Flip: Transfer & Payment 4+

Remittance, bills, finance


    • 4.7 • 122 Ratings
    • Free

iPhone Screenshots


Flip is an application for free interbank money transfers, e-wallet top-up, sending money abroad, and paying for mobile phone credits, data packages, electricity, water bills (PDAM), BPJS and pay Internet & Cable TV bills at a lower cost.

Transfer money from various banks (including Mandiri, BRI, BCA, BNI, and 7 other banks) to 100+ other banks for free.

Top up various e-wallets such as GoPay, OVO, Dana, ShopeePay, and LinkAja more save. You can also send money to multiple beneficiaries in just one transaction.

Apart from that, Flip also has overseas money transfer service with affordable fees starting from IDR 45,000 and no other hidden costs. Flip facilitates secure money transfers to 55+ destination countries ranging from Asia, Europe, America, and Africa.

Flip is also secure because we have been licensed by Bank Indonesia, numbered 18/196/DKSP/68.

Flip Features:
• Send money to multiple accounts and top-up to multiple e-wallets with just one transaction.
• Transfer to 100+ banks in Indonesia without admin fees.
• E-wallet top-up (OVO, GoPay, ShopeePay, Dana, and LinkAja) more efficiently.
• PPOB feature to buy mobile phone credits and data packages at lower prices.
• Pay postpaid electricity bills and buy electricity tokens with lower fees.
• Pay water bills (PDAM) and BPJS at affordable prices.
• Pay internet & cable TV bills with lower fees.
• Send money overseas with competitive exchange rates and fees starting from IDR 45,000.

Can be used with the following applications:
- BCA Mobile
- BNI Mobile Banking (Also applies to BNI Syariah Mobile Banking)
- Bromo BRI (BRI Mobile Banking)
- Livin by Mandiri (Mandiri Online / Mandiri Mobile Banking)
- Muamalat DIN (Muamalat Mobile)
- Go Mobile / OCTO Mobile by CIMB Niaga
- BRIS Online
- Mandiri Syariah Mobile (BSI Mobile)
- PermataMobile X
- Jenius, BTPN, BTPN Wow.

Apart from using mobile banking, you can also transfer to Flip via ATM or other e-banking services such as internet banking or online banking from banks supported by Flip, such as IB BRI (Internet Banking BRI), BNI Internet Banking, OCTO Clicks (CIMB Clicks Indonesia), etc.

Top-up your favorite e-wallet with more save:
Gopay, OVO, ShopeePay, Dana, and LinkAja.

Send money from Indonesia to 55+ countries, including:
Singapore, Malaysia, Thailand, Philippines, India, South Korea, China, Hongkong, Australia, UK, Japan, Turkey, and many other countries.

PPOB services at lower prices, such as:
Mobile credits and data packages for Telkomsel, Indosat Ooredoo, XL, Tri, Smartfren, and Axis. Prepaid electricity (token), postpaid electricity bills, water bills (PDAM), and BPJS payment services.
Internet & Cable TV bills for Indihome, First Media, Indovision, MNC Play, MNC Vision, Telkom, and Transvision.

What’s New

Version 2.25.0

See, here’s the thing.
We wanted to tell you about the fixes and improvements we’ve made to our app, but in a fun way.
We had a joke about pizza, but it was a little too cheesy.
We thought about poking fun at German sausages, but that would be the wurst.
And now we’re thinking of a financial joke, but you might lose interest.
Just so you know. Like a terrible dad joke, we’ll stick with you forever.
So, hurry up and update your app!

Ratings and Reviews

4.7 out of 5
122 Ratings

122 Ratings

adibahdib ,

Useful App

I think everyone should have this app since it is super useful to transfer among banks without any charge! The app is also super quick and let us transfer within a day.

Thank you Flip!

um safa ,

The best app ever

If theres 10 stars definitely will give this app

baramafa ,

Need improvement

A good interbank-transfer app, yet still need improvement in terms of waiting time, especially for popular bank in Indonesia. Keep the good work!

App Privacy

The developer, FLIPTECH LENTERA INSPIRASI PERTIWI, PT, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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