Niyo SBM - Old App 4+

Card & Digital Savings Account

Niyo Solutions Inc

    • 3.4 • 775 Ratings
    • Free


Spend Globally, Save Locally

Go global with Niyo SBM!

Niyo SBM is a smart digital savings account and international travel card for Indian passport holders travelling abroad. Niyo in partnership with State Bank of Mauritius (India) Ltd. and VISA, bring you a travel-friendly savings account. Niyo SBM international VISA Signature Debit Card lets you travel in style with no forex markup and a best-in-class app.

Why choose Niyo Global?
- ZERO forex markup*
- FREE international & domestic airport lounge access in India
- International VISA Signature debit card
- Accepted worldwide in 150+ countries
- Best-in-class acceptance for 100+ currencies
- Upto 5% interest* p.a. with monthly payout
- 24x7 in-app chat support

Are you looking for the ultimate forex card? Niyo Global is much more than your typical forex card. It has many more compelling features that make it the perfect partner for your leisure, business or international academic travels.

• Zero Forex Markup Around the World
With this international travel card, make any payments such as car rentals, flight bookings, and hotel bookings at zero forex markup. That’s right. No forex markup to be paid.

• Accepted Worldwide in 150+ Countries
You don’t have to get a multi currency card, Niyo Global does the job for you. Load money in INR & spend in 100+ currencies.

• Complimentary Airport Lounge Access
Your International VISA Signature Debit Card gives you free domestic & international airport lounge access* in India. Start your luxurious vacations in style with complimentary airport lounge access. Travel in style with the comforts of the best travel card ever.

• Earn Upto 5% Interest* p.a. with Monthly Payout
A high-interest rate of up to 5% on savings account to ensure that your money keeps growing even when you are on vacation.

• 100% Digital Onboarding
Create your digital savings account online in just a few minutes with the state of the art banking app. Get an instant virtual debit card to make online payments.

• 24/7 Account Loading
The Niyo Global Savings Account lets you easily load your money in INR via NEFT/IMPS/RTGS/UPI anytime and from anywhere around the world.

• No Hidden Charges
Enjoy all the benefits of the Niyo Global travel card without worrying about any hidden charges. This is definitely the type of global banking you can trust.

• Live Currency Converter
Don’t do the math in your head, do it on the Niyo Global app. Enjoy real-time currency conversions to calculate any and all prices in local currencies.

• ATM Locator
Stuck with no hard cash in a foreign land? We've got your back. Use the ATM locator on the Niyo Global app to locate the nearest ATM. What’s more, your global debit card works seamlessly in more than 150 countries.

• Best-in-class Security Features
Feel more secure by locking and unlocking your card with a single tap - one of many security features in the app.

• Real-time Tracking
Get instant notifications of any activity on your Niyo Global savings account to keep you updated. You can also view your detailed and customized transaction history on the go.

• 24/7 Customer Support
Our dedicated customer support team is here to hear out any issues and reply instantly, no matter where you are in the world.

• Exciting Deals & Promos across all Indulgences
Enjoy exclusive travel and debit card offers. Saving money and availing customized deals while travelling has never been easier.

As a pioneer in the digital banking space, Niyo is revolutionizing the way Indians save and spend, not only in India but across the globe, with no forex markup.

If you are looking for the best business travel card or student travel card with no forex markup, Niyo Global Card is the perfect match!

Download the app and avail your global souvenir now!

*T&C Apply

What’s New

Version 1.2.1

- Bug fixes

Ratings and Reviews

3.4 out of 5
775 Ratings

775 Ratings

--himanshi--2205 ,

Card undelivered

My issue has been resolved. The team contacted me and got a new card delivered within 2 days.

I ordered my card on 29th June and it was returned on 23rd July. I placed a request to reinitiate the delivery on 13th July itself when it was undelivered. I was informed it will be delivered within 10-15 days. I have been constantly messaging the chat support and have also raised tickets and communicated via emails so many times, everytime I am informed that it will be delivered at the earliest. It has been 2 months now I still haven’t received my card, now I’m even back from my international trip for which I ordered the card. The customer support is pathetic. I tried reaching SBM bank directly but they are unable to trace the account. I don’t know how will I receive my card now. All efforts have failed.

Developer Response ,

Hello Himanshi! Thank you so much for your precious time on the call. We're delighted to know that you have received your card. We apologize once again for the time it took and thank you for your patience & understanding throughout. -WB

Gourav Suri ,

Bad, pathetic & irresponsible customer service

I needed to travel abroad & thought of starting my journeys with Niyo Global Card. They asked me to deposit 5K INR on the account for my card to be delivered to mu address. Card never reached to my address for next 20 days while they promised to get it delieverd in 7 days. Now it's showing as returned status. And it's been more than 30 days since no update I got from Niyo. I raised my concern to the customer agent team 10 days back & recently now also, they also don't know the status of the card & everytime replying with the "default" message to be delivered in next 25-30 days. This is really frustrating to chase after this issue everytime. The services being a very basic pne to deliver card to your users are very very bad & disappointing. It really eats up most of my time to look for the resolution & yet no resolution is being offered by Niyo so far. I already have 5K bucks associated with Niyo card but now of no use. Total waste of money & time. Very bad customer service, no one bother to look at your issues. Strongly recommend not to go with Niyo services. Huge disappointment :(

Developer Response ,

Hey Gourav! Thank you so much for your precious time on the call. We are delighted to know that you have received your card. Further, we have taken feedback regarding the delay and have shared it with the concerned team. We apologize once again for the time it took and thank you for your patience & understanding throughout. -WB

DileepVangasseri ,

Horrible Experience with Niyo Global card

Hi, I had taken a Niyo Global travel card for my trip to Sweden. When I checked the card in India, it worked fine in a petrol pump. I also could do some online transactions with my Niyo account. So, I believed that it will work properly and put a good amount of money in my Niyo account for my travel purposes. However, when I tried using the card in Sweden, to my shock, it didn’t work either on a POS terminal or in ATM. I reported the issue then and then. I was told that my account is blocked from the bank and Niyo is working on it. For last two days, I’m getting the same reply in my interaction in chat support. I have never seen such an unprofessional service from any travel/forex card providers. Niyo is telling me that it will take 2-3 days! How can anyone depend on such a card when it takes 2-3 days to resolve an issue, especially when you are abroad. I cannot even transfer the money from the Niyo account to my other saving bank account. I strongly discourage anyone from taking this card as their travel partner.

Developer Response ,

Hey Dileep! We tried to reach you, however, we were unable to establish contact. Upon checking, we see that you have made successful fund transfers. We believe the issue is resolved. We apologize once again for the time it took and thank you for your patience & understanding throughout. -WB

App Privacy

The developer, Niyo Solutions Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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