CRED is a members-only app with exclusive rewards for every credit card bill payment. CRED’s credit card spend tracking and management features provide simple, yet powerful tools for its members to manage their credit card more efficiently.
In addition to curating exclusive rewards from top brands for it’s members, CRED members get access to CRED PROTECT - an AI backed system that keeps track of every single nuance of a credit card payment journey - right from due date reminders, spend patterns and other card usage statistics.
How to apply for CRED membership?
CRED is only for a select few - You can apply for a membership by signing up with your full name and mobile number on the app. If your credit score is above our eligibility score, you will be accepted as a member of CRED and will have access to a curated set of exclusive rewards and privileges that are members-only.
P.S: You will need a valid Indian phone number to enroll as a member of CRED
CRED has moved into the future. Don’t be left behind. Under the hood upgrades and bug fixes make everything smooth, smoother.
Ratings and ReviewsSee All
Doesn’t let you delete your account!
For an app handling so much of your sensitive data, they fail to provide any trust in you considering how much they’ll try to distract you and prevent you from deleting account from their databases. I didn’t even make a payment, and wanted to delete my account and had to go through a frustrating 30 minutes of a unnecessarily roundabout chatbot, and a customer support executive who replies once in 5 minutes to get to know that the issue has been “escalated” and will be looked at in the next 5-7 working days. What happens if that time period passes and nothing has progressed? That remains to be seen.
It is unacceptable that there’s no direct and transparent account deletion feature and no actual customer support on this application. They stick a FAQ and hope that you never actually try to escalate issues with them.
Please don’t waste your time with this app as their business model will be to sell your financial data to advertisers. If not that, they will use your money which you’ve given them for their private investments in the 2 day period before your credit card account actually receives the money.
Developer Response ,
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Most Intuitive way to pay Credit Card bills 👍
Paying credit card bills meant navigating to bank website or doing google search to pay with billpay. CRED takes away all the hassle & just requires me to input the bill amount, debit card cvv & Done! It’s fast & extremely intuitive. The one time initial setup is great & makes you feel privileged as you have more than 750 points to access the app. The screen to activate google account to read card statements is unnecessary below every card. I have never used google email & don’t plan to either. The option just takes up space while scrolling through the cards. The CRED points in addition to your card points keeps me coming back every month to pay my bills. Although the reward catalogue can be better & the cashback never crossed double digit for me. All in all an excellent app, looking forward to more features from CRED team.
Irresponsible and zero Customer service. Even payment not credited to my card since 12days
I have been using cred app since 3months. First 2months its fine. 3rd month I have paid my bill but it is not credited to my credit card. More than 12days till date it has not credited to my card and moreover the customer service team is totally irresponsible. No reply from them and not even a single mail from them. Only once I have received a call from them to discuss the issue and later no calls. Even no replies from them as I have sent almost 6mails to them. I am totally unsure where my money is gone. Giving 7,11,13,14 rupees as cashback and attracting the users, these apps were playing with our trust and belief. Dont ever never believe and delete this app at the earliest even though you guys had received some big cashback amount earlier. Beware of CRED.. Hope this is useful for new users. Truly not at all satisfied.
I have been levied with late charges even though as I have paid 2days before due date. Cred is saying nothing about it except you relax. Huge cheating app.
- Dreamplug Technologies Private Limited
- 237.4 MB
Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.
- Age Rating
- © 2018 Dreamplug Technologies Private Limited
Up to six family members will be able to use this app with Family Sharing enabled.