Easy and safe payments

Armenian Card CSJC

Designed for iPhone

    • Free

iPhone Screenshots


Make convenient and secure payments and money transfers from your smart phone – on the go.
See ArCa app main features:
• Cards – check your card balance, view recent credits and debits and make card to card money transfers;
• Spendings – be aware of your spendings, secure your lost or stolen card by immediately blocking it from inside the app;
• Limits – see your limits and card attached services at any time;
• Payments – pay for utility and mobile services, parking, road police fines, property taxes, IPTV and Internet;
• Recurring payments – set up the dates and frequency and your specified payments will be made automatically;
• Push notifications – get notified instantly when your cards are debited or credited – and much more;
• Beneficiaries – simplify your card-to-card transfers by saving your relatives data;
• АТМ's –find ATM’s near you
• 2 FA login – extended security and confidentiality during login;
Nevertheless, please remember:
• Protect your mobile phone against unwanted access with a screen lock.
• Do not disclose any personal information, especially security details.

What’s New

Version 1.2.12

Bug fixes and stability improvements

Ratings and Reviews

3.5 out of 5
175 Ratings

175 Ratings

abaghiyan ,

Slow Loading

The app has very useful features, but the loading time is very long, which is not due to the speed of the internet connection on my phone. There were cases when I was waiting for more than a minute without any result and closed the app. Maybe it is due to the slow server part.

@Arsen@ ,

Not impressive at all and user-unfriendly

Taking into account that we waited for mobile app for a main national all-purpose payment processor and monopolistic online banking system for a decade, this app could be little more technologically advanced. It boots for forever. You could do other things while it loads. Ability to remember password and set auto-login is dysfunctional and takes long to figure out.
It doesn’t have PUSH notifications. This is the main online banking app for all banks, so excuse me, but real-time notifications for every transaction, or notifications about utility bill issuance are must. Also, this is a wallet app, so please make an ability to see full card details in the app, such as full number, and CVV, and why not - even PIN. Consider also adding Apple Pay and GPay, using the opportunity of being national monopolistic payment processor (covering all bank clients) for all payment systems in world. It is 2020, there are so many things to improve, and it have to be pretty fast.

Tavros Badoyan ,

I’m very disappointed, disrespectful attitude towards the client

I have been using this app for a long time and have satisfied until this day.
I made a transfer from card to card and received the “Request time out” error and since I received an error, I decided to repeat the transaction. And they charged me money for both the first transaction and second.
When I called the call center, they said that they couldn’t help me and I needed to call my bank. Really? Because of your mistake, money was debited from me and you can’t help? That is you make money transfers, but are not responsible for anything?

App Privacy

The developer, Armenian Card CSJC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data
  • Diagnostics

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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