Gradu8 4+

Gradu8 is Malaysia's first Super App for university students, it is an e-wallet paired with Mastercard Prepaid Card designed to cater to students' needs.

Gradu8” is designed to be the world’s first national Super App for University students aimed at building an ecosystem that helps make payments contactless by providing a digital wallet powered payments ecosystem that will help facilitate student spending across on lifestyle spending, online shopping & more.
The key features include.
* Digital Wallet
The all-in-one mobile wallet that simplifies payment and your financial management. Pay with QR, transfer funds, pay bills, reload your mobile, and cash out your wallet balance with MPay Mastercard Prepaid Card.
* Seamless Onboarding experience for student
Open an account in 5 minutes from your mobile device – anytime, anywhere, or on the go. We onboard you online. All we need is your ID/Passport & Visa Approval Letter/local University Offer Letter for verification.
* Virtual Card
Go cashless all the way. Make a payment purchase just by scanning QR Code, tap, and pay at the counter.
* Send and Receive Money
Transfer money easily to family and friends from your MPay Wallet anytime, anywhere.
* Saving Goals
To help their students better manage their money and assist them in building healthy saving habits.
* Spending Insights
Easily track where you spend your money and get infographics and reports based on your total spending with Gradu8 eWallet and Mastercard Prepaid Card for better financial decisions!
* Student Discounts
Gardu8 provides opportunities for cashback, rewards, vouchers, and deals customized to student needs. Get access to the biggest combination of student discounts across Malaysia in one App!
* Priceless Experiences
With University students entering the beginning of their spending life, Gradu8 creates the opportunity for them to get access from an early age to priceless experiences from Mastercard.
Students can benefit from all areas of interest including travel, hospitality, events, sports, dining, and much more.
* Planet Tota
Enjoy this cinematic Web3 adventure, an exclusive program by Mastercard. Planet Tota features include: -
a) Peep Perks: MasterCard offers exclusive perks in Planet Tota, including discounts, WL mint spots, airdrops, bonus XPs, cool merch giveaways, early access to Planet Tota products, and peep-only activities1. To access these perks, simply declare your allegiance in a simple step.
Incorporating a virtual Master Card, an e-gaming platform along with discounts and vouchers, cashless payment, financial literacy content for financial inclusion through an e-learning module, and other value-added features to enhance the student educational experience leading to more informed financial decisions to boost economic growth. Leverage the power of Mastercard's MGX gamers exchange to convert into e-gaming reward points and in-game spending
With Mastercard Gamer Exchange (MGE) and Planet Tota as part of the feature, the goal is to create this ecosystem to support the building of a metaverse environment for students to interact virtually and for a host of university academic processes and learning experiences to be revolutionized in this age of digitization and virtual access.