Celsius: Earn & Borrow Crypto 4+

All in One Crypto App‪.‬

Celsius Network

Designed for iPhone

    • 3.5 • 2.3K Ratings
    • Free

iPhone Screenshots


Download the Celsius app and earn up to 17% APY on your cryptocurrency. Sign up with a referral or promo code and get Bitcoin just for funding your account.

Celsius is an all-in-one crypto platform where you can buy cryptocurrencies, Swap borrow cash or stablecoins, and earn yield on crypto with no fees.

Easily manage your crypto and earn compounding crypto rewards on Bitcoin, Ethereum, Cardano, and more than 40 other cryptocurrencies.

Whether you’re a beginner or a crypto native, we make it easy to buy bitcoin and other crypto assets directly in the app, swap from asset to asset, take crypto-backed loans, and earn rewards, all with no fees. No doubt, Celsius is the best place to buy cryptocurrency coins.


Celsius gives users the ability to earn as much as 17% APY for transferringtheir crypto with us. Earn competitive rewards on your stablecoins like USDT or USDC without experiencing the volatility of the market.

Celsius is made by HODLers for HODLers who look for the best way to HODL crypto. If you already own cryptocurrency, you can likely earn more by holding it with Celsius.
We pay you to get started. Use one of our evergreen promo codes when funding your account and earn up to $2,000 in Bitcoin on qualifying transactions.

How does Celsius earn yield for me? We lend our community’s crypto assets to financial institutions. Sit back and enjoy your compounding rewards paid out every Monday.


Fees hold you back, so we removed them; we never charge transfer, origination, or trading fees. We also cover the unavoidable: so far we’ve paid more than $15 million in crypto network fees so our community doesn’t have to.


For every friend you refer, you’ll both receive $50 in Bitcoin. When your friend funds their account with $400 or more of any crypto, we’ll reward you both. Refer as many friends and family as you want to keep earning crypto.


Whether you need to borrow cash or stablecoins, use the Celsius app to take a crypto-backed loan to cover expenses without having to sell coins. With rates as low as 1% APY, get approved for your loan at lightning speeds and pay it off just as fast.


Easily and instantly swap between supported cryptocurrencies and crypto tokens with no exchange fees. We provide crypto swaps to our users for free so you can react to the market when you need to.


We support over 40 cryptocurrencies and cryptocurrency tokens including Bitcoin (BTC), Ethereum (ETH), Cardano (ADA), Polygon (MATIC), Dogecoin (DOGE), Binance Coin (BNB), Litecoin (LTC), Terra (LUNA), Polkadot (DOT), Avalanche (AVAX), AAVE (AAVE), Tezos (XTZ), Chainlink (LINK), Bitcoin Cash (BCH), Bitcoin SV (BSV), PAX-Gold (PAXG), EOS (EOS), and Solana (SOL).

We also support the most popular stablecoins including Tether (USDT), USD Coin (USDC), Binance USD (BUSD), Gemini Dollar (GUSD), and Dai (DAI).


Join the 1m+ Celsians that are already earning crypto yield on their crypto accounts. Join our active community on Twitter and Discord, and make your questions heard at the weekly AMAs with our founder and CEO Alex Mashinsky.

Remember to use your referral code to invite your friends to the Celsius app and you can both receive a referral bonus of $50 in Bitcoin.

What’s New

Version v5.1.0

Make Celsius your home for crypto. With Celsius, you can buy, swap, borrow, earn, send, and store crypto all in one app – with zero fees, the best rates, and unbeatable customer care.

Store and Access
Borrow and Spend
Earn and Grow

Update your app today to check out the new experience.

Ratings and Reviews

3.5 out of 5
2.3K Ratings

2.3K Ratings

stoniff ,

Crypto power user in Connecticut

I’ve used a dozen crypto apps and exchanges. Celsius is one of the most functional, versatile and innovative platforms around. I keep waiting to find a flaw but haven’t in a year so far. I have earned $1500 in rewards (rates fluctuate), have taken loans and payed them back to release my coins, and tested out the new swap function. It’s all very slick. Pros: 1. No fees 2. Swap capability 3. Decent rewards rates 4. Easy loan process and great loan rates. Literally applied for a loan on a Saturday afternoon and received USDC (which you can transfer to coinbase pro and swap for cash for free) within hours. A few weeks later I payed it off and my bitcoin was released within a day. 5. Mashinsky (CEO) is well spoken, answers criticisms, seems to be a solid business man, has raised a ton of VC money (almost a billion $$). Cons: 1. You have to now be an accredited investor for new/increased reward balances (blame SEC, not Celsius though) 2. Other platforms have better reward rates 3. No easy on/off ramp to cash/USD. 4. Your assets are not insured (but they are adding that option in September?). Once this arrives it will be a 5+ star app! Have to admit I’ve been a little spooked by the Luna crash and the Twitter attacks on Celsius but the CEO did a good job in answering these critiques today on the InvestAnswers YT channel. I don’t keep all my assets on Celsius but def feel comfortable keeping 20-40% on there. Maybe more once it’s all insured.

Developer Response ,

Hello! Thank you for your review and valuable feedback. We are always looking to improve our services. We'd love to earn a 5-star review from you. If you can share any more feedback please reach out to us at app@celsius.network. Also, visit our website and check out our blog post for more exciting features https://blog.celsius.network/theres-a-lot-to-look-forward-to-with-celsius-28d9ecef648c -JH

Gio_gomez21 ,

Nothing but greatness!!

Only thing I wouldn’t recommend is buying from this app. They use a third party for purchases so the fee isn’t celsiuss’ fee & you could definitely buy cheaper elsewhere. Other than that, Celsius is home of the NO FEES They’ve got a customer service number you can call and talk to a real person which was a good experience for me the time I used it. Nice sign up bonuses and referral bonuses along with APY paying out every 7 days. Celsius is also looking to add swapping (currently in beta) of supported coins (fee free) sometime in the future as of 1/6/22. Also, make sure you prepare to withdrawal your coins early because you must have ONE whitelisted address tied to the coin and takes 24 hours to remove the current address or add a new one. If you’re unprepared, you’re waiting 48 hours to remove and add a new address for withdrawal. Celsius has been very transparent for me and has proved to have good customer service who can explain any issue at hand. They also send out frequent emails to keep you up to date with Celsius news. Overall has been a good experience since I started using it in August of 2021 and have recommended friends because of it.

Developer Response ,

Thank you for the 5 Star review, and for being a Celsian! - DS

EEhhhhhhhhhhhhhhhhhhhhy ,

Great at it’s core. Simple.

So I heard a few of the founder’s interviews and thought he was a pretty standup guy with community as #1. And decided to give this a try. I’ve successfully stored and withdrawn a couple different currencies. And the interest paid every week is legit. I’ve also received a quick response from support. So, 5 stars. But see below.

I think they have the right ideals in mind and 100% hope they succeed. Although, it does seem to still be a work in progress. I think they made some design choices on the side of keeping it simple to allow for better security in the growth phase. As in, in order to change your withdraw address, you have to contact support. Which, increases security simply... but limits functionality. I get it with the pin.. but that could work better (bring up the number pad). Add face/fingerprint. Also, the 2fa is a little scary because my Authenticator app is on my phone so.. maybe some different options. Compound interest would be great but I also understand they can only do what they can afford, and it seems they’re trying really hard to support community.

I hope adoption increases. And please please please don’t let development stagnate. I want Celsius to succeed!

Developer Response ,

Thank you very much for the rating and the review!

Feel free to contact us on app@celsius.network if you have any questions regarding our service.

App Privacy

The developer, Celsius Network, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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