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BELLA is a conversational banking service powered by love. It’s inclusive, generous, and entirely human.

BELLA Loves Me is a financial technology company, not a bank. Bank account services provided by nbkc bank, Member FDIC and are FDIC insured up to $5,000,000 through a network of FDIC insured banks.

Here are just a few reasons you’ll love banking with BELLA:

[Checking/BELLA Debit Card]
Customizable checking accounts—add personality to your banking experience with photos and hashtags. Make free, instant payments to other BELLA members.

Enjoy contactless payments with your BELLA Debit Card at all ApplePay, GooglePay, and SamsungPay enabled terminals. Every card is made from recycled ocean plastic.

Unlimited savings accounts tailor-made to your wants and needs. Earn interest on all your savings, and get creative with the way you save. Start a literal Rainy Day Fund by automatically saving every time it rains in your hometown. Get as creative as you want. No start-up or balance minimums required.

Random bonuses when you use your BELLA Debit Card. Pay as you normally would, and, on some purchases, we’ll reward you with free money—between 5 and 200% cashback, completely randomly*.

[Karma Account]
Set aside up to $20 using a Karma Account, and watch your Karma funds spontaneously help cover other BELLA members’ purchases. Get notifications about the happiness you created in someone else’s day. It feels good to pay it forward.

[Direct Deposit]
Seamless connection with BELLA Direct Deposit means you get your paycheck up to two days early**. Your money is yours, make the most of it!

For more information please visit: www.bellaloves.me

Learn about Privacy Policy + Terms & Conditions at https://www.bellaloves.me/legal-area/?f=privacy

*Reference BELLA Surprise Terms at https://www.bellaloves.me/wp-content/uploads/2020/11/BELLA-Surprise-Terms.pdf for more info
**Your payment may be processed up to 2 days early. Timing depends on when your employer sends payment funds.

What’s New

Version 1.0.19

We’ve updated just a few items to keep things spiffy in this latest release, 1.0.19, so you can continue to enjoy a seamless BELLA experience. It feels good to do good, doesn’t it?

If you love the BELLA app and are excited to be a part of the community we’re growing, why not help spread the word about us? Share with those you care about or leave a glowing review below, even if you’ve already done so on previous versions of the app.

Ratings and Reviews

4.6 out of 5
2.1K Ratings

2.1K Ratings

mulalou lll ,

My Most Memorable Experience

I believe it was this past week while vacationing in TN. My partner (who just got her Bella card 2 weeks ago bc she felt left out with the amazing experiences I’d been ranting about for weeks lol) took time to move money from another account to her Bella account not really expecting anything but never know if you don’t try! We paid like $60 for the Alpine Coaster(1 seater mountain rollercoaster) and went on having a blast! After we finished she checked her account to find a Bella Surprise for 185%!!! Seriously a $112 TOTAL SURPRISE! We got PAID to have fun!! Just wow..

I just kept thinking to myself & saying out load, wow I really just can’t believe this is real, I can’t believe everyone doesn’t have a Bella account! At that moment I realized that was the best feeling Bella had given me so far. Granted I’ve had PHENOMENAL experiences with this bank & it’s beyond difficult to choose the best, but this one will def be my most memorable. I love you a Bella💜

P.S. If you’re on fence or unsure because you’ve seen “bad” reviews, just stop & order your card.. I’m so serious, why would you be loyal to any other bank who would charge you $30+ even for an accidental overdraft? What Bella had created here is the WAY BANKING IS SUPPOSE TO BE. Bella is BANKING FOR THE PEOPLE, BANKING FOR HUMANITY! 💜

literallylosingit ,

Wasn't expecting much

I wasn't really sure what to expect because I don't really need a new bank account/debit card at the moment. I have two credit cards and the cashback on them, ranging from 1-5%, compels me to use them for pretty much everything. In about two years though, I'll have to start paying monthly fees on my Chase checking account, so I thought I might as well see how online banking is any different from the usual. Tentatively signed up for Bella, got their card - which does admittedly feel a little flimsy compared to the thicker quality cards I'm used to. I purchased from Aliexpress twice, once last night and once just now. Lo and behold I got hit with their surprise cashback - and 174% of it to be exact. They just covered the cost of the cute tank I bought & a little of the stuff I bought last night. For just that, I have to give them this raving review. I'm looking forward to surprise cashbacks in the future. It won't always be 174%, but the possibility of getting more than just the usual 1-1.5% is more than enough to get some users to stay using Bella. I'm going to see if I can sign my sister up for it as well. I'm excited to see how the Karma features work out as well :)

tayjeriguess ,

Never Going Back To My Old Bank

I spent hours upon hours searching for the best rewards debit card and stumbled upon Bella by accident. I downloaded the app, thinking it’d make a nice extra checking account. I closed my account with Chase several months ago and have been using Bella as my primary account ever since.

I’m one of the “founding members” and admittedly I had a rough start with trying to get my card, but customer service was really helpful and I’m glad I stayed on. The app’s design has gotten a lot more intuitive and easy to use, the “hashtag” feature has been immensely helpful in keeping track of my expenses, as has been the unlimited savings accounts, and I get my direct deposit a day earlier than my coworkers!

The savings APY is admittedly rather low, but the checking account has paid for itself in dividends. I almost don’t want to advertise this app because I’m worried the benefits may go down as the user base goes up, but I’ve been bragging about all my Bella Surprises to all my friends and family regardless. I fund my Karma account every paycheck and receive far more in return every time.

App Privacy

The developer, Bella Loves Me LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Other Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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