Flip: Transfer & Payment 4+

Remittance, bills, finance


    • 4.7 • 113 Ratings
    • Free

iPhone Screenshots


Flip is an application for free interbank money transfers, e-wallet top-up, sending money abroad, and paying for mobile phone credits, data packages, electricity, water bills (PDAM), and BPJS at a lower cost.

Send money from BCA, BNI, Mandiri, BRI, BSI (Bank Syariah Indonesia), CIMB, BTPN, Jenius, BTPN Wow, CIMB Syariah, Muamalat, Permata, Permata Syariah, DBS/Digibank, Danamon, and Danamon Syariah to 100+ other banks for free.

Top up various e-wallets such as GoPay, OVO, Dana, ShopeePay, and LinkAja without admin fees. You can also send money to multiple beneficiaries in just one transaction.

Apart from that, Flip also has overseas money transfer service with affordable fees starting from IDR 45,000 and no other hidden costs. Flip facilitates secure money transfers to 50+ destination countries ranging from Asia, Europe, America, and Africa.

Flip is also secure because we have been licensed by Bank Indonesia, numbered 18/196/DKSP/68.

Flip Features:
• Send money to multiple accounts and top-up to multiple e-wallets with just one transaction.
• Transfer to 100+ banks in Indonesia without admin fees.
• Free e-wallet top-up (OVO, GoPay, ShopeePay, Dana, and LinkAja).
• PPOB feature to buy mobile phone credits and data packages at lower prices.
• Pay postpaid electricity bills and buy electricity tokens with lower fees.
• Pay water bills (PDAM) and BPJS at affordable prices.
• Send money overseas with competitive exchange rates and fees starting from IDR 45,000.

Can be used with the following applications:
- BCA Mobile
- BNI Mobile Banking (Also applies to BNI Syariah Mobile Banking)
- Bromo BRI (BRI Mobile Banking)
- Livin by Mandiri (Mandiri Online / Mandiri Mobile Banking)
- Muamalat DIN (Muamalat Mobile)
- Go Mobile / OCTO Mobile by CIMB Niaga
- BRIS Online
- Mandiri Syariah Mobile (BSI Mobile)
- PermataMobile X
- Jenius, BTPN, BTPN Wow.

Apart from using mobile banking, you can also transfer to Flip via ATM or other e-banking services such as internet banking or online banking from banks supported by Flip, such as IB BRI (Internet Banking BRI), BNI Internet Banking, OCTO Clicks (CIMB Clicks Indonesia), etc.

Top-up your favorite e-wallet without admin fees:
Gopay, OVO, ShopeePay, Dana, and LinkAja.

Send money from Indonesia to 50+ countries, including:
Singapore, Malaysia, Thailand, Philippines, India, South Korea, China, Hongkong, Australia, UK, Japan, Turkey, and many other countries.

PPOB services at lower prices, such as:
Mobile credits and data packages for Telkomsel, Indosat Ooredoo, XL, Tri, Smartfren, and Axis. Prepaid electricity (token), postpaid electricity bills, water bills (PDAM), and BPJS payment services.

What’s New

Version 2.20.0

Things change. That’s how life is. The weather turns dry. Hello turns into goodbye. All happens under the same sky.
And this time, you’ll probably notice the tiny little changes in our app. Apply cashback on your transaction or top up your Saldo to see our brand-new receipt. Oh, and did you notice how the rate got even better when sending money abroad?
Everything changes for the better.
Flip #LebihDariItu

Ratings and Reviews

4.7 out of 5
113 Ratings

113 Ratings

adibahdib ,

Useful App

I think everyone should have this app since it is super useful to transfer among banks without any charge! The app is also super quick and let us transfer within a day.

Thank you Flip!

um safa ,

The best app ever

If theres 10 stars definitely will give this app

baramafa ,

Need improvement

A good interbank-transfer app, yet still need improvement in terms of waiting time, especially for popular bank in Indonesia. Keep the good work!

App Privacy

The developer, FLIPTECH LENTERA INSPIRASI PERTIWI, PT, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

You Might Also Like