iPhone Screenshots


CRED is a members-only app with exclusive rewards for every credit card bill payment. CRED’s credit card spend tracking and management features provide simple, yet powerful tools for its members to manage their credit card more efficiently.

In addition to curating exclusive rewards from top brands for it’s members, CRED members get access to CRED PROTECT - an AI backed system that keeps track of every single nuance of a credit card payment journey - right from due date reminders, spend patterns and other card usage statistics.

How to apply for CRED membership?

CRED is only for a select few - You can apply for a membership by signing up with your full name and mobile number on the app. If your credit score is above our eligibility score, you will be accepted as a member of CRED and will have access to a curated set of exclusive rewards and privileges that are members-only.

P.S: You will need a valid Indian phone number to enroll as a member of CRED

What’s New

Version 2.0.2

CRED has updated with an all new experience.

Ratings and Reviews

4.7 out of 5
47.9K Ratings

47.9K Ratings

Siddhesh ,

Most Intuitive way to pay Credit Card bills 👍

Paying credit card bills meant navigating to bank website or doing google search to pay with billpay. CRED takes away all the hassle & just requires me to input the bill amount, debit card cvv & Done! It’s fast & extremely intuitive. The one time initial setup is great & makes you feel privileged as you have more than 750 points to access the app. The screen to activate google account to read card statements is unnecessary below every card. I have never used google email & don’t plan to either. The option just takes up space while scrolling through the cards. The CRED points in addition to your card points keeps me coming back every month to pay my bills. Although the reward catalogue can be better & the cashback never crossed double digit for me. All in all an excellent app, looking forward to more features from CRED team.

Classy82 ,

A must for all credit card users

Causing a disruption in the credit card payment world this is an absolute must have app. Kudos to the team of CRED for having created such an easy to use and intuitive app. Benefits are galore and there is something for everyone. There is happiness to know that even you paying your regular credit card bills is giving you so many benefits. They are an absolute early starters to this idea and don’t think there is anyone who is even close to competing with them. I have personally benefited a lot and have been an absolute promoter. I have recommended through word of mouth to many and would continue to do that as I see absolute merit in have this app.
Thank you CRED for creating a world class app and wish you great success

StanlyRaj ,

Irresponsible and zero Customer service. Even payment not credited to my card since 12days

I have been using cred app since 3months. First 2months its fine. 3rd month I have paid my bill but it is not credited to my credit card. More than 12days till date it has not credited to my card and moreover the customer service team is totally irresponsible. No reply from them and not even a single mail from them. Only once I have received a call from them to discuss the issue and later no calls. Even no replies from them as I have sent almost 6mails to them. I am totally unsure where my money is gone. Giving 7,11,13,14 rupees as cashback and attracting the users, these apps were playing with our trust and belief. Dont ever never believe and delete this app at the earliest even though you guys had received some big cashback amount earlier. Beware of CRED.. Hope this is useful for new users. Truly not at all satisfied.
I have been levied with late charges even though as I have paid 2days before due date. Cred is saying nothing about it except you relax. Huge cheating app.


Dreamplug Technologies Private Limited
172.2 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating
Rated 4+
© 2018 Dreamplug Technologies Private Limited


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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