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Joust is the only banking platform that serves freelancers, contractors, and the self-employed. Ever heard the saying, “it’s business, not personal”? Well, for us, that’s a good thing. We do banking, so you can do what matters most.
We have built our all-inclusive banking app with the self-employed worker in mind.
3-Minute Onboarding
It’s as easy as 1-2-3 (minutes, that is). Our proprietary technology was built so that our new Jousters can safely sign up for a Joust bank account in just three minutes.

An All-Inclusive Bank Account
An FDIC-insured bank account (covers up to $250,000), Bill Pay to manage all your expenses in one place, customizable Goals accounts that make saving fun, and a sleek dashboard to organize it all.

PayArmour Invoice Protection
PayArmour, our invoice guarantee tool, mitigates the risk of client nonpayment and offers immediate funding on invoices to smooth your income. Money made, money paid–that’s what we believe.

Comprehensive and Customizable Invoicing
We’ve designed our invoice creation and processing platform with the self-employed worker in mind. Customize your invoices and organize by payment processing stage.

Debit Card Management
Qualified members can get a Joust business debit card. Easy card activation, PIN management, and lock/unlock features all in the palm of your hand. Need some extra assistance? No worries–our Customer Success team is one click away.

Accept All Forms of Payment
Easily process client transactions via bank account transfer (ACH) or credit card with a Merchant Account, saving you time, energy, and–ultimately–money. (Only available for qualified members.)

What’s New

Version 4.0.6

Ever sent an invoice with some incorrect details? No worries, because this latest update will allow you to void invoices.

Ratings and Reviews

4.2 out of 5
34 Ratings

34 Ratings

SheCritiquesIt ,

After a slow start I find this experience solid & I high recommend them

After a slow start, I managed to put the fix in after Developement contacted me & told me what I had done incorrectly. So now the experience is MUCH MUCH better & I genuinely recommend. As someone whom is CEO @ co-founder of 3 companies, I would like the ability to run more than one business in the app though. Maybe a drop down in the beginning they alots for you to change companies. I understand that's a lot more complicated but it would be great if & I would pay extra money for that type of service.

Developer Response ,

Thanks so much for reconsidering your thoughts after our Customer Success Department worked with you! We're excited to Joust with you!

djmalenica ,

Good App, getting better, hopefully a little faster

Joust has been completely designed for the better, no question. The new version is more intuitive and easier to navigate. There are still other improvements that can made, name the speed of money transfer. For example and introduction of Zelle real time payment sending service or something of that nature. Otherwise it’s a beautifully designed app. I am sure it will get even better with the time as more suggestions and ideas start to come in.

Developer Response ,

Thank you so much for your review! Our settlement times are set to protect Jousters from insufficient funds fees. (Nobody likes that surprise!) But we're making changes here in 2020 that will definitely provide more ways to get your money faster. Stay tuned!

Jay42381 ,

This is a great bank and app for small businesses and entrepreneurs

The app is great, works well, and is intuitive. The process to receive an ACH is very slow, however. I’m not sure why it takes a week to 10 days for a bank transfer, but other than that, the bank is a great option. Customer service is awesome in the app with immediate responses via the in-app chat. The team has answered all my questions and assisted me with everything I’ve needed.

Developer Response ,

Thank you so much for the positive feedback. We're especially glad that your customer service experience has been positive for you. You're correct that ACH payments take 4-6 business days to settle, which is an insufficient funds fee protection for our customers. We promise we're working on making this better, stay tuned because that's coming sooner rather than later!


Joust Labs, Inc.
66.6 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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