The Cover app makes saving money on insurance easy. We take the confusion out of shopping for insurance by doing the work for you. Cover checks over 30 insurers to find you the best rates for the coverage you want, whether that’s for your car, your house, or your apartment.

At any time during the process, you can easily reach out to one of our insurance advisors. They’re there to answer questions and help you save money.

How it Works

Get coverage in three easy steps:
1. Answer some simple questions to get a quote
2. Receive a price automatically
3. Get covered
And if you ever have any questions or concerns, you can reach out to one of our advisors via SMS.

Why Choose Cover?

It’s a mobile-first insurance platform that uses artificial intelligence and expert advice to match you with a policy that works for you. You can get a quote in as little as three minutes and it’s all done in the app. And if you have any questions, you can call or text an advisor.

For all details pertaining to promotions and gift cards please see: Promotions FAQ

For information on our insurance licenses in each state please see:

What’s New

Version 4.13.1

We've made it easier to add payment information from checkout

Ratings and Reviews

4.7 out of 5
8.4K Ratings

8.4K Ratings

Felicia Collins ,

Best App To Find Coverages

Honestly I thought this App was a joke when I first seen it I did end up downloading the app and putting my information and then I got a text saying will have an agent get with you shortly I did text back with DO NOT CALL ME just because I thought it was one of them places where you put your info and you got all these agencies calling you back to back... we’ll let me tell you they never called me lol because I said that but did get another text with a great quote! My agent “Tommy” was outstanding he never pressured me he was there helping the whole way to get the best quote And answer any and all question that I had In terms I could understand. I got a quote that was outstanding for my husband and I We were paying over $400 a month and now $150 a month ... Now that’s what you call a OUTSTANDING SAVINGS!!! Just so everyone knows I’m not A spokes person I do not work for this company I’m just a hard-working mother looking for the best quote for my family and COVER made that possible for our family thank you Tommy are advisor for being so great and helping us find the best quote.

What are you waiting for go download in the App Store COVER !!!

Shasbak ,

Probably the best and easiest company to work with!

I have been with Geico for over 15 years. Honestly they billed me and I never bothered looking for another company. I have never had an accident and always been a responsible driver so what do they do when I move to Houston? They doubled my rate! I was not pleased but after calling a couple of big insurance companies they all were the same price. Six month later I heard about these guys and I called and setup an Account. A girl from San Francisco called and was very helpful in adjusting my plan. They have many options so don’t just go with what the app offers. After comparing my current coverage with them, I got my deductible from 500 to 100 and same coverage almost half the price! 😎 i would definitely recommend them and trust me this is my third review since I bought an iPhone in 2010 lol 😂 so I wanted to spread the news and help more people that just have auto pay for years to ditch their insurance company and go somewhere that they appreciate you and your business!!

Yuuyako ,


Jeff was a super huge help. He was able to answer questions and had great customer service like I was chatting with a friend. I had no idea what insurance I could get with the best price and this app felt like a long shot but was thoroughly impressed. I had the option to text instead of call which handled my anxiety quite nicely, they got my insurance cheaper by $75+ easily, matched my policy and got me more discounts than I could even attempt to get elsewhere. I was amazed by what rate they initially gave me and lowered it even further by $30. Turns out his manager used to work with my old insurance company so they know the ins and outs! The call took barely 30 minutes and by the time I was done I had to ask what insurance I was with because it blew by me so fast, and it was with a reputable company so I honestly have no worries! Again, Jeff is amazing, my mind is put at ease, and I feel like this couldn’t have gone any better! Look forward to working with you Jeff! Keep up the good work!

App Privacy

The developer, Cover Financial, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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