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Atome enables you to own the things you want, pay with a choice of 3 or 6 month installments, 0% interest, without credit card, without Down Payment, and free of admin fees.

Atome automatically divides your payment evenly into 3 or 6 month installments at thousands of stores. No interest. No service fee. Pay the first installment a month after the transaction. The next payments will be spread 30 days apart and so on.

Atome partner with top stores & brands, from Sephora, iStyle to JD.ID, also MAP (Mitra Adi Perkasa). Whatever you are looking for beauty, fashion, furniture or home electronics, Atome will provide you with the latest trends.

Easy Payment
All it takes is 72 seconds to register an account and complete a transaction. Payments are automatically deducted.

1.After downloading Atome mobile app and setting up your account, you can shop and pay later.

2.Scan an Atome QR code to pay if you are at offline stores, or choose Atome as a payment option when you’re on a merchant’s website.

3.You can choose to split your purchase into 3 or 6 months.

4.Check the status of your payment schedule under “Bills” on the app. You’ll also be informed when your payment cycle is completed.

5.Atome supports credit card or debit cards across major banks for repayment.

Download Atome, enjoy the freedom to buy now pay later at your favorite stores!

You can follow us at our social media channels below:
Official Website: https://atome.id/
Facebook: https://www.facebook.com/atome.id/
Instagram: https://www.instagram.com/atome.id/
LinkedIn: https://www.linkedin.com/company/atomesg

For more information, contact us:
Phone: (021) 2150251717
E-mail: support@atome.id

PT Karya Widura Utama
District 8
Treasury Tower Lantai 53, Unit D, SCBD Lot 28
Jl. Jend. Sudirman Kav.52-54
Jakarta 12190

What’s New

Version 2.6.1

User experience optimization.

Ratings and Reviews

4.9 out of 5
5.4K Ratings

5.4K Ratings

Rachmat23 ,


Great paylater aplikasi

ya siapa aja lah ya ,


Its so bad , when people are rude for wats appin and asked about the payment, while its still got the time of the payment will be done. And didnt use a gopd profesional worker here. UNDER ESTIMATING PEOPLE ON IT DOESNT MAKES THIS APP LOOKIN GOOD AND PROFESIONAL.!!!

Tia Fatha ,

suka banget sama atom

first time iseng nyobain atom ternyata mudah banget dan tentu bunganya rendah :)

App Privacy

The developer, APayLater Financials Pte Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Contact Info
  • Contacts
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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