Instarem: Send money overseas 4+

Fast international transfer

Instarem India Private Limited

    • 3.7 • 510 Ratings
    • Free



Send money overseas simply with award-winning money sending app, Instarem.

We're here to make your life a little bit easier. We’re all about quick and easy money transfer methods overseas - making it simple, fast, and with rewards too!

Instarem - Who is our money sending app for?

Whether you want to send money international to family and friends, or are a small business making a cross-border payment — we’ve got your back!

Easy money transfer, better exchange rate

• With Instarem, send money international to 55+ countries.
• Fast money transfer & transactions - no more than 2 business days.
• Competitive overseas exchange rate and low costs.
• No hidden fees or payments - avoid unfair costs incurred by a traditional wire transfer.
• Currency converter to check the exchange rate before you remit.
• Rate alerts so you never miss a good exchange rate again.
• Multiple pay-out and payments options on transfers and transactions.
• Earn rewards on every money transfer.

Remit money, get rewarded - you deserve it!

We offer plenty of ways to get rewards when you send money international. We call them InstaPoints, you can call them money savers!

• Score discounts on every money transfer and all transactions - essentially, the more you remit, the more rewards points you earn.
• Earn points for opening an account with us - it’s our way of saying hello.
• Earn points for referring a friend to us - it’s our way of saying thanks.

Use our currency converter for total control

Our in-app currency converter allows you to check & convert the exchange rate in every country. Simply input the amount you want to send into the currency converter, and select where to - we'll show you how much you’ll pay, and what your recipient will receive. Without hidden fees and payments, it’s typically more cost-effective than a traditional wire transfer.

Send money international - your money is safe with us

We operate under a program sponsored by Community Federal Savings Bank, to which Nium is a service provider. Whether you’re sending money back home or making international transactions, we’ve got everything covered so that the process to remit money, and make a payment is fast, simple, and most importantly - safe!

You can't see it, but we are blushing

Our money sending app has won some awards - we’ll just leave this here:
Best Value International Money Transfer Provider Award (Mozo Experts Choice, Australia 2020), Excellence in Payments (Fintech Australia, 2018), Blockchain Innovator Award (Swell by Ripple, 2019, San Francisco) and more.

Let's connect

Download our money sending app today, or go to our site to chat to us 24/7!

Visit us here for our complete terms and policies

What’s New

Version 3.10.2

Hey there, money movers! Check out our improved look and feel in Malaysia, Hong Kong, USA, Singapore and Australia which makes sending money even easier. Enjoy faster access to UPI and Alipay. Refer your friends easily and earn rewards!

[All Markets] Track your transfer in real-time with the new and improved tracker!
[Singapore] Access amaze wallet fast from the home page. Spend and earn upsized rewards this month!

Ratings and Reviews

3.7 out of 5
510 Ratings

510 Ratings

Maneesh Ramanadham ,

Great exchange rate!

I have been using Instarem for a few months now, introduced by a friend. Honestly their exchange rates are awesome (mostly 20% higher than other providers like Remitly) with the transfer happening within a week. Typically I don’t have an urgency for immediate transfer, so I highly prefer this service. On top of that, one can accumulate points for each transfer amount, which one can cash out once it reaches a certain point threshold.

One suggestion for Instarem is to introduce a immediate transfer service like other operators, helpful for people with urgent transfer needs!

Slamfu867$& ,

Don’t trust in them, don’t even try

I have been trying to contact the customer service to find out where is my money as I started a transaction one week ago, first they asked me to send proof that I sent the money, they deducted the money directly from my bank so this shouldn't be a step but I sent the info, then after 4 days they reply saying they got the funds and sent them to the destination bank, it has been 25 hours since they funds were "sent" and we haven't got the money, if you want a good service and a good company to use and send money go with Xoom or Remitly, Instarem is the worst one ever, I have been using them for about a year and every transaction they had a new problem, I continued using them because they paid more money than other ones, but I won't use them anymore after this issue.

They keep saying the money was sent to bank and will be there in two business days, that didn’t happened and no one is able to tell me where is the money


Developer Response ,

Dear Customer, We apologize for the experience you had using InstaReM. Please share your registered email ID and contact details and we will look into this on priority. As you know InstaReM is a regulated service provider and every transaction is reviewed for smooth processing.

Sorav11 ,

Worst customer service for refund

This app is good for rates but be alert as if you anytime ask for refund they would keep your money with them & make you chase for it for at least a week. They do not have any customer care phone number & would always reply on email as per wish could be even after 2 days. They not only deducted my money even after cancelling but kept it as per wish. There support would just close any tickets you create with a default template stating it would be done in 24-36 hours or 72 hours etc etc. Reached out to there help support via chat but same template is being used. Finally had to raise a dispute via the bank to get money back. Worst customer service. This is harsh reality of doing business with them. Be Alert with them. I wanted to give zero star but as they have good rates giving them 1 star rating.

App Privacy

The developer, Instarem India Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Sensitive Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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