Cashalo - Cash Loan and Credit 17+

Fast processing. Low interest‪.‬

Oriente Express Techsystem Corporation

Designed for iPhone

    • Free

iPhone Screenshots


Your partner for cash loans and installment shopping

Cashalo is your financial partner, whether for urgent needs or to shop for the Iatest gadgets. It is designed for Filipinos, by Filipinos. The app’s name itself is a combination of two words: Cash and Kasalo, which means "to have a partner for your finances".

0% Interest Shopping
No interest and no processing fees at select Cashalo partner stores nationwide

Shop Online
Shop from major online stores and pay in up to 6 monthly installments

Cash-Out with Bank Account, GCash, or PayMaya
Multiple disbursement options for yoour convenience

Free Coupons
Collect Free Coupons on the app that you can use to shop in installments

Fast Approval & Disbursement
Get your loans and credit approved in as fast as 8 minutes and funding to your bank account in as fast as 30 minutes!

Low Interest Rates
Loan and credit should be as affordable and transparent as it is fast, easy, and secure to access.

Easy Application Process
Verify your identity and submit all the requirements in the app with at least one (1) valid ID to complete your Credit Profile.

We have the right product for your needs
Cash Loan – Get cash of up to Php 10,000!
Buy Now Pay Later – Shop for multiple gadgets, appliances, and more; pay later in installments! *
Lazada Loan - Top up your Lazada Wallet and shop safely from home

Let’s say you want to buy a mobile phone new appliance. You can shop now and pay later in 3, 5, 6, or 8 monthly installments from any participating stores.*

For example:

Total price of mobile phone appliance: Php7,000
Down payment: 20% (Php1,400)
Loan amount: Php5,600
Processing fee: 10% (Php560)
Loan term: 6 months
Monthly interest rate: 5.99% (Php 335)
Sample monthly payment: Php 1,222.33
Total payment: P7,334

*Buy Now and Pay Later minimum repayment period is 90 days and maximum is 180 days from Cashalo partner stores.
**Buy Now and Pay Later maximum effective APR% is at 49.68%.

Privacy and Permissions
Your privacy is very important to us. We will scan your government-issued ID and other information to verify your identity and Credit Profile. Your personal information will never be shared without your direct and explicit permission.

To verify your identity, we require the following app permissions:
Storage (File Access) - We use your device storage as temporary data storage during entry of your user profile and to allow you to upload images in the app
Location - We use your location and device information to help us prevent fraud, validate information you provided, and calculate/assess your credit
External Data about Other Apps - We use information about installed applications to help us prevent fraud and calculate/assess your credit

Contact Us
Nandito kami para sa'yo, Kasalo! For questions, feedbacks, or concerns, please contact us at:
Facebook: @CashaloPH
Instagram: @CashaloPH
Address: 16F World Plaza, BGC, Taguig City, Philippines 1634
Contact Number: +63 2 8470 6888

Please visit for the latest updates to the Cashalo FAQs

All loans under the Cashalo Platform are financed by Paloo Financing Inc., with SEC Registration No. CSC201800209 and Certificate of Authority No. 1162

About Us
Cashalo is a Filipino technology and financial services company, committed to building a more financially inclusive future for or all Filipinos. Through the Cashalo app, our technology enables fast and secure access to credit at the push of a button.

Cashalo, is a wholly owned subsidiary of Hong Kong based Oriente (whose founders are behind internet giants Skype and

What’s New


General fixes and stability improvements.

Updated the user profile UI/UX based on recent regulatory requirements.

Ratings and Reviews

4.2 out of 5
7.2K Ratings

7.2K Ratings

bAbyCristy ,

Best online loan I only have and I can count on.

To be honest I wasn’t like how your call center agents treat me o the first loan. I indeed love you guys, please disregard my last review. Just now I paid my first loan that suppose to due tomorrow. I tried to loan again and though you would asked all the information I’ve given you but was surprised that you did not. I was like “oh really?” When I just click proceed then I received a notification message that it was approved just now. This is truly awesome! I can’t believe second loan experience would be greater than the first one. Over all I love your management and this changed my point of view. Pls just educate your call center agents. I understand they’re just doing their job but they should also put their selves on our shoes. kudosss!!!

Second thoughts for them: this app is incredibly amazing! I just finished my fly now option where you can pay your ticket through them. We need to go home again in Mindanoa and paid my two remaining payments in advance to install again 😂😂 and it was approved immediately. Supperr!!!!

Marloner ,

A very humble and good lending service

This is my first time to apply and get a very good feedback of approval for a loan thru online and my first was very gracious! This is the best lending company online. I actually applied for loan with Moola or Cashwagon BUT they are those lending companies who do not want to help people but to get a lot of hidden fees and interest from. Cashalo is different! They just have 300 pesos interest from 3k and they will really deposit 3K to your bank account. UNLIKE those lending companies mentioned that instead of getting 3k, they will deposit 2700 because of interest and add up another fees! So they are not really to help Filipinos in terms of needs, they just want to get more money thru interests! Even if I was approved for their loan offers but when they introduced me the hidden fees, I REFUSED! Thank you CASHALO! And I shall return 😂

Lhen33 ,

Used to be a great lending app

I’ve been a loyal client of this lending app for almost 2 years. They used to have a very reasonable interest rates and are far lesser than most lending apps. Lately, they have almost the same interest as with other loan sharks in the market.

Also, I got into a family emergency and was unable to make a payment in full by the due date. I tried to make arrangements with them and told them I will pay in full on my next pay day. Also sent them an email for the proposed arrangement. Unfortunately, you can’t make arrangements with them even if you are willing to pay for the penalties and additional interests. They will continue to call you even if you say the same thing. What’s worse, they will contact you reference people and tell them about your loan. Seriously, I find it very unethical and unprofessional. I would understand if you call them if you have not gotten hold of me. I expected too much from this company and I was very disappointed to learn that they are just one of those unreasonable lending apps. I truly regret doing business with them.

Developer Response ,

Hi Lhen33,

We are sorry to learn about your experience. We'd love to hear more about the details of this recent encounter so we can find out what happened. Feel free to contact us via email to and we'd love to make things right for you!

App Privacy

The developer, Oriente Express Techsystem Corporation, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Identifiers
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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