BPI 4+

Bank of the Philippine Islands

Designed for iPad

    • Free



New to BPI? Open an account on the app with 1 ID! You can use your passport, driver's license, PRC, SSS, Postal, or UMID. Zero maintaining balance until December 2023.

Welcome to BPI Mobile Banking, a versatile and user-friendly app that puts the power of online banking at your fingertips. Whether you're at home, at work, or on the go, our mobile banking app lets you access your accounts, transfer funds, pay bills, and more, all from the comfort of your mobile device.

1 government ID and 5 minutes are all you need to open a BPI savings account. Open an account with your Passport, Driver's License, Postal ID, SSS ID, PRC ID, or UMID. No need to go to the branch, bring documents, and fill up application forms. Once the account is opened, you can immediately access BPI online banking services!


Our app features a fresh design that makes it easier to navigate and find what you need in fewer taps. With a fresh and modern look, our updated user interface ensures that you can manage your finances with confidence and ease, all while saving time and reducing the need for in-person branch visits.


Our app also gives you convenient access to your accounts anytime, anywhere. You can easily view your account balances and transaction history, track your spending, and manage your money more effectively.


With the BPI app, you can easily transfer money between your BPI accounts, or send money to other BPI account holders. You can also transfer funds to other local banks and e-wallets via PesoNET and InstaPay.
To make transfers even easier, you can link your account with your mobile number or email address, and even set up Scheduled Transfers to save time.


Grow your wealth and secure your future with our BPI’s investment offerings. View and manage your funds in one place so you can stay on top of your financial goals.


Enjoy the extra layer of security that comes with setting amount limits for different transactions. Have the freedom to adjust your limits on a daily basis, depending on what you need.


No more waiting for OTPs via SMS. Securely authorize your transactions using Mobile Key within the BPI app, made even easier with your device's biometric credentials.


As a BPI customer, you'll also enjoy personalized offers and rewards through our app. We'll provide you with exclusive rewards and promotions based on your spending habits, making it easy to save money and get the most out of your finances.

You can also request other services with just a few taps:
* Reorder Checkbook
* Stop Check Payment Order
* Download your Statement of Account
* Update Mobile Number

About BPI

As one of the largest banks in the Philippines, The Bank of the Philippine Islands has a long-standing reputation for providing reliable and trustworthy financial services to our customers. BPI is FinanceAsia's Best Financial Company 2023 and Best Overall Company in the Philippines 2023.

At BPI, we're committed to providing reliable and trustworthy financial services to our customers. That's why our app is packed with robust security features to protect your transactions, ensuring that your information is always safe and secure. And with regular updates and new features added all the time, you can be sure that the BPI mobile banking app will continue to evolve and improve to meet your needs.

Download the app today and make every day better with BPI.

What’s New

Version 2.0

Here's a mobile banking app update you've never seen before:
Get AI-Powered insights on your spending and savings to help you understand your money habits and reach your goals faster!

- Know when your account balance is higher than usual and save or invest the difference
- Get important notifications when you receive checks
- Review your monthly expenses and bill payments
- Get alerts for similar ATM withdrawals on your account

We've also made other improvements for your security:
- Set a transaction limit for online shopping with your debit card
- Be alerted if you're installing the BPI app on an unsecured device
- Get cybersecurity advice you can practice to protect from scammers

We can't wait for you to do more with the new BPI app!

Ratings and Reviews

1.9 out of 5
2.5K Ratings

2.5K Ratings

LuigiJ10 ,

UI is too confusing to the point of giving me headaches

Although this is a strategic departure from the previous app, which is also one of the best banking apps in the PH, the user interface in this new app is too minimalist to the point that you get confused on all the information listed in a single tab, especially for the credit card tab - this is the most confusing one as there’s not much visual indicators that the info you’re reading is under this card as opposed to the other in the same tab. It gives me headaches.

Maybe you could use better compartmentalization or division strategy instead of what is being adopted right now.

It would be nice as well to see and celebrate BPI’s new logo in the app’s logo, not just the letters BPI shown currently.

Please show also the our BPI credit points in the credit card tab instead of us going through VYBE app. It’d be better if you integrate everything into a single app.

Maybe you can try searching for inspirations from other international banks’ banking app, such as DBS / UBS / Citi. They have amazing UIs that you can try adopting.

Please utilize such innovations like digital credit card that can be added in Apple’s wallet app.

It’s good and promising as compared to other banking apps in the PH, but needs more refining. Hope you invest in the comments I’ve made as how I invested in criticizing your promising app towards digitalization.

Chris Cebu ,

Bad. Had to revert to the old app

I prefer to do my online banking on my computer, with its larger screen, rather than on my phone. I had the old app installed in order to authorise payments using the mobile key. After installing the new app, I was unable to authorise payments using my phone. After loading up the payment on my computer and instructing the web page to confirm the payment, I received a pop up notice on my phone saying I should tap to authorise. However, when I tapped it, the notice disappeared and nothing happened. The only way I could make a payment was to load it up on the new app on my phone and authorise it on my phone. My wife had exactly the same problem after installing the new app. So, I uninstalled the new app and re-instated the old app. After going back to the old app, I was able to load up tje payment on my computer and authorise it on my computet. I waited for the usual pop up notice to appear but nothing happened. The payment was authorised from my computer without the need to insert a mobile key on my phone. This new app needs to be debugged before I will install it again.

Ornezz ,

Senior Citizen UNFRIENDLY

I downloaded just to try the app and validate user complaints as well as praises. At device registration stage, I have already been turned off. I have to send the verification link (?) to an unknown (although presumably secure) phone number within ten seconds. However, the interface (?) of the message board looks like the ones one receives from scam links, so I need to verify the contents of the message. Before I know it, time has lapsed and I’m brought back to the login page. After successfully getting in on the third attempt, I saw the exaggeratedly minimalist interface typical of Gen Y books that offer little graphics and eye-unfriendly text. I’m thinking it could be resistance to change on my part, but I also see it’s uncomfortably minimalist that alienates a senior market. Further, if there are younger users who also feel uncomfortable about the minimalist approach in this app, there may be a need to seriously consider making the text more readable and the entire interface more visually appealing to all generational markets, certainly still sticking to the security perspective foremost.
Simply said, I am underwhelmed.

App Privacy

The developer, Bank of the Philippine Islands, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data
  • Diagnostics
  • Other Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts
  • User Content
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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