Banktivity is the leading personal finance and money management app for iPhone. Connect all of your accounts in one place and start making smarter financial decisions. Banktivity's envelope budgeting brings a time-tested method to your pocket so you can always answer the question, "Can I afford it?"

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"The [Banktivity] app and MacOS desktop companion are hands down the easiest and most useful suite of finance apps for the Mac, and possibly anywhere. Banktivity's creators clearly seem to get what Mac consumers want - the simplicity of Mint, and portability of iOS combined with the power of what Quicken once seemed to be. [Banktivity] makes me actually want to track my finances carefully - and that is worth it's weight in gold. Or at least the money needed to purchase it!!" 5 Stars -stpbob

√ The iPhone’s most capable money management app

Banktivity for iPhone delivers an unprecedented set of tools for budgeting and personal finance management. Password-protect your data files and unlock them with FaceID authentication. Swiftly add transactions on the fly, monitor account balances, track spending against your personal budget, or manage securities, trades and returns. You can update accounts any time and anywhere via Direct Access*, or sync accounts, budgets and investments with Banktivity for Mac and Banktivity for iPad.

Now you can always answer the most important question: can I afford it?

√ Envelope Budgeting

Quickly check how much money you have in envelopes and move money between envelopes to keep your budget on track.

√ Ready for iPhone X

Looks great and is wicked fast on iPhone X!

√ Apple Watch

You can now check how well you are sticking to your budget right on your wrist. Our new Apple Watch app also let's you track investments and check account balances.

√ Free Private Cloud Sync

Use our free Cloud Sync to stay in sync with Banktivity 6 for Mac and/or Banktivity for iPad. Keep as many devices in sync as you want. All data is encrypted on device so you can be rest assured your personal finances are kept private.

√ Watch your savings grow

By monitoring your spending daily and seeing where to economize and save, Banktivity for iPhone gives you the power to build better money habits and increase your cash cushion. You can perform detailed finance management: create, edit or delete transactions, categorize them, or mark them as cleared. You’ll always know where you stand!

√ Financial planning to secure your future

Manage your retirement savings and investments. Add, edit or delete trades. Track buys and sells across your entire portfolio. Monitor gains and losses. No other iPhone app gives you as much command over your securities and investment accounts.

√ All your accounts, all your balances

Banktivity for iPhone gathers all your accounts in a single app with a clear, unified interface. New transaction entry is a breeze, with location-based vendor lookup and autofill based on your history. Check balances, add transactions as they occur, categorize expenses and review or edit your portfolio. And with an optional subscription to Direct Access*, your accounts update automatically.

√ More power with Banktivity for Mac and iPad

If you’re using Banktivity 6 on your Mac or Banktivity for iPad, Banktivity for iPhone is the perfect companion. At no extra cost, sync your accounts, budgets and investments for complete finance management on the go.

√ Stay connected with Direct Access

*An optional subscription to Direct Access, Banktivity's exclusive connectivity option, automatically updates your account data from over 10,000 financial institutions worldwide. A single subscription can be shared with Banktivity 5 for Mac and Banktivity for iPad (apps sold separately). Direct Access keeps Banktivity safe, secure, and 100% ad-free.

What’s New

Version 7.5.2

Thanks for supporting Banktivity! This new version has a few small changes:
- Hopefully fixed an issue that could cause transactions to become unreconciled
- Improved syncing of security transactions and tags

Ratings and Reviews

4.5 out of 5
4.1K Ratings

4.1K Ratings

oneblessedguy ,

Don’t buy Direct Access

Lately the software has gone downhill a little. I used to recommend it to everybody. I don’t know anymore. The customer support just isn’t as friendly as it could be and the direct access doesn’t work half the time. I mean, you shouldn’t have to connect and reconnect and reconnect to direct access over and over again. And now they don’t support Capital One? This isn’t a credit union in the middle of back country roads! This is a MAJOR bank. But now suddenly it isn’t supported and I can’t connect to it for about three weeks solid. I asked when they would fix the direct access connect problems and i was told it would be sometime next week. I asked if they sent something out to let people know that it was working or that they got it fixed. I was told that they “don’t do that.” “Just try to connect in about a week.” Really, is it that hard to post something on the website or support site that says that these banks are fixed and should be working properly now? It just makes me feel like I am a bother to them. A customer should not feel like they are a bother to the place they are doing business with! It makes customers start looking for other places to do business with. -My 2 cents

Esmif ,

Great Interface and Easy to Use

I love this app because it’s so easy to use. I like the way The budget tour works. It allows you to be as granular or as basic as you would like.
My favorite piece is the easy to read budget differences and the trends over time.
Although there is a steep price tag for an annual subscription, it’s worth it because it allows you to use the time you have to review budget and confirm what spending is actually happening. If you have several accounts, it could save you hours a week.
The major request I have is to allow the import of download files from banks that aren’t supported just like the AppleCard. That process is very nice!
Overall I like the version of the app and look forward to the continual updates.

Developer Response ,

I'm sorry to hear you feel we are doing "dirty tricks" :-( That is NOT our intention! We work very hard to provide the best experience with our apps. These new versions of Banktivity for iPhone and iPad support syncing of features that aren't even in our older versions of our Mac product (like tags and irregular envelope budgeting). So yes, syncing this new free app to a version of our Mac app that is now 6 years old is not supported. If you are happy with your existing setup, then please continue to use it. If you want the newest features and experience we are providing with this free app, then yes, you'll want to make sure you are using Banktivity 6 for Mac too.

If you have any questions please do not hesitate to reach out to our US-based support team. -IGG


Improvement Suggestions Ignored

I’ve been a Banktivity (mac, iphone, ipad) user since the beginning when it was iBank. I gave up on Quicken for Mac after using since 1991 and converted to iBank. So, I consider myself a seasoned financial software user. Suggestions for much needed very simple Banktivity improvement features tend to go ignored. Ability to Sort Schedule Transactions (ST) by Account, adding the Search capability to ST windowS and ability to Print the list of the Sorted by Account and also single account sort list all seem very basic. I’ve had several Fraud events on my credit card accounts resulting in accounts having to be closed. If you’ve been through such a thing, one can appreciate all that you have to go through notifying all those ST Payees in the impacted account of the new account number, etc. In addition, the fraud results in having to reconfigure the new account numbers in Banktivity. It’s a laborious and basically manual effort due to Banktivity ST not being able to sort by account, no search field, and display and print ST account list sorted and/or by single account! I’ve made these suggestions to IGG Software numerous times over the years to no avail. Otherwise, Banktivity does a very good job.


IGG Software, Inc
23.9 MB

Requires iOS 11.2 and watchOS 3.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
In-App Purchases
  1. 30 Days Direct Access $6.99
  2. 1 Year Direct Access $49.99
  3. 90 Days Direct Access $14.99


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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