Gazelle: Mobile Banking 4+

Spend & Save the Ramsey Way

The Lampo Group Incorporated

Designed for iPad

    • 3.0 • 166 Ratings
    • Free



Gazelle is the debit card, spending account and mobile app that’s built to help you spend and save the Ramsey way. It’s the only debit card out there that aligns with the debt-free principles we teach at Ramsey Solutions, with banking services provided by our partner, Pathward, N.A., Member FDIC. Gazelle eliminates distractions and helps you attack your money goals fast with features you’ll love.

What You'll Get With Gazelle:
• Gazelle Debit Card designed by Ramsey Solutions, with modern features like contactless payments.
• Debt-free banking, with banking services provided by Pathward, N.A., Member FDIC. We won’t push debt on you.¹ No distractions so you stay focused on your goals for your money.
• No monthly fees.² No monthly charges. No minimum balance.
• No overdraft. Built-in accountability for your budget. If you don’t have the money, you can’t spend it.
• 32,000+ fee-free ATMs.³ Get the cash you need, without fees, at over 32,000 locations.
• Seamless connection. See and track your transactions faster⁴ in the EveryDollar budgeting app.
• Your data is safe. We’ll encrypt your personal data and never sell it—period.
• Rock-solid protection.⁵ Your hard-earned money is FDIC insured up to $250,000 with our banking partner, Pathward, N.A.
• Unrivaled support. Talk to a real human.
• Faster⁶ direct deposit. Get paid up to two days faster.
• Cash-back rewards.⁷ Yep—even with a debit card!

You’re gazelle intense, and now your card is too. Outrun normal—it’s game on!


Deposit Account opening is subject to registration and ID verification.

¹Pathward, N.A., and Mastercard are not affiliated in any way with this statement.
²Other fees may apply, see your Deposit Account Agreement for details.
³No ATM owner surcharge or ATM Cash Withdrawal Fees for domestic ATM withdrawals at MoneyPass ATMs (“in-network ATMs”). Visit the Gazelle Mobile app for a list of in-network ATMs. All other ATMs may apply an owner’s surcharge fee in addition to the ATM Cash Withdrawal Fee disclosed in your Deposit Account Agreement.
⁴Based on comparison of Gazelle transactions being available to track in EveryDollar vs. transactions from other bank accounts.
⁵Upon successful activation and registration of the Account, funds on deposits at Pathward, N.A., Member FDIC, are insured up to the standard maximum deposit insurance limit. Coverage limit is subject to aggregation of all of Accountholder's funds held on deposit at Pathward, N.A.
⁶Faster funding claim is based on a comparison of the Pathward, National Association, policy of making funds available upon receipt of payment instructions versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the time of payor’s payment instruction.
⁷Optional Netspend Payback offers are based on individual shopping habits. See the program FAQs and Terms and Conditions in the Gazelle app for additional details about how and when you get rewarded. Program sponsor: Netspend Corporation. Pathward, N.A., and Mastercard are not affiliated in any way with this program and do not endorse or sponsor this program.

Gazelle is a demand deposit account established by Pathward, National Association, Member FDIC, and the Mastercard Debit Card is issued by Pathward, N.A., pursuant to license by Mastercard International Incorporated. Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

MastercardⓇ and the circles design are registered trademarks of Mastercard International Incorporated. Card may be used everywhere Debit Mastercard is accepted.

What’s New

Version 2022.12.06

We've enabled withdrawals!!

Ratings and Reviews

3.0 out of 5
166 Ratings

166 Ratings

spencer-powell ,

One Suggestion

I love the concept of the app and think it has great potential.
One suggestion to make it more useful is to have the option to create digital envelopes that mirror the categories/monthly budget we have set up on our Every Dollar account.
My wife and I try to track our transactions weekly in Every Dollar, but sometimes end up doing it monthly. It would be nice if the Gazelle app could give you feedback at the point of purchase (maybe by sending a notification after each purchase?) to say something along the lines of, “You just spent $150 on groceries. You have $X remaining in your grocery budget this month”
There was another budget app we’ve tried where the user must pre-authorize any purchase by selecting which digital envelope to pull the money from (and thus forced the user to make a decision beforehand about whether that purchase would enable them to reach their monthly budgeted goal). Ultimately ended up not using this app as much because it didn’t talk with the Every Dollar app and it was difficult to aggregate transactions monthly. If Gazelle could incorporate something like this, I think it would be super successful.

Jorge.Walls ,

Login Issue

I’m new to Gazelle. Seems pretty interesting. I haven’t used the card yet. I’m confused if you need to add funds to the card to be able to use it, or if you can just use the card and it’ll charge the associated bank account? Also, every time I close the app and open it again, I have to login. It doesn’t save my login, and I don’t see any option to save my login. Not sure if anyone else has this issue, but it’s just mildly inconvenient to have to type in the login every time. It’d be nice to have the FaceID saved login feature, or maybe even a PIN saved login feature.

Developer Response ,

Hey Jorge.Walls,
Thanks for the review! Just wanted to let you know that in order to use Gazelle you would have to load funds from a separate bank account or you can use other methods like direct deposit to load funds. Once the funds are loaded you can use the card anywhere you would use a debit card. Lastly, just wanted to let you know FaceID and biometric sign in is now here! Just make sure your app us up to date and the feature is turned on in Account settings. Hope this helps. Thanks again!
- Josh with the Gazelle Team

alev88241 ,

Second review

At first I thought this would be awesome. I follow Ramsey products and have not had any issues. So gave this a try. Deposit from another bank account was awesome feature but they had an issue and went to fix it. Happened after a month in. I had followed up several times and was told they were working on it. They did fix the withdrawal function but the deposit to the account from another bank does not and will not work. They do not have a fix. I have several big name bank accounts and never have had this issue. I know this is a new program but this is an issue that should have been resolved way before the new year. I’m disappointed and hope to see this get fixed in the future. At the moment I’m not sure how to deposit in this without direct deposit and seeing how they have issues with bank to bank transfers not sure if I will hold much past spring. I will give them time to fix but not holding my breath. Doesn’t seem like a good Ramsey product and I don’t see them advertise it any more.

Developer Response ,

Hey there!
We would love to help troubleshoot this for you! Please reach out to us at and we will get everything squared away 🙂
-Josh with the Gazelle Team

App Privacy

The developer, The Lampo Group Incorporated, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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