iPhone Screenshots


Kuda is a free, digital-only bank with a microfinance banking license from the Central Bank of Nigeria.

What's great about Kuda?

• We don't charge card maintenance or account maintenance fees.

• We'll give you up to 25 free transfers to other banks every month. Extra transfers cost just 10 naira each.

• Debit and credit alerts are free.

• We'll deliver a free debit card to you free of charge.

• Free withdrawals at over 3,000 ATMs across Nigeria.

• We'll help you plan your finances better and save money automatically even when you're spending.

• We'll pay you up to 15% annual interest on your savings.

• Joining takes just a few minutes and there's no paperwork involved.

Other things people love about us:

• No minimum balance.

• Request, activate, block and unblock the free debit card on the app.

• Responsive customer support.

• Automatic budgeting tools for easier money management.

Spend smarter, save better and get the most out of your money with Kuda.

How to switch to Kuda:

• Open your account: Download the app and sign up.

• Add money to your account: Add a debit card, send money to your Kuda account from another bank’s app or through internet banking, send money by USSD or deposit cash at our partner banks.

• Request your Kuda Card: Request your card on the app and we’ll deliver it to your Nigerian address in good time.

For more information about Kuda, please go to kudabank.com or help.kudabank.com.

What’s New

Version 1.915

Minor security add-ons for newbies.

Ratings and Reviews

4.7 out of 5
11.9K Ratings

11.9K Ratings

L.yusuf ,

Great Banking App

When I read the above review, I just thought to myself that someone that works at the bank definitely wrote this. After downloading and setting up the account for myself, I hadn’t even used it at all, and I was already impressed and excited. Everything worked very very very smoothly with the setup. My main reason for even actually downloading was the whole KYC palaver that I’ve had with my Opay account and my carbon account where they’re unable to verify you at all or when they can, it takes forever. This took just a few hours after submitting the requisite documents. And even collecting the documents is so seamlessly automated that it was a breeze. For now, it’s looking like bye bye to my main bank, unless something seriously goes awry. And I’m not hoping for that.

ola_m312 ,

Poor overall service

It’s been a struggle upgrading my account since I registered. It was a struggle getting someone to attend to me, a struggle getting them to verify my bvn, we are still dragging ID card issues. Why are they giving me more stress than a physical bank would? A deposit was made to the account before all this wahala and up till now it has not reflected. The support is a scam, you’d wait for days to get a simple ‘hello’. why would a bank only have one customer care number, it rings on end with one to pick.
To think I made a post about them before registering urging people to use the bank! I am so disappointed.

newdara ,


This is the first time I’m actually writing a review on an app, Kuda is soooo worth it, no funny charges, free card, relatable customer care service.....everything is awesome, I have never been a fan of having the need to go to banking halls, or worse queuing at banking halls and Kuda has made life super easy by letting me set up an account all from my bed, it’s amazing!
Don’t get me started on the free-nature, no funny charges; not the one that someone would transfer 10k and I’d see 9950 in the account.
Don’t let me Shalaye any further, because I won’t be able to let myself stop lol.
Give Kuda a try and you’d come type a positive review, trust me

App Privacy

The developer, KUDA MICROFINANCE BANK LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Contact Info
  • Contacts
  • Other Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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