iPhone Screenshots


Atome enables you to own the things you want, pay with a choice of 3 or 6 month installments, 0% interest, without credit card, without Down Payment, and free of admin fees.

Atome automatically divides your payment evenly into 3 or 6 month installments at thousands of stores. No interest. No service fee. Pay the first installment a month after the transaction. The next payments will be spread 30 days apart and so on.

Atome partner with top stores & brands, from Sephora, iStyle to JD.ID, also MAP (Mitra Adi Perkasa). Whatever you are looking for beauty, fashion, furniture or home electronics, Atome will provide you with the latest trends.

Easy Payment
All it takes is 72 seconds to register an account and complete a transaction. Payments are automatically deducted.

1.After downloading Atome mobile app and setting up your account, you can shop and pay later.

2.Scan an Atome QR code to pay if you are at offline stores, or choose Atome as a payment option when you’re on a merchant’s website.

3.You can choose to split your purchase into 3 or 6 months.

4.Check the status of your payment schedule under “Bills” on the app. You’ll also be informed when your payment cycle is completed.

5.Atome supports credit card or debit cards across major banks for repayment.

Download Atome, enjoy the freedom to buy now pay later at your favorite stores!

You can follow us at our social media channels below:
Official Website: https://atome.id/
Facebook: https://www.facebook.com/atome.id/
Instagram: https://www.instagram.com/atome.id/
LinkedIn: https://www.linkedin.com/company/atomesg

For more information, contact us:
Phone: (021) 2150251717
E-mail: support@atome.id

PT Karya Widura Utama
District 8
Treasury Tower Lantai 53, Unit D, SCBD Lot 28
Jl. Jend. Sudirman Kav.52-54
Jakarta 12190

What’s New

Version 2.5.0

User experience optimization.

Ratings and Reviews

4.9 out of 5
3.3K Ratings

3.3K Ratings

Dimas_0! ,

Mantap bener

Mudah & cepat...Tolong di perbanyak lagi toko yg bisa menerima Atome bisa ke Digimap / IBox

setijan ,

Ternyata Pinjol Kreditpintar

Ini ternyata pinjaman online. Jangan sekali2 terjebak. Marketing tdk jujur memberi info bahwa ini pinjaman online. Ngakunya aplikasi barang-2 branded. Lintah darat. Telat bayar berapa jam denda 50rb. Waktu belum telat ga di WA, begitu telat langsung bertubi2, ga sopan lagi.

Ibiee AH ,


Wah gila bener nih app,
Gw itung2 gak ada bunga sama sekali, masih dikaih diskon lagi,
Daeebaakkk !!!
Thengkiu2 semoga terus mengembangkan sayap

App Privacy

The developer, APayLater Financials Pte Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Contact Info
  • Contacts
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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