Mafhoom: Budget, Bills & Deals 4+

Save more. Spend less‪.‬

Mafhoom Technologies Ltd

Designed for iPhone

    • 5.0 • 6 Ratings
    • Free

iPhone Screenshots


Mafhoom gives you complete transparency and control over your money, so you can make better financial decisions, save more money, and be ready for whatever life brings.

Use Mafhoom to create a budget that helps you leash your spending, get out of debt, and save up for emergencies. Set it up once, and we will track it for you, month after month, to help you meet your financial goals.

How often have you subscribed to a service and ended up making recurring payments for it without even using it? With Mafhoom, you will automatically get an early heads-up of all subscriptions due for payment soon, so you can cancel them if needed and put those precious dirhams to better use.

Mafhoom does not only help you see HOW MUCH you are spending, but also WHERE you are spending. You can categorize your expenses into bills and utilities, sports, entertainment, food, or any custom category of your choice, and we will segregate your spending accordingly.

See all your bank accounts and financial products on one screen. Get and compare data of your income and expenses by month or category with charts and graphs that give a visual overview of your finances.

Data-powered features designed to help you achieve your financial goals faster. Here’s what’s in the pipeline:
- Financial health check
- Get out of debt tool
- Cancel subscriptions
- Plan for retirement
- Deals and offers
- Calculate my net worth
- Plan my loan
- Lower my bills

Sounds exciting? We know we are excited! So get onboard early to be one of the first to benefit from our upcoming features.

- True transparency: Mafhoom is totally hands-off. We use secure open banking technology to ensure that all your financial data comes directly from the source. Once you do the initial set-up, you can sit back and relax. We will take over and help you account for every dirham and where it went.

- Your financial future comes first: Tell us what your financial goals are, and we will help you with tools, features, deals, and knowledge that will help you reach them.

- In-depth insights: It is one thing to know that you are spending money and quite another to have complete insight into where and how. We arm you with data about your finances that you’ve never had before, so you can learn your financial habits and make better money decisions.

We have very few seats open for beta right now. So install now if you want to experience what an AI-powered app can do for your finances.

We’d love to hear about your experience with Mafhoom! Please share your suggestions, questions, and feedback with us:

What’s New

Version 0.1.5

What’s new?

Voila! In the latest release, enhancements are made in the “linked bank accounts” section which will enable users to fully manage their bank accounts with regard to customizations (such as Categorize, Ignore, Rename & more.)

A new “options” menu is added to the transaction and recurring payment views for seamless management. Moreover, bug fixes and other improvements are made.

Ratings and Reviews

5.0 out of 5
6 Ratings

6 Ratings

jaafar_09772 ,

Really surprising

Mafhoom is a game-changer in the world of personal finance. Its AI-powered technology provides a level of intelligence and insight that is unmatched by any other app on the market. The interface is intuitive and user-friendly, making it easy for anyone to manage their money with ease. Whether you're a seasoned pro or just starting out, Mafhoom is sure to become your favorite go-to for managing your finances. I highly recommend it to anyone looking to take control of their finances and make smarter money decisions

Amr Masry ,

User friendly and fast!

Also, the app is intuitive and easy to navigate! Recommended.

Unique we ,

Great app

Thanks for the early birds offer

App Privacy

The developer, Mafhoom Technologies Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info

Privacy practices may vary based on, for example, the features you use or your age. Learn More


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