OneScore: Credit Score Insight 4+

Credit Score & Report (No ads‪)‬


    • Free

iPhone Screenshots


OneScore simplifies credit management with new features, smarter tracking, and a smoother app experience. The latest version of OneScore provides a bird's eye view of all your credit and loan accounts under one tab. You can still check your Experian and CIBIL score for free while we share customised actions to help you build a better credit record.

Take charge of your credit health with OneScore:

◼ Check your credit score and credit report on the go
◼ Apply for Personal Loan & get the amount disbursed instantly
◼ Monitor all your loan and credit accounts under one tab
◼ Set up reminders for bill payments & EMIs
◼ Get personalised insights on how to manage your credit
◼ Understand the factors that affect your score
◼ Learn A-Z of credit management & be prepared for any major milestone in life

Free Experian and CIBIL Score:

Check your Experian and CIBIL score instantly for free, without spam or ads.

OnePL - Get Personal Loan within minutes:

OnePL is a hassle-free way to get a personal loan. The APR for personal loans ranges from 12.5% to 19% based on the applicant's profile and the lender. Processing fees range from 1.5% to 2.5%, with a minimum of Rs.999. EMIs fall on the 5th of the month succeeding the next month, even if the loan is opened after the 6th of a month. Additional charges may apply for changes in payment mode, delay or non-payment of EMIs, or prepayment.
With OnePL, you can get access to funds quickly and easily, thanks to our streamlined application process and minimal documentation requirements.
Alerts on new credit score changes:
Get notified about changes in your score in real-time and stay in charge of your credit score by seeing what potential lenders may see.

Find out why:

OneScore keeps you informed about your credit score every step of the way. The ‘Find out why feature’ analyzes your data and tells you all the reasons why your credit score has changed.

Credit Score planner:

Building a credit score is now easier with the score planner. The score planner tells you just the steps you need to manage your credit better, regardless of where you are on your credit journey.

Credit Score Simulator:

OneScore gives you an opportunity to learn the credit moves that can take your credit score to the next level. Simulate your credit score and get suggestions on how to get started with your credit journey the perfect way.

My accounts:

OneScore gives you a bird's eye view of all your loan and credit card accounts. You'll be able to set reminders, view your repayment history, and all other crucial details on all your accounts.

Report errors:

Report any error in your credit record with a simple click.

What’s a credit score?

A credit score is a number between 300-900 based on credit information from lenders to credit bureaus. It takes into account factors like credit history, repayment records, and credit inquiries. A high credit score increases your chances of getting loans and credit cards with better terms, such as higher limits and lower interest rates.

Why use OneScore?

Credit management for free:

OneScore is not just another tool for checking credit score, it’s your one-stop solution for end-to-end credit management.


Rest assured, you would never get those spam calls and messages with unsolicited offers.

Safe & Secure:

None of your information is shared with any third party or institution. Your data is safe with us.

What’s New

Version 3.14.66

With this new release, we've refined and improved our user experience by resolving minor in-app bugs.

Ratings and Reviews

4.7 out of 5
57.2K Ratings

57.2K Ratings

Sourav_Datta ,

Five stars for the app; zero star for customer support

This app is no doubt a great app, works with absolute smoothness, no bugs. But their customer support is a nightmare. Firstly, getting connected to a representative is totally a good luck. Secondly, if connected to a representative, they take more than the time required to answer your queries. Also, their Twitter handle doesn't reply most of the times. Only, if it is an appreciation tweet, you will get reply very quickly. Else, any complaint tweet will go unanswered, or even unseen. They seriously need to look after their support system.

Developer Response ,

Hey Sourav, we have noted your feedback and shall make sure that you are provided with the best service that you rightfully deserve as we are nothing without our Fam. Thanks for reaching out and safe rides ahead!

Vishesh Bansal ,

The Best app to look at your credit score

I’ve been using OneScore for almost 3 months now, and it is one of the best Credit score apps I’ve ever seen. The ease of use is amazing, the tips to increase Credit Score are wonderful, making you more credit aware. Also the best part is no ads, so I’m not constantly bugged with them.

Developer Response ,

Hi there, we live for the days when we see such amazing responses from our users. These ratings that you have left will get us to the moon with the help of those lovely stars. There are "no faults in our stars"! - Ahi

Joycemon ,

Good idea but needs improvement!!

Just Experian score available but non from the others. Also, OneCard application is not available at the moment. Many of the card limits are not available in order to view it as consolidated limit across all cards. Interface is very though very minimalist and nice, would love to see more detailed analysis on the score and possible changes in the score if I apply for another card or increase my card limit or cancel a card etc

Developer Response ,

Thanks for the valuable feedback, I'll share the same with our team for enhancing OneScore experience. OneCard is being rolled out in phases, android application is already out, and currently we are working on releasing the iOS version of the app. - Swapnil

App Privacy

The developer, Fplabs, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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