iPhone Screenshots


dhani is a one-stop shop for all your healthcare & financial needs. You can get yourself an instant doctor consultation, medicines, instant loans, Demat/trading/stockbroking accounts, or just manage all your bill payments, travel bookings, shopping with the dhani Wallet or Card. You can get loans ranging from ₹2,500 to ₹ 1 Lakh @ 0% Interest Rate, payable in 3 months, and available in extremely affordable subscription plans from ₹ 125 to ₹ 1,500.

Introducing dhani One Freedom: One card with two benefits - get Zero% Interest Credit Lines up to ₹1,00,000 instantly and up to 50% discount on medicines with free doctor consultations. Use your Zero% credit line across all online & offline merchants and payback in 3 easy interest-free EMIs.

You can also enjoy free games on the dhani App and win money daily! Play free games, refer friends and family and earn dhani Cash. Use this cash for your EMI Payments or to avail cashback across all dhani products and offerings!

The perfect app for everyday needs!

One Freedom - dhani One Freedom is an exciting new offering that brings you complete freedom from interest rates & health worries. Now avail credit lines (loans) up to Rs.1,00,000 at 0% interest rate & free unlimited access to doctors instantly over video consultations - 24 hours a day, all days. Payback in easy interest-free EMIs over 90 days.

No-EMI Loan - Presenting dhani No-EMI Loan, an interest-free credit line that can be availed at zero processing fees. It offers you the convenience of No-EMIs with only the principal amount to be paid back after 90 days.

Instant Healthcare – Look after your and your family’s healthcare needs with instant doctor consultations. Get 24*7 online video consultations from our panel of qualified doctors across 10+ specialties. You can also order medicines, with attractive discounts of up to 40%, home-delivered within an hour.

dhani Wallet - Manage all your online payments with the dhani wallet. Phone recharge, gas, electricity or utility payments, bus, flight or hotel bookings or any online shopping platform – all your digital payments can be managed on a single app. You can also order your dhani Pay RuPay card and enjoy shopping across 30 Lakh+ online and offline merchants!

dhani SuperSaver – Get yourself a SuperSaver Card and enjoy maximum return on your spending. Now order medicines, with discounts up to 60%, and get an additional 5% Cashback on all your daily shopping & transactions - including phone recharge, petrol, shopping, utility bills, travel or hotel bookings, and much more! Shop with your dhani Wallet or dhani Pay RuPay card across all online and offline merchants across the country, and get instant cashback daily. Try FREE for 30 days!

Instant Personal Loans - Get money instantly in your account with low EMIs - Pay only interest amount as EMI for the first 6 months, and pay principal later. Also, enjoy an additional 10% cashback on the timely payment of EMIs each month. As a personal loan customer, you are also covered with free unlimited and instant doctor consultations and up to 40% discount on medicines.

dhani Stocks – Open a Demat & Trading Account on dhani and enjoy unlimited trading at just ₹ 500 p.m. Zero brokerage charges for F&O, Equity & Intraday trading. No Per Contract charge.

The dhani App also has a host of features to keep you engaged.

dhani Games – Exciting games like Spin the Wheel, Basketball, Darts, Pocket Pac, Pool & Paper Flick made just for your entertainment. Win Cash on each game!

dhani Dost - Invite your friends and family to the dhani App and earn real cash on each signup.

Health Zone – Immerse yourself in a world of peace and calm with relaxing audio podcasts curated to help you relax and ease your mind.

You can reach our Customer Care Team on 0124 6165 722 or email us at support@dhani.com
Personal Loan Example: For an instant loan of ₹ 2,500:
Interest Rate: 0%
Tenure: 3 months
Subscription Fee: ₹125
Additional Fees: Not Applicable

What’s New

Version 4.3.1

Bug fixes

Ratings and Reviews

4.2 out of 5
26K Ratings

26K Ratings

nicknamesarenotbeingaccepted ,

Worst app

My emi of rs 66 got declined and I was fined rs 118 yesterday night. So the total amount became 184. I paid it without wasting anytime through the app but the payment didn't got reflected. To avoid issues, I paid again 184 rs and as it didnt reflect in the app, I went to sleep. Morning, the amount got reflected in the app, but it accepted both payment with out giving me back the excess amount. I created mail immediately regarding this and got a reply mail after several time saying they have transferred the mail to the concerned department with bank satement. And all of a sudden, I noticed another overdue fine of rs 118 appeared in the app. I paid it immediately and got the confirmation pop up in the app but after waiting 12 hours it didnt reflected in the dhani account. Again I paid the amount through app and took screenshots while doing the payment. Its been hours and it still not reflected in the account. I sent mail again with the screenshots and if the dhani team do not take right action, I will take legal action. I was told to contact the customer care number but the number is like an ivr and there is no customer care executive available. For 66 rs emi, i hav now spend over 600 rs ..

Developer Response ,

"Dear Customer,

We are sorry for the experience you had with us. We assure you that we are constantly working towards improving your personal loan experience. Please write to us at support@dhani.com with your contact details and we shall get back to you to resolve your issue at the earliest.

Team Dhani"

Nikita Khattri ,

Unprofessional rude and felt cheated it's worst to have money from them

I am really very upset the way these guys have been working very unprofessional and they are making fool of people. I paid my emi on time through online 2 days later received call from saying did i pay my emi i gave them all details and they said your details have been updated. After a week again 1 or more times I received the call and gave them all details again. Today again I received the call & I refused 2 give details the associate immediately said ok we will keep you overdue. & when I checked in the app they were so fast that it was really updated. The issue is when I repeatedly gave my details of Payment it was not updated in there system but today when once I said I will not give details again they immediately did what they said. This is my last biggest mistake that I took a loan from these people plz be aware these people will do anything to make money from you. I would never suggest any of my colleagues or friend to have loan from dhani. Worst app worst people to deal with.

Developer Response ,

"Dear Customer,

We are sorry that you feel this way. We are constantly working towards improving your personal loan experience. Please write to us at support@dhani.com with your contact details and we shall call you to resolve your issue at the earliest.

Team Dhani"

Jai Subramaniam ,

Harassment in the name of marketing. Very cheap behaviour.

I downloaded the app to try and after hearing very negative reviews on the Internet, I wasn’t interested in their services so I decided to delete the app but I’ve been receiving their marketing calls daily early in the morning after explaining them everything and I asked them not to call be back yet they have been calling over and over again daily, I have blocked around 20 numbers so far yet their harassment in the name of marketing didn’t stop. Please do remove my number from your directory if this pattern persists then I’m going to send all the recorded calls, screenshots of their promotional messages to the Telecom Regulatory Authority of India for unsolicited commercial communication if the issue isn’t sorted by then I’m sure that I’m going to escalate this to appellate level for harassing me by calling my number daily. Please take due action at an earlier stage to save your reputation, if there is any.

Developer Response ,

"Dear Jai Subramaniam,

Firstly, I would like to apologise for the experience you had. Secondly, we would like to assure you that we are learning and improving with each day. We hope to deliver the best experience to you very soon.

Atul Pal, Team Dhani"

App Privacy

The developer, Dhani Services Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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