iPhone Screenshots


dhani is a one stop shop for all your healthcare & financial needs. You can get yourself an instant doctor consultation, medicines, instant loans, demat / trading / stock broking accounts, or just manage all your bill payments, travel bookings, shopping with the dhani Wallet or Card.

Introducing dhani OneFreedom: One card with two benefits - get Zero% Interest Credit Lines upto ₹25,000 instantly and up to 40% discount on medicines with free doctor consultations. Use your Zero% credit line across all online & offline merchants and pay back in 3 easy interest-free EMIs.

You can also enjoy free games on the dhani App and win money daily! Play free games, refer friends and family and earn dhani Cash. Use this cash for your EMI Payments or to avail cashback across all dhani products and offerings!

The perfect app for everyday needs!

OneFreedom - dhani OneFreedom is an exciting new offering which brings you complete freedom from interest rates & health worries. Now avail credit lines (loans) upto Rs.25,000 at 0% interest rate & also free unlimited access to doctors instantly over video consultations - 24 hours a day, all days. Pay back your credit line in easy interest free EMIs over 90 days. Now enjoy double benefits, with OneFreedom.

Instant Healthcare – Look after your and your family’s healthcare needs with instant doctor consultations. Get 24*7 online video consultations from our panel of qualified doctors across 10+ specialities. You can also order medicines, with attractive discounts of 40%, home delivered within an hour. Avail access to quality healthcare completely free for your first consultation.

dhani Wallet - Manage all your online payments with the dhani wallet. Phone recharge, gas, electricity or utility payments, bus, flight or hotel bookings or any online shopping platform – all your digital payments can be managed on a single app. You can also order your dhani Pay RuPay card and enjoy shopping across 30 lakh+ online and offline merchants! Tune into the app to get exciting offers daily.

dhani SuperSaver – Get yourself a SuperSaver Card and enjoy maximum return on your spends. Now order medicines, with discounts upto 60%, and get additional 5% Cashback on all your daily shopping & transactions - including phone recharge, petrol, shopping, utility bills, travel or hotel bookings and much more! Shop with your dhani Wallet or dhani Pay RuPay card across all online and offline merchants across the country, and get instant cashback daily. Try FREE for 30 days!

Instant Personal Loans - Get money instantly in your account with low EMIs - Pay only interest amount as EMI for the first 6 months, and pay principal later. Also, enjoy additional 10% cashback on timely payment of EMIs each month. As a personal loan customer, you are also covered with free unlimited and instant doctor consultations, and up to 40% discount on medicines.

dhani Stocks – Open a Demat & Trading Account on dhani and enjoy unlimited trading at just ₹ 500 p.m.. Zero brokerage charges for F&O, Equity & Intraday trading. No Per Contract charge.

Medical Insurance - Secure your family with affordable monthly premium plans for medical and personal accidental insurances. Custom plans covering up to ₹ 3,00,000. Get cashless facility across 4,700+ hospitals.

The dhani App also has a host of features to keep you engaged.

dhani Games – Exciting games like Spin the Wheel, Basketball, Darts, Pocket Pac, Pool & Paper Flick made just for your entertainment. Win Cash on each game!
Refer & Earn - Invite your friends and family to the dhani App and earn real cash on each sign up.

Health Zone – Immerse yourself in a world of peace and calm with relaxing audio podcasts curated to help you relax and ease your mind.

You can reach our Customer Care Team on 0124 6165 722 or 022 6773 7800 or email us at support@dhani.com

What’s New

Version 3.4.7

o UX Improvements

Ratings and Reviews

4.0 out of 5
10.9K Ratings

10.9K Ratings

Prodigy_spm ,


I have applied for a loan and got declined. To be honest, I used have a very good cibil score and good salary but still don’t know what they took into consideration and now I have completed 6 months and want to reapply but it’s not allowing me to do so as it still showing previous loan details. I have planned to call the customer service and the guy over phone”Syed” was very courteous, professional, knowledgeable and was quick. Promised me that it will be escalated and backend will erase the data of previous declined loan and I can be reapply after 24-48 hours. Thank you Syed for your exceptional customer service experience. All the***** are for your great customer service experience.

nicknamesarenotbeingaccepted ,

Worst app

My emi of rs 66 got declined and I was fined rs 118 yesterday night. So the total amount became 184. I paid it without wasting anytime through the app but the payment didn't got reflected. To avoid issues, I paid again 184 rs and as it didnt reflect in the app, I went to sleep. Morning, the amount got reflected in the app, but it accepted both payment with out giving me back the excess amount. I created mail immediately regarding this and got a reply mail after several time saying they have transferred the mail to the concerned department with bank satement. And all of a sudden, I noticed another overdue fine of rs 118 appeared in the app. I paid it immediately and got the confirmation pop up in the app but after waiting 12 hours it didnt reflected in the dhani account. Again I paid the amount through app and took screenshots while doing the payment. Its been hours and it still not reflected in the account. I sent mail again with the screenshots and if the dhani team do not take right action, I will take legal action. I was told to contact the customer care number but the number is like an ivr and there is no customer care executive available. For 66 rs emi, i hav now spend over 600 rs ..

Nikita Khattri ,

Unprofessional rude and felt cheated it's worst to have money from them

I am really very upset the way these guys have been working very unprofessional and they are making fool of people. I paid my emi on time through online 2 days later received call from saying did i pay my emi i gave them all details and they said your details have been updated. After a week again 1 or more times I received the call and gave them all details again. Today again I received the call & I refused 2 give details the associate immediately said ok we will keep you overdue. & when I checked in the app they were so fast that it was really updated. The issue is when I repeatedly gave my details of Payment it was not updated in there system but today when once I said I will not give details again they immediately did what they said. This is my last biggest mistake that I took a loan from these people plz be aware these people will do anything to make money from you. I would never suggest any of my colleagues or friend to have loan from dhani. Worst app worst people to deal with.

App Privacy

The developer, Dhani Services Limited, has indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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