The Cover app makes saving money on insurance easy. We take the confusion out of shopping for insurance by doing the work for you. Cover checks over 30 insurers to find you the best rates for the coverage you want, whether that’s for your car, your house, or your apartment.

At any time during the process, you can easily reach out to one of our insurance advisors. They’re there to answer questions and help you save money.

How it Works

Get coverage in three easy steps:
1. Answer some simple questions to get a quote
2. Receive a price automatically
3. Get covered
And if you ever have any questions or concerns, you can reach out to one of our advisors via SMS.

Why Choose Cover?

It’s a mobile-first insurance platform that uses artificial intelligence and expert advice to match you with a policy that works for you. You can get a quote in as little as three minutes and it’s all done in the app. And if you have any questions, you can call or text an advisor.

For all details pertaining to promotions and gift cards please see: Promotions FAQ

For information on our insurance licenses in each state please see:

What’s New

Version 4.2.2

We did a redesign to make it easy for you to take advantage of our referral program. We also squashed some bugs so the app is even better to use.

In this update you can now:

- Invite friends to Cover through email, social media, SMS, and more from right in the app
- Share your personalized referral link to multiple contacts with a pre-filled message to keep things effortless for you

Share, refer, and enjoy!

Ratings and Reviews

4.7 out of 5
7.1K Ratings

7.1K Ratings

Amandapoopretty ,

It’s Real & Extremely Quick🙌🏾🙌🏾

I had been looking for insurance for a while and everywhere I tried gave me expensive quotes and wouldn’t work with me to get lower quotes so I began searching for other ways to resolve my insurance issue...... And BEHOLD 🙌🏾🙌🏾 I came across the Cover app..... I’m not going to lie at first I thought it wasn’t legit and that I would get all these random calls from different insurance brokers but it was completely different from any experience I’ve ever been through when it came to getting insured.... I downloaded the app put my info in and within seconds got a quote just based off of the information I’d entered into the system.... next I got a text stating the quote that I’d previously been issued and asking if I’d like a agent to contact me to get started I said yes and from that point on they handled everything for me I went from paying insurance that was 260+ to paying only 122 per month and they worked their hardest to get me the lowest quote and I’m completely satisfied with the service I received they’re friendly, patient, and get the job done extremely fast🙌🏾🙌🏾🙌🏾🙌🏾 if you’re stuck paying high insurance ditch it and download Cover I promise you won’t regret it 🤗 p.s. Mili is awesome 👏🏾

Felicia Collins ,

Best App To Find Coverages

Honestly I thought this App was a joke when I first seen it I did end up downloading the app and putting my information and then I got a text saying will have an agent get with you shortly I did text back with DO NOT CALL ME just because I thought it was one of them places where you put your info and you got all these agencies calling you back to back... we’ll let me tell you they never called me lol because I said that but did get another text with a great quote! My agent “Tommy” was outstanding he never pressured me he was there helping the whole way to get the best quote And answer any and all question that I had In terms I could understand. I got a quote that was outstanding for my husband and I We were paying over $400 a month and now $150 a month ... Now that’s what you call a OUTSTANDING SAVINGS!!! Just so everyone knows I’m not A spokes person I do not work for this company I’m just a hard-working mother looking for the best quote for my family and COVER made that possible for our family thank you Tommy are advisor for being so great and helping us find the best quote.

What are you waiting for go download in the App Store COVER !!!

Shasbak ,

Probably the best and easiest company to work with!

I have been with Geico for over 15 years. Honestly they billed me and I never bothered looking for another company. I have never had an accident and always been a responsible driver so what do they do when I move to Houston? They doubled my rate! I was not pleased but after calling a couple of big insurance companies they all were the same price. Six month later I heard about these guys and I called and setup an Account. A girl from San Francisco called and was very helpful in adjusting my plan. They have many options so don’t just go with what the app offers. After comparing my current coverage with them, I got my deductible from 500 to 100 and same coverage almost half the price! 😎 i would definitely recommend them and trust me this is my third review since I bought an iPhone in 2010 lol 😂 so I wanted to spread the news and help more people that just have auto pay for years to ditch their insurance company and go somewhere that they appreciate you and your business!!


Cover Financial, Inc.
107.9 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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