The Cover app makes saving money on insurance easy. We take the confusion out of shopping for insurance by doing the work for you. Cover checks over 30 insurers to find you the best rates for the coverage you want, whether that’s for your car, your house, or your apartment.

At any time during the process, you can easily reach out to one of our insurance advisors. They’re there to answer questions and help you save money.

How it Works

Get coverage in three easy steps:
1. Answer some simple questions to get a quote
2. Receive a price automatically
3. Get covered
And if you ever have any questions or concerns, you can reach out to one of our advisors via SMS.

Why Choose Cover?

It’s a mobile-first insurance platform that uses artificial intelligence and expert advice to match you with a policy that works for you. You can get a quote in as little as three minutes and it’s all done in the app. And if you have any questions, you can call or text an advisor.

For all details pertaining to promotions and gift cards please see: Promotions FAQ

For information on our insurance licenses in each state please see:

What’s New

Version 4.5.2

We fixed an issue that prevented some users from easily accessing their payment information

Ratings and Reviews

4.7 out of 5
7.8K Ratings

7.8K Ratings

Felicia Collins ,

Best App To Find Coverages

Honestly I thought this App was a joke when I first seen it I did end up downloading the app and putting my information and then I got a text saying will have an agent get with you shortly I did text back with DO NOT CALL ME just because I thought it was one of them places where you put your info and you got all these agencies calling you back to back... we’ll let me tell you they never called me lol because I said that but did get another text with a great quote! My agent “Tommy” was outstanding he never pressured me he was there helping the whole way to get the best quote And answer any and all question that I had In terms I could understand. I got a quote that was outstanding for my husband and I We were paying over $400 a month and now $150 a month ... Now that’s what you call a OUTSTANDING SAVINGS!!! Just so everyone knows I’m not A spokes person I do not work for this company I’m just a hard-working mother looking for the best quote for my family and COVER made that possible for our family thank you Tommy are advisor for being so great and helping us find the best quote.

What are you waiting for go download in the App Store COVER !!!

Shasbak ,

Probably the best and easiest company to work with!

I have been with Geico for over 15 years. Honestly they billed me and I never bothered looking for another company. I have never had an accident and always been a responsible driver so what do they do when I move to Houston? They doubled my rate! I was not pleased but after calling a couple of big insurance companies they all were the same price. Six month later I heard about these guys and I called and setup an Account. A girl from San Francisco called and was very helpful in adjusting my plan. They have many options so don’t just go with what the app offers. After comparing my current coverage with them, I got my deductible from 500 to 100 and same coverage almost half the price! 😎 i would definitely recommend them and trust me this is my third review since I bought an iPhone in 2010 lol 😂 so I wanted to spread the news and help more people that just have auto pay for years to ditch their insurance company and go somewhere that they appreciate you and your business!!

Profanum marine ,

Don’t bother

I downloaded this app because I was paying 207 with Geico. I filled everything out and was told “your monthly payment will be $155” I told the rep “cool my insurance ends with Geico Friday (which it was Monday)” she told me the price would be locked in for me Friday rolls around and she tells me “oh well since you waited the price went up to $195 a month” I was confused because she promised that the price would be locked in I ask about a military discount she told me yes it would move my payment down to $145 a month. Thought it was a good then so I start the process she then tells me “there is a $40 fee to start this policy today” I thought it was weird but paid it next billing cycle rolls around and I’m being charge $195 for the policy I call back and talk to a new rep they tell me that their are notes or any proof she promises this payment to me. I was dumbfounded then I ask to get out of the policy on grounds I was lied to then they threatened me stating “if you don’t finish the policy we will make it difficult for you to start another policy at a low rate” so if you download beware they don’t care about your military status and 95% of what they tell you is a lie. Worse insurance I have ever had I would recommend the general over this place

Developer Response ,

Hi, thanks for your feedback. We're so sorry for the confusion, and we hope you'll give us another chance in the future. We're continuously working to improve our customer experience, and we'll take your experience into consideration moving forward.


Cover Financial, Inc.
112.5 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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