Dhani is a one stop shop for all your financial needs. You can get Instant Personal Loans, Credit Line and Wallet to manage all your payments. Also, earn Dhani Points for all transaction made on the Dhani App.
Personal loans are available from ₹ 10,000 to ₹ 15 Lakhs period ranging from 3 months to 36 Months. Avail loans at interest rates from 1.2% to 3% p.m*. and Processing Fees range from 1.5% to 6% only. Zero foreclosure charges on loans below ₹ 20,000.
NEW OFFERING Now shop anything and everything in 3 easy EMI’s at 0% interest with Dhani Credit Line. This option allows you to set up your credit limit and shop on Dhani App, Across Online & Offline at 30 lakh plus Rupay merchants.
PAYMENTS Dhani also offers Mobile Recharge, Bill Payments (including gas, electricity etc.),Ticket Bookings (Bus, Flights & Trains) & option to purchase Gift Vouchers on the Dhani App itself. All Dhani Customers get exciting cashbacks on all transactions made on Dhani App.
With Dhani, you can avail:
• Personal Loan: With Dhani, fulfil all your dreams with unsecured personal loans, as we provide easy & instant personal loan disbursals.
Personal Loan Features:
o Money in your bank account instantly
o Share Pan Card & Address Proof to get instant personal loan disbursal
o No guarantee/security required for Instant Dhani loan
• Two Wheeler & Car Loan: Get a loan for your Bike or New/Used Car with Dhani. It is a faster & simpler way to get an instant two wheeler loan online.
o Get 100% loan value for your two wheeler or car
o Get your accessories covered under the 2 / 4 wheeler loan
o Get bike/car loan amount in your bank account instantly
o Choose a bike/car & dealer of your choice
o No need to pledge your bike/car against the loan
• Travel Loan: Now get a travel loan to make all your vacation dreams come true with Dhani.
o Plan & take your holiday whenever you want, don’t wait to save money for your travel plans
o Upgrade to better destinations instantly
• Medical Loan: Look after any medical need. With Dhani Medical Loans, money will never be concern for medical emergencies.
o Look after any medical requirement, don’t wait for insurance payment
o Use at any hospital of your choice
Introducing Dhani Credit Line
With Dhani Credit Line - EMI Card get more financial freedom and shop anything & convert each transaction you make into 3 easy simple EMIs. Enjoy all this at 0% interest rate.
o Automatic 3 month EMIs
o 0% interest rate
o Earn cashbacks on each buy
o Simple & hassle free option
Introducing Dhani Points – A Rewards Program by Dhani Exclusive for Dhani customers. Get cashbacks on everything you do on Dhani App. 1 Dhani Point is equal to ₹ 1.
o Everyone gets Welcome gift of ₹ 15 on Dhani Loan Sanction
o Enjoy Spin the Wheel and Win Up to ₹ 100 on every spin
o Refer a friend or family & Earn ₹ 250 on every loan taken
o Cashbacks of ₹ 20 on mobile recharge, bill payment & gift voucher
o Cashbacks of ₹ 75 on top up loans
Enjoy simple & rewarding Dhani mobile wallet.
Dhani wallet available on Dhani gives you the power of instant online payments! From mobile recharge to bill payments, gift vouchers to transferring money, with Dhani you get a wallet that comes with exciting cashbacks, rewards and offers!
Spin the Wheel
Your Dhani App now gives you the chance to earn money daily. Login to the app every day and spin the wheel and win points worth up to ₹ 100 Dhani daily!
How to Apply for a Dhani Loan:
1. Download the Dhani App & enter your mobile number.
2. Enter Loan Amount, PAN and personal details
3. Instant Approval & Disbursal of Loan Amount
Customer Service Details: helpline: 1860 419 3333 & Email: email@example.com
o Process enhancements and bug fixes.
Ratings and ReviewsSee All
Not able to apply for loan
My previous loan was closed 1 month ago but when i am applying for new loan its showing you were already applied for a loan but i am not apply for any loan. I also called 10 - 15 times to customer care regarding my issue but he/she replying me sir 5 din me ho jaega 10 din me ho jaega 7 din me ho jayega. I called customer care few days ago he again given me time of 15 days. What is this? If you don’t resolve your issues and also don’t have capability for resolving customer issues than shutting down your business.
Worst App for LOAN I’ve ever seen😠😠😠
Worst App ever i have seen..
I download app, got loan amount and was paying emi regularly, after paying 3 EMI through ECS, They have started playing their business mind in app.😠 i had got notification in app that Payment for November Month of 2018 was received,i did not check my statement that time and one of their Executives called me and asked details i said and they too said the emi for November month was received. Recently when i cheked my bank Statement emi wasn’t debited when i opted for a call back from Customer support centre in their app i dint even get a call till now, and now thinkg about my CIBIL score now which would have dropped due to their Careless work.i have maintained more than Sufficient Balance in my Account for my EMI. I still have maintained the same balance and EMI has not be debited. They haven’t even called me till now inspite of Opting for a call back from their app, Expecting a call back atleast now for clarification on my EMI which wasn’t debited
Worst Worst Worst Worst Service ever ...
Don’t go for it. They say instant loan but its not. I submitted all my docs on 27th apr. they told me to wait for 24 hrs and amt will be in your account.
I waited for 2 days,, but i did not reeive any update. When I contacted them they said wait for 2 days more,,, I did. but still no update,, I waited for 6-7 days more as they told me sometime it take 4-5 business days. I did. But again no update they keep saying its in verification.
And always give me a fake commitment to wait for 24 hrs . 2 days back i asked to speak to someone senior. They said u will receive a call in 2-3 hours but no cal received yet.
Then i called again they said ur verification is done. And now we are updating ECS so that we can take monthly installments.. again they asked me to wait for 24 hrs. I thought now it should work smoothly and there should be no problem.
I called them today to know the status as its already more than 24hrs. But now they are saying again that verification is pending and wait some more time ... So u can see whats happening there ... its seems they are not providing me right info. And they are not professional at all as they cant check that who gave me this info.. that verification is done.
And how time i wasted here. Its a WORST WORST Worst service ever seen in my life...
Better go with a bank.
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Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.
English, Gujarati, Hindi, Kannada, Marathi, Tamil, Telugu
- Age Rating
- © 2017, IVL Finance Limited
Up to six family members will be able to use this app with Family Sharing enabled.