This is more than just another banking app. This puts your bank in the palm of your hand. You don’t have to put your life on hold, when you can bank securely whenever you want to, from wherever you want. Get started by opening an account in-app, without ever having to step into a branch. Easily manage your accounts, your cards, transfer funds, pay your bills and more, with just the tap of your finger.

Open an account

+ First Philippine bank that enables customers to open accounts through the app.

+ No need to visit the branch.

+ Choose between Personal Savings Account, PlayEveryday or GetGo.

+ Get a Visa debit card delivered to your home/office.

Deposit checks 24x7

+ UnionBank checks clears after two hours – even during weekends and holidays.

+ Other bank's checks, follows industry cut-off and clearing hours.

Securely manage your accounts

+ View all your accounts and credit card balances in one place.

+ Real-time monitoring of your savings, checking or debit/ATM card activities.

+ View your credit card spend, points and statements.

+ Lock/unlock, set limits and transactions controls on your Visa credit cards.

+ Keep tabs on your loan repayments.

+ Secured access enabled by OTP and biometrics.

+ Self-service password reset and profile unblocking.

+ Track your rank, view your points and access the leaderboards with PlayEveryday.

+ Create Goals and start saving up for that investment, emergency fund, or whichever you aspire to achieve.

Easily Transfer Funds and Pay Bills

+ Transfer funds to anyone, to any bank, any time, without any enrolment or going to the branch.
+ Real-time crediting for transfers between your accounts or other UnionBank accounts.

+ Transfer to anyone for free with PESONet. Same or next business day crediting.

+ Transfer up to Php 50,000.00 to anyone with InstaPay. Real-time crediting for only PHP10.

+ Transfer your US Dollars to other local banks for only USD1! Made possible through PDDTS.

+ Pay your utility, phone, rent, school, and more. No need to enroll billers for payment.

+ Save accounts you frequently transfer to and bills you regularly pay.

+ Schedule recurring transfers and bills payments. No need to worry about due dates.

+ Send money to our partner Remittance Centers – Palawan Express, Cebuana Lhuillier, LBC & PeraHub.

Request for Payments or Split Bills

+ Send payment requests to another UnionBank Online user with just their mobile number. No more sharing of account numbers.

+ Split bills with your friends on UnionBank Online. No more worksheets to compute who owes who and how much.

+ Generate your own QR code and have your friends scan the QR to pay.

Schedule branch visit

+ Get ahead of the queue by scheduling your branch visit in the app.

+ Transact without any forms or signatures. Put all your transaction info on your scheduled visit.

+ Find the closest branch or ATM with the built-in locator.

Other Features

+ Activate your new credit card.

+ Redeem your Credit Card points.

+ Check for promos and discounts in our Voucher Wallet

+ View updated FX rates.

Check our web version:

2018 Best Retail Mobile Banking Experience by The Asset Magazine

2018 Online Banking Initiative of the Year by Asian Banking and Finance

2018 Best Technology Implementation - Front End by Retail Banker International (Highly Commended).

UnionBank of the Philippines is regulated by the Bangko Sentral ng Pilipinas. For inquiries and comments, contact our Customer Service at or (+632) 841-8600. Member: PDIC. Maximum deposit insurance for each depositor: P500,000.

What’s New

Version 2.19.1

What's New:

We enhanced your Lazada Credit Card experience.

+ Activate your Lazada Virtual Card in just one click.

+ You can now transfer your Lazada Credits to your Lazada Wallet.

Don't have a Lazada Credit card? Apply now at

+ SSS Contributions can now be paid through the app's Bills Payment service. We accept contributions for Self-Employed, Voluntary, Non-Work Spouse, OFW, Employer and Household Employer.

+ Get real-time ForEx rates and exchange USD/PHP through the app.

We are also including enhancements and bug fixes to keep your experience more secure and seamless.

Ratings and Reviews

3.4 out of 5
1.4K Ratings

1.4K Ratings

Nikkithemouse ,


The app is actually great as it offers a variety of options. However, there's still lots to improve on especially the reset password tab. I've been trying to reset my password and tighten the security of my account but whenever I attempt to save it, it just loads for an eternity and would receive the same error message asking me to fully close the app and to try again afterwards. I've just opened my account literally like an hour ago and have already wasted 30 minutes of my time trying to manage the settings for this app.

Also, I've been trying to log in from the website but couldn't get in. Everything's fine with my internet connection so I'd really appreciate any help I can get. I've already sent a message through your Facebook page but has yet to receive a response.

Lastly, should the request for a physical card be done on the website? I've been looking at my app but couldn't see any option to request for one from there and I'd really need it if I were to use this app for my future transactions.

louisiana01 ,


This is really my favorite digital wallet. It's easy to transfer money real time and it sets the right expectations like cut offs, fees and everything. I also love that I didnt go to the bank to apply and get my card, it was delivered right at my home. I also love its pockets or mini piggy banks within that lets you save money for whatever goals you have in mind, its very important because its kinda invisible to me when I open the app so I can think that I dont have money anymore but its just hidden in my savings goals. During ECQ I also utilized the "send money" to remittance center and it was helpful for the bankless out there that I needed to send money to. Thank you Unionbank! Lovin also their UX/UI!

Developer Response ,

Hi, please send your transaction concerns directly at for assistance.

jmssay ,


This app that charged you and will never refund you. The best tag line. I made a fund transfer July 10 to my GCash account, my intention is to make single transaction however it charges me thrice. Aside of the charges I incurred the fund did not go through to my GCash. I filed dispute, reaching customer support but to avail. I sent message to their Messenger account but no assistance offered. Asking for my information, after providing the details no one responded and left me hanging. I am certain that I would also send complaint to the BSP governing all banks so that BSP will be aware of the current fraudulent activity UBP is engaged. I would understand process turn around time but because UBP Customer support ignores my dispute and never provide assistance. They claimed the number 1 bank but never provide the service they promised. However, the only service they are true is to ONLY keep the money from their clients for their benefits and has na plan of reimbursing money. THAT IS WHY UBP THE NUMBER 1 AND ONLY FRAUDULENT BANK IN THE PHILIPPINES.

Developer Response ,

Hey jmssay! So sorry to hear about your experience. We’ll gladly sort this out if you can send us your details. You may reach us thru Facebook at or Twitter at


UnionBank of the Philippines
362.4 MB

Requires iOS 11.0 and watchOS 5.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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