugs and improved product performance.
-Enjoy! Time to own it!

Ratings and Reviews

4.7 out of 5
13.8K Ratings

13.8K Ratings

riaduren ,

Pinjaman tunai

Kenapa ya pinjaman tunai di atome sudah tidak bisa digunakan lagi ??

Developer Response ,

Hai Atomees,
Mohon maaf atas ketidaknyamanan yang terjadi. Kami informasikan untuk saat ini fitur Cash Loan dalam Atome App sedang dalam pemeliharaan untuk peningkatan layanan. Pengajuan pinjaman dana akan ditangguhkan untuk sementara waktu. Namun, kamu masih dapat melakukan transaksi pembelanjaan dengan menggunakan Atome Paylater.

andra.08 ,

Kacau sales nya bener2 nipu!!!!

Sy tdk pernah ada cicilan sama sekali, padahal bisa bayar cash, pas cek apps nya taunya ada cicilan, padahal ditempatnya sudah gesek dan tinggal bayar, perkara diminta download dan regist muncul lah tagihan2 ini dan berBUNGA, sangat tidak mudah dipercaya, cari nasabah boleh tp tolong lah dengan penjelasan yg baik dan transparan, sangat tidak recomend!

Developer Response ,

Hai Atomees,
Kami mohon maaf atas ketidaknyamanan yang terjadi. Mohon informasikan kendala yang kamu alami saat menggunakan aplikasi Atome Paylater melalui CS email kami di support@atome.id sehingga kami dapat membantu kamu lebih lanjut.

Raden Gutawa ,

Penipuan Terselubung

Amit-amit semoga saya dijauhkan dari Atome ini, awalnya saya beli sepatu di beachwalk, dideketin sama sales Atome untuk download Atome biar dapt voucher 100.000,- karena kasihan saya download, saya beli 2 sepatu dengan transaksi di dua kalikan, saya bayar di cashier 2X, tapi bagai disambar petir saya dihubungi oleh pihak Atome bahwa saya punya cicilan sepatu 3x, cicilan pertama sudah jatuh Tempo dan kena denda Rp. 50.000,- saya cek transaksi M-banking saya ternyata yang masuk pembayaran saat itu cuma 1 sepatu, aneh yang satunya lagi kok belum terbayar dan jadi cicilan 3X ? Aneh banget saya sudah jelas-jelas membayar 2X tapi yang masuk cuma 1X ya? Akhirnya saya bayar semuanya sekaligus utang Rp. 1.299.000,- + Rp. 50.000,- (denda) = Rp. 1.349.000,-

Semoga jadi pelajaran buat semuanya, jangan karena kasihan lihat sales yang memelas karena diakhir ketika mereka menagih utang, tidak ada lagi belas kasihan mereka kepada kita, seolah-olah kita pencuri.

Terima kasih

Developer Response ,

Hai Atomees,
Kami mohon maaf atas ketidaknyamanan yang terjadi. Mohon informasikan kendala yang kamu alami saat menggunakan aplikasi Atome Paylater melalui CS email kami di support@atome.id sehingga kami dapat membantu kamu lebih lanjut.

App Privacy

The developer, APayLater Financials Pte Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Contact Info
  • Contacts
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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