New: We always want to stay focused on doing the most good for the most people. In this update, we have removed the Dashboard and Goals screens and added an Offers screen instead. Visit it any time to see the latest offers from our partners that can help you save and earn money.
Keep sending your feedback and questions to firstname.lastname@example.org!
Ratings and Reviews
Loving my account, but one dislike...
I am very happy with 99% of Varo, from account to Customer service, but my one dislike is that when I open the app, I find it so confusing seeing all of my linked accounts, and needing to really double check how much money is actually in my Varo account and not a total amount between all of my banks... I kind of primarily open the Varo app to double check my Varo balance prior to using my Varo card, and certainly can’t make any purchases using the amount available between each of my linked accounts, so I personally feel like that feature should be set further in the background and not the main attraction when you open the app. I absolutely do like having the ability to see everything together at a glance, but I truly hate it being so difficult to zone in on the Varo account, which is the major reason why you would open the app instead of opening the app for your other accounts, no?? It would be nice if maybe you could be able to customize your home screen to focus on what’s most important to each person.... Not a big enough reason to make me dislike the bank account, but just something that irks me about the app itself...
It’s a good “First Time Bank Acct”
I actually enjoy Varo! It’s structured nicely and the layout is easy to find your way around. I really do like the fact that there isn’t a maintenance fee. I’m using Varo as an alternative because I was having fraudulent issues with a chain Bank who refused to close the account. I’ve had a good experience with Varo EXCEPT for how long it takes for the mobile check to be deposited. If the check is over $200, do not expect your funds for 1-5 business days (and hopefully you’ll remember to deposit the check before the weekend!). This is a good bank to have if you’re new to banking or only making less than $200 deposits. I once made a deposit that was over $580 and I had $200 deposited the next day, while waiting for the remaining to be deposited 7 days later (5 business days + the wknd). I have a check that is over $250 and I’m waiting on the $200 to be deposited one day, and the remaining two days from now. Also, the balance doesn’t automatically refresh all of the time - so it’s very important that you keep mental (or noted) track of your transactions. Again! GREAT app, but it’s better suited for part-time workers or retail employees who are barely making $300. I’ll definitely be looking into a different bank after Varo, hopefully a credit union. It’s also kind of strange that they offer linking your Cashapp to Varo, but there is no clear instruction on how to execute that.
Developer Response ,
Hello! Thank you so much for the feedback! We always look for ways to improve so we are constantly changing our processes. We hear your concerns with the mobile check deposit availability time frame, please note timing depends on how long the account has been open and account history so it is very possible for the time frame and limit of your check deposit to change to what best suits your account needs. If you ever need to deposit a check higher than your limit or need emergency access, always feel free to contact our customer service team at email@example.com!
If you are having trouble linking an external account, please contact our team so we can assist further. With that, I would also like to invite you to participate in a neat feature we have called, "Suggest a Feature" right in your Varo mobile app. Here you can add an idea or you can vote on an existing one you find would be helpful for your banking needs!
Get VARO if you’re looking for the best Mobile Only Banking service
I got VARO back in September when I learned about mobile banking over the past summer. I recently turned 23 so I guess you can say that I’m a millennial. Anyways, I rarely ever go to a physical bank and the hassle of having to deal with all sorts of fees with no return on my savings plus without any ease of handling my money I decided to look around for alternative forms of banking. I actually got Chime and VARO at the same time but the reason why I kept VARO and deleted Chime was because Chime stopped doing there 10% bonus on roundups which gave them a slight edge up. VARO also has exceptional customer service so now I can safely say that VARO is the best one out there after comparing several different kinds of mobile banking services. They currently only offer checking and savings accounts but if they ever offer credit cards I’ll most likely pursue that. I never review any app but since this is something I deeply care about I wanted to share my thoughts. I hope that this helps some of you guys out.
- Varo Money, Inc.
- 178.7 MB
Requires iOS 10.0 or later. Compatible with iPhone 5s, iPhone 6, iPhone 6 Plus, iPhone 6S, iPhone 6S Plus, iPhone SE, iPhone 7, iPhone 7 Plus, iPhone 8, iPhone 8 Plus, iPhone X, iPhone XS, iPhone XS Max, iPhone XR, iPhone 11, iPhone 11 Pro, iPhone 11 Pro Max, iPad Air, iPad Air Wi-Fi + Cellular, iPad mini 2, iPad mini 2 Wi-Fi + Cellular, iPad Air 2, iPad Air 2 Wi-Fi + Cellular, iPad mini 3, iPad mini 3 Wi-Fi + Cellular, iPad mini 4, iPad mini 4 Wi-Fi + Cellular, 12.9-inch iPad Pro, 12.9-inch iPad Pro Wi-Fi + Cellular, iPad Pro (9.7‑inch), iPad Pro (9.7-inch) Wi‑Fi + Cellular, iPad (5th generation), iPad (5th generation) Wi‑Fi + Cellular, iPad Pro (12.9‑inch) (2nd generation), iPad Pro (12.9‑inch) (2nd generation) Wi‑Fi + Cellular, iPad Pro (10.5‑inch), iPad Pro (10.5-inch) Wi‑Fi + Cellular, iPad (6th generation), iPad Wi-Fi + Cellular (6th generation), iPad Pro (11-inch), iPad Pro (11-inch) Wi-Fi + Cellular, iPad Pro (12.9-inch), iPad Pro (12.9-inch) Wi‑Fi + Cellular, iPad mini (5th generation), iPad mini (5th generation) Wi-Fi + Cellular, iPad Air (3rd generation), iPad Air (3rd generation) Wi-Fi + Cellular, iPad (7th generation), iPad (7th generation) Wi-Fi + Cellular, and iPod touch.
- Age Rating
- Rated 4+
- © 2018 Varo Money, Inc.
With Family Sharing set up, up to six family members can use this app.
Get things done within this app using just your voice.