UnionBank Online 4+

Secure, Easy & Smart

UnionBank of the Philippines

Designed for iPad

    • Free


This is more than just another banking app. This puts your bank in the palm of your hand. You don’t have to put your life on hold, when you can bank securely whenever you want to, from wherever you want. Get started by opening an account in-app, without ever having to step into a branch. Easily manage your accounts, your cards, transfer funds, pay your bills and more, with just the tap of your finger.

Open an account
+ First Philippine bank that enables customers to open accounts through the app.
+ No need to visit the branch.
+ Choose between Personal Savings Account, PlayEveryday, Savings+, Lazada or GetGo.
+ Get a Visa debit card delivered to your home/office.
+ Immediately get a Lazada Virtual Debit card for online shopping.

Deposit checks 24x7
+ UnionBank checks clears after two hours – even during weekends and holidays.
+ Other bank's checks, follows industry cut-off and clearing hours.

Securely manage your accounts
+ View all your accounts and credit card balances in one place.
+ Real-time monitoring of your savings, checking or debit/ATM card activities.
+ View your credit card spend, points and statements.
+ Lock/unlock, set limits and transactions controls on your Visa credit cards.
+ Keep tabs on your loan repayments.
+ Secured access enabled by OTP and biometrics.
+ Self-service password reset and profile unblocking.
+ Track your rank, view your points and access the leaderboards with PlayEveryday.
+ Create Goals and start saving up for that investment, emergency fund, or whichever you aspire to achieve.

Easily Transfer Funds and Pay Bills
+ Transfer funds to anyone, to any bank, any time, without any enrolment or going to the branch.
+ Real-time crediting for transfers between your accounts or other UnionBank accounts.
+ Transfer to anyone for free with PESONet. Same or next business day crediting.
+ Transfer up to Php 50,000.00 to anyone with InstaPay. Real-time crediting for only PHP10.
+ Transfer your US Dollars to other local banks for only USD1! Made possible through PDDTS.
+ Pay your utility, phone, rent, school, and more. No need to enroll billers for payment.
+ Save accounts you frequently transfer to and bills you regularly pay.
+ Schedule recurring transfers and bills payments. No need to worry about due dates.
+ Send money to our partner Remittance Centers – Palawan Express, Cebuana Lhuillier, LBC & PeraHub.

Request for Payments or Split Bills
+ Send payment requests to another UnionBank Online user with just their mobile number. No more sharing of account numbers.
+ Split bills with your friends on UnionBank Online. No more worksheets to compute who owes who and how much.
+ Generate your own QR code and have your friends scan the QR to pay.

Schedule branch visit
+ Get ahead of the queue by scheduling your branch visit in the app.
+ Transact without any forms or signatures. Put all your transaction info on your scheduled visit.
+ Find the closest branch or ATM with the built-in locator.

Other Features
+ Activate your new credit card.
+ Redeem your Credit Card points.
+ Check for promos and discounts in our Voucher Wallet
+ Do USD/PHP conversion and view real-time FX rates.

Check our web version: https://online.unionbankph.com

2018 Best Retail Mobile Banking Experience by The Asset Magazine
2018 Online Banking Initiative of the Year by Asian Banking and Finance
2018 Best Technology Implementation - Front End by Retail Banker International (Highly Commended).

UnionBank of the Philippines is regulated by the Bangko Sentral ng Pilipinas. For inquiries and comments, contact our Customer Service at customer.service@unionbankph.com or (+632) 841-8600. Member: PDIC. Maximum deposit insurance for each depositor: P500,000.

What’s New

Version 2.41.2

+CyberSure Reminder - Watch out! DO NOT CLICK ON LINKS and NEVER PROVIDE your personal information such as your password or OTP to anyone. Remember, UnionBank will not ask you to click on links, nor ask you to provide these information via call, email or SMS.
+Request for an increase in your credit limit straight from the app for Platinum cards.

Ratings and Reviews

3.4 out of 5
4.7K Ratings

4.7K Ratings

Ex-Grab Addict ,

Update not better

Due to recent update I have not been able to successfully deposit a check. It has been harder to take pictures after the recent update. It always fails and had to retake many times. Once upload of cheque pictures is successful, my deposit is being rejected for not matching the deposit details. This happened three times already. I always check my transfer details and I know everything is correct. Also, it no longer shows on the app that the transaction failed, UB just send email for failed transactions so I had to write another check the next day with a different date since it no longer accepts if date is different on the back. Please restore old functionality or update. I have always recommended Unionbank to my friends because of convenience and reliability but it really has been frustrating lately that I can no longer rely on the app.

Developer Response ,

Hi Ex-Grab Addict! We truly acknowledge the effort you have taken in letting us know of your thoughts regarding our services. We firmly believe that our client’s comments and suggestions would prove to be an effective tool for us to enhance our services.

unikaleah ,

Initially good but turned bad

I was very satisfied with it in the beginning specially during the start of pandemic. It has really served me well…. But recently it has a problem with the security stuff. It’s so restricted that even I cannot open it. It keeps asking for a one time pin despite the face acknowledgement feature which is good for safety however when you get to the part of confirming the transaction it will ask again for another OTP that NEVER comes. At present I can only use it thru GCash link but again, it keeps limiting my transactions. I hope this is just a temporary thing. I’ve been dealing with this for close to 2 months. Sometimes it works fine but sometimes it’s just frustrating.

Developer Response ,

We apologize for the inconvenience this has caused you, unikaleah. If you need to be assisted further, please email us at customer.service@unionbankph.com. Our channels in Facebook (Union bank of the Philippines) and Twitter (@unionbankph) are available as well to address your concern.

oraeza ,

loan system

Loan system is helpful for those who…. get it as a promotion and not to those who actually need it? Even though I had a history of getting a loan from UB and paid my bills on time, they won’t qualify me for another loan for reasons that are too vague and too broad. Disappointing, since the experience initially was good for me. They also kept rejecting me when I applied for a credit card even though I never had bad credit, have a good employment history, and even exceeded the required annual salary for the type of card I’m applying for. CS is not helpful at all, unresponsive to my last email and the one after that was just a script I could read by going to the FAQs.

All in all, felt like this bank is so automated that the experience is not personalized at all. Will grow my money elsewhere. Saving has also been better on other banks and they take care of their clients better. I can hardly think they care about this review because I’m just one customer out of hundreds of thousands.

App Privacy

The developer, UnionBank of the Philippines, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location

Privacy practices may vary based on, for example, the features you use or your age. Learn More

More By This Developer

You Might Also Like