iPhone Screenshots


CRED is a members-only app with exclusive rewards for every credit card bill payment. CRED’s credit card spend tracking and management features provide simple, yet powerful tools for its members to manage their credit card more efficiently.

In addition to curating exclusive rewards from top brands for it’s members, CRED members get access to CRED PROTECT - an AI backed system that keeps track of every single nuance of a credit card payment journey - right from due date reminders, spend patterns and other card usage statistics.

How to apply for CRED membership?

CRED is only for a select few - You can apply for a membership by signing up with your full name and mobile number on the app. If your credit score is above our eligibility score, you will be accepted as a member of CRED and will have access to a curated set of exclusive rewards and privileges that are members-only.

P.S: You will need a valid Indian phone number to enroll as a member of CRED

What’s New

Version 1.2.1

Crushed few bugs to give you better experience.

Ratings and Reviews

4.7 out of 5
42K Ratings

42K Ratings

Ikmeet3 ,

The best Credit Card Payment App

Indeed this is the best credit card payment and reminder application. The one of its kind in Indian market.

There have been several improvements and am extremely happy that the company is doing so well. There is still scope for improvement such as ability to choose silent notifications once minimum payment is made for a particular card, ability to add a card back post archive and ability to envy hotmail and not just gmail..

Over all the best application and am sure it will do very well in the future. Thank you CRED for the rewards - you and your team are excellent and your hard work is really appreciated.. thank you for the cakes and souvenirs such as “do something good today” this actually helps to calm down when you are too stressed at work.. I don’t think any other company has ever done some thing like this. Please let me know when your shares are up for public investment - I would like to buy some.. I am serious ;) ha ha .. all the best to Team CRED for the reminder of 2019.

Siddhesh ,

Most Intuitive way to pay Credit Card bills 👍

Paying credit card bills meant navigating to bank website or doing google search to pay with billpay. CRED takes away all the hassle & just requires me to input the bill amount, debit card cvv & Done! It’s fast & extremely intuitive. The one time initial setup is great & makes you feel privileged as you have more than 750 points to access the app. The screen to activate google account to read card statements is unnecessary below every card. I have never used google email & don’t plan to either. The option just takes up space while scrolling through the cards. The CRED points in addition to your card points keeps me coming back every month to pay my bills. Although the reward catalogue can be better & the cashback never crossed double digit for me. All in all an excellent app, looking forward to more features from CRED team.

Classy82 ,

A must for all credit card users

Causing a disruption in the credit card payment world this is an absolute must have app. Kudos to the team of CRED for having created such an easy to use and intuitive app. Benefits are galore and there is something for everyone. There is happiness to know that even you paying your regular credit card bills is giving you so many benefits. They are an absolute early starters to this idea and don’t think there is anyone who is even close to competing with them. I have personally benefited a lot and have been an absolute promoter. I have recommended through word of mouth to many and would continue to do that as I see absolute merit in have this app.
Thank you CRED for creating a world class app and wish you great success


Dreamplug Technologies Private Limited
141.8 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating
Rated 4+
© 2018 Dreamplug Technologies Private Limited


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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