RAKBANK Mobile Banking App

The National Bank of Ras Al-Khaimah (P.S.C)

    • Free

iPhone Screenshots


Welcome to a whole new Digital Banking Experience! 
RAKBANK App offers convenience and security with a host of features & intuitive user experience.
Key features
·         Seamless Digital Account opening – Open your account on the app and get your virtual debit card in a few clicks. 
·         Biometric Login - Login using your Fingerprint or Face ID
·         Card Activation – Activate your Debit or Credit card without even logging into the app
·         Reset Card PIN – Reset your Debit or Credit Card PIN easily (applicable for eligible cards)
·         Multiple Bill Payments – Pay your bills in one go
·         Quick View – Easy access to commonly used banking services 
·         Quicker Funds Transfers - Send money instantly within UAE or use our RAKMoneyTransfer service to send money instantly abroad.
·         Mobile Cash – Self or beneficiary card less cash withdrawal using a RAKBANK ATM machine
·         Discover and Apply – Learn more and apply for RAKBANK products 
·         Live Chat – Chat for help or information from within the app
How to register:
Download the RAKBANK app, click Register and follow simple on screen instructions to enter a card or account number along with the PIN to register and start using the app.
Kindly note, this app will not work on jail broken devices.

What’s New

Version 37.3

· Introducing the RAKislamic Watani Credit Card - a new credit card exclusively crafted for our Emirati customers. Experience the pride of the nation with every transaction!

o Exclusively for Emiratis: The Watani Credit Card is specially designed to celebrate the Emirati spirit, offering unique features and benefits that reflects our local traditions and values.

o Tailored Benefits: Enjoy a suite of privileges and rewards that include complimentary SALIK and DARB, complimentary video streaming subscription of choice and other exciting offers

o Apply in minutes: Simply download the RAKBANK App to apply for a Watani Credit Card with just a few clicks! It's quick, secure, and hassle-free.

· Instant money transfers now available to over 175+ countries

o Transfer to bank accounts or cash pickup or to e-wallet

o Safe and secure

o Competitive fee and FX

o Send from your credit card for no extra charges

o Log in to digital channels (mobile or web)

Ratings and Reviews

4.6 out of 5
14.7K Ratings

14.7K Ratings

Rashed I ,

Great Bank App

I recently opened account with RAK Bank. Although the branch operation was not superb, I am very happy with RAK Bank mobile. I found it to be feature-rich, convenient and user-friendly. It’s intuitive and easy to navigate. One of the standout features is its built-in 2FA that provides an added level of security for transfers or change of key details, such as your password. So even if someone were to gain access to your device, they would still be unable to perform any financial transactions. Very well done.

Developer Response ,

Thanks for your support all along. We will keep working to provide a good user experience.

zeeshei1722 ,

Worst Banking Service

Worst ever banking service I have experienced from RAKBANK. It’s like a nightmare dealing with RAKBANK. I have a 2 transactions authorized on my debit card even if the transaction voided by the merchant RAK Bank is holding my amount for 2 months without a reason I called them many times they are just saying it’s a bank policy when I am asking a copy of that policy no body is providing me any proof and I had accounts with different banks none of them has this policy and if central bank is having this then it should be implemented on all banks not only RAK Bank should have this policy I believe it’s banks own policy. If yes then show us your policy papers. Don’t just sit on hard earn money and do business or earn profit from it. I hope I have made my point clear please come to us with a valid reason if the amount is voided from merchant why it’s been hold by bank for 2 months I want honest answer except the one you always give it’s a bank or central bank policy and this is the policy then show us clearly what is the policy.

Developer Response ,

Hello User, We regret to hear that and sorry for the inconvenience caused . Please reach out to us via live chat or contact phone banking team on 04-2130000 to share your concerns and our team can assist you accordingly.

salman84ae ,

Literally unusable

Don’t get me wrong, the bank and it’s employees I am sure are doing a great job and this is nothing to do with the banks’s customer service. I Just think this bank needs to invest and redo their online banking system from scratch, not fix their existing. I tried logging in after few months and couldn’t even login after several attempts of resetting passwords, reenabling user, entering OTP several times. God! It’s a mess!! And wouldn’t work! I had to at a point write down the password thinking I was wrong, but no! The website and the app just tells me the credentials are wrong no matter what.
I think it’s better a bank saves it’s reputation by having no online banking feature at all if they can’t get it to work with the least of the functionality. Always remember working is more important than making it feature rich !! Uninstalling this app. Waste of space on my phone.

App Privacy

The developer, The National Bank of Ras Al-Khaimah (P.S.C), indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Contacts
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

More By This Developer

You Might Also Like