Boom - Build credit with rent‪.‬ 4+

Build & track your credit‪.‬

Boom Pay, Inc.

Designed for iPhone

    • 4.4 • 252 Ratings
    • Free

iPhone Screenshots


Did you know that your rent payments aren’t automatically reported to the credit bureaus?

Boom makes it easy to build credit with your rent. Join the tens of thousands of renters who use BoomReport to report ongoing payments, past payments, or both. Boom reports to all 3 major credit bureaus - Experian, TransUnion, and Equifax - so you see the maximum impact of the largest payment you make every month.

On average, Boom customers see an average credit score increase of 28 points
Some users see increases of over 105 points
Reporting your rent payments can help give you a credit score if you do not already have one
See your new rental tradeline on your credit report in as little as 10 days
Access your credit score for free in the Boom app to track your progress

Enroll in as few as 5 minutes via the Boom app
Available for anyone who pays rent via a digitally-tracked method, such as a rental portal, bank account, check, ACH, or payment apps (e.g. Venmo, PayPal)
Report ongoing payments and up to 24 months of prior rent history
You can even report old leases too, as long as you moved out within the past 12 months

Your security is a top priority. Sensitive user data is stored with our verification partners, which are bank-grade, highly-encrypted services. Our verification partners perform similar services for trusted companies such as PayPal, Robinhood, Coinbase, Venmo, Chime and more. Your data is never stored on your device. We do not sell your personal information to any third parties.

Still reading? What are you waiting for? Download Boom and supercharge your rent today.

Chat our team at or via the in-app support feature in the Boom Pay app if you have any questions, suggestions, or feedback.

What’s New

Version 2.3.7

Various bug fixes

Ratings and Reviews

4.4 out of 5
252 Ratings

252 Ratings

proudmama1224ever ,

Never write reviews but this is genius!!!

I heard about this a while ago and thought it was too good to be true!!!!! But it was true!!! This app has helped not only make life easier but literally helped my credit score a ton!!! If you rent you MUST use this! Don’t let your responsible rent payments go unrewarded! It’s literally the difference of helping your credit score (without trying )or or not helping it ….every month.. sooo why not?? We all know good credit helps everything in life become easier ..we all have to pay our rent so why not be able to prove how responsible you really are this way, and usually our most expensive bill of the month we must pay just to have a roof over our head is rent and there is nothing more frustrating than dumping money every month for something that doesn’t even help our credit score to one day help us purchase a home! Thank you whoever made this app possible!!

Developer Response ,

Thank you for the review! We are so happy to hear you have enjoyed the product :)

Gustavo Fagundez ,


I heard about this app a year ago, I decided to give it a try, since that day I am quite satisfied, it has helped me boost my credit score, even when I had to move in the middle of my contract, the service was very diligent in helping me update my profile on the app (at that time they didn't have the option to do it but they said that tab would activate the option soon, they would make the change for me) a couple of months later it was like that, they did it... the app is so easy to use that it seems incredible, simply You configure the profile and you forget about the rest, you don't need to do anything else. it's so perfect.

Developer Response ,

Thank you for the review! We are so happy to hear you have enjoyed the product :)

Aki129 ,

Affordable and Decent

I truly love the service as well as the price compared to other similar services. I appreciate how this service reports to all 3 credit bureaus, and not just 1 or 2 which is very rare. The main thing this app/service is missing is that it does not also report utilities, phone bills, and insurance payments which is what I also considered in my search for this type of service. However, reporting the last 3 seems very rare, but it would have made an unquestionable decision if they did. My only other issue with the app is that the credit score does seem a little off, and I keep track of all 3 of my credit scores very regularly, but this isn’t a big deal to me since I have access to view all 3. If you would like to have easy access to your generic credit score, this would be more beneficial for you. Overall decent, but hoping they can add phone bill/insurance/utility reporting in the future to make it absolutely perfect.

Developer Response ,

Hi Aki, we are so sorry to hear about your experience and would like to help if we can. You can reach us by emailing , messaging through the in-app chat feature, or by visiting Once we hear from you we will be sure to look into this in more detail

App Privacy

The developer, Boom Pay, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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