Gazelle: Mobile Banking 4+

Gazelle is the debit card, spending account and mobile app that’s built to help you spend and save the Ramsey way. It’s the only debit card out there that aligns with the debt-free principles we teach at Ramsey Solutions, with banking services provided by our partner, Pathward, N.A., Member FDIC. Gazelle eliminates distractions and helps you attack your money goals fast with features you’ll love.



What You'll Get With Gazelle:
• Gazelle Debit Card designed by Ramsey Solutions, with modern features like contactless payments.
• Debt-free banking, with banking services provided by Pathward, N.A., Member FDIC. We won’t push debt on you.¹ No distractions so you stay focused on your goals for your money.
• No monthly fees.² No monthly charges. No minimum balance.
• No overdraft. Built-in accountability for your budget. If you don’t have the money, you can’t spend it.
• 32,000+ fee-free ATMs.³ Get the cash you need, without fees, at over 32,000 locations.
• Seamless connection. See and track your transactions faster⁴ in the EveryDollar budgeting app.
• Your data is safe. We’ll encrypt your personal data and never sell it—period.
• Rock-solid protection.⁵ Your hard-earned money is FDIC insured up to $250,000 with our banking partner, Pathward, N.A.
• Unrivaled support. Talk to a real human.
• Faster⁶ direct deposit. Get paid up to two days faster.
• Cash-back rewards.⁷ Yep—even with a debit card!



You’re gazelle intense, and now your card is too. Outrun normal—it’s game on!



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Deposit Account opening is subject to registration and ID verification.



¹Pathward, N.A., and Mastercard are not affiliated in any way with this statement.
²Other fees may apply, see your Deposit Account Agreement for details.
³No ATM owner surcharge or ATM Cash Withdrawal Fees for domestic ATM withdrawals at MoneyPass ATMs (“in-network ATMs”). Visit the Gazelle Mobile app for a list of in-network ATMs. All other ATMs may apply an owner’s surcharge fee in addition to the ATM Cash Withdrawal Fee disclosed in your Deposit Account Agreement.
⁴Based on comparison of Gazelle transactions being available to track in EveryDollar vs. transactions from other bank accounts.
⁵Upon successful activation and registration of the Account, funds on deposits at Pathward, N.A., Member FDIC, are insured up to the standard maximum deposit insurance limit. Coverage limit is subject to aggregation of all of Accountholder's funds held on deposit at Pathward, N.A.
⁶Faster funding claim is based on a comparison of the Pathward, National Association, policy of making funds available upon receipt of payment instructions versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the time of payor’s payment instruction.
⁷Optional Netspend Payback offers are based on individual shopping habits. See the program FAQs and Terms and Conditions in the Gazelle app for additional details about how and when you get rewarded. Program sponsor: Netspend Corporation. Pathward, N.A., and Mastercard are not affiliated in any way with this program and do not endorse or sponsor this program.



Gazelle is a demand deposit account established by Pathward, National Association, Member FDIC, and the Mastercard Debit Card is issued by Pathward, N.A., pursuant to license by Mastercard International Incorporated. Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.



MastercardⓇ and the circles design are registered trademarks of Mastercard International Incorporated. Card may be used everywhere Debit Mastercard is accepted.