FinancialPeace: The Money Plan 4+

Learn and Track the Baby Steps

The Lampo Group Incorporated

Designed for iPad

    • 3.7 • 115 Ratings
    • Free
    • Offers In-App Purchases



FinancialPeace is everything you wish you’d learned about money—all in one place. Get the plan that’s helped MILLIONS worry less about money. (Next up? You.)

How do you save more money? Pay off debt? What about investing?
And how the heck do you make a budget and ACTUALLY stick to it? You’ll learn it all—with FinancialPeace.

From Ramsey Solutions, home of The Ramsey Show, FinancialPeace sets you up with a library of online money courses you can watch on the go—including Financial Peace University, the class that’s helped people take control of their money for over 25 years.

All those burning questions you have about money? You’ll get answers. Then, you’ll get our step-by-step money plan—the 7 Baby Steps.

We know money can feel super overwhelming. That’s exactly why we broke it down into simple steps anyone can follow to know they’re doing the right thing with money. Seriously—anyone. (That includes you, btw.)

Stuffy financial courses? Yeah, we’re not about that. We’re not talking theory. We’re talking practical know-how (in plain English) you can put into practice TODAY to start making faster progress with money.

Forget your finance professor. Our financial experts teach money like actual humans. (Not a textbook.) Hey, we’ve all made mistakes with money. They have too. And they’ll lay out the principles that will keep you from making those mistakes. Ever. Again.

It’s not magic. It’s not luck. It’s just the simple steps that have worked for millions of people from every walk of life. The Baby Steps are the same for everyone. But the small wins along the way? They’re catered to you. Your life. Your goals. That’s what makes this plan work.

And how will you know the plan is working? Tracking. Your. Progress. With interactive tracking features, you’ll watch your savings grow (along with your confidence). And as your debt disappears, so will your stress level. (Good riddance.)

In fact, in the first 90 days of working our plan, the average household pays off $5,300 in debt and saves $2,700. (Average never sounded so good.)

So, first things first. To access this app, you’ll need to be a member of Ramsey+.

Wait, why not just FinancialPeace? Well, here’s the thing—getting better with money takes changing your mindset AND your habits. That’s where Ramsey+ can help. Our apps work together to help you make smarter choices with money. Every. Single. Day. And when those small wins add up, you’ll see BIG results in your bank account—and better money habits that last.

With Ramsey+, you also get access to the premium version of EveryDollar, our easy-to-use budgeting app where you can plan out your spending and saving—so you always know where your money’s going.

Don’t have a Ramsey+ membership yet? No problem. Start your FREE TRIAL.


Get Unlimited Streaming of Exclusive Video Courses

* Financial Peace University – Learn how to save money, pay off debt, build wealth and become outrageously generous.
* Jump Start – Start making progress with money right away.
* Budgeting That Actually Works – Get clear-cut guidance on making a budget you’ll actually stick to.
* Know Yourself, Know Your Money – Discover the fears and tendencies with money that have been holding you back.
* And even more!
* Watch on desktop, phone, tablet or Airplay with AppleTV.

Track Your Baby Steps Progress

* Find out which Baby Step you’re on.
* Discover the date you’ll be debt-free using the debt snowball method.
* See your savings, debt payoff and investing progress.
* Track on desktop and mobile.

Note that this app is only available for use in the United States. Please read the Terms of Service: and Privacy Policy:

What’s New

Version 2023.03.02

We've officially released the newest version of Financial Peace University—the course that 10 million people across over 25 years have watched to help them pay off debt and change their lives!. Be one of the first to see what's new.. (Hint: A millennial who loves Starbucks and spending hacks takes the stage with a mental health expert who loves Slash and holds two PhDs.) Oh, and we also did some technical blah, blah, blah, but that's not nearly as fun.

Ratings and Reviews

3.7 out of 5
115 Ratings

115 Ratings

Chrisjp30 ,

Some bugs

I’ll keep it short. It appears the app does not retain your previous entered info when downloading to multiple devices. Next, while trying to get past the “Your Personalize Plan” page it get the follow error message…. Uh Oh, we had trouble connecting. Try again or check your internet connection”. You have to close the app then wait to reopen before your can get past. So far, the course if ok but I’m expecting it to be beneficial.

MariaCTennessee ,

Have To Sign In Every Time!

Since this is an app, not just a webpage that I am bookmarking, why will the sign in not stick? This is the only app on my phone that I have to sign into every single time I open it. And I have a lot of apps on my phone. So the ability to not have to sign in every time is obviously pretty easy for an app developer to do.

Developer Response ,

Hey MariaC,

First off, I'm sorry about the trouble. If you have specific concerns or feedback, please email us at and we'll be happy to look into it for you. Thank you!

NRockIT ,

Useless when you can’t use your email address and unwilling to help

I was able to sign up on the website but never received a confirmation. Support told me that I have to setup a new email account just to use their product even though I use my very email address since over 10 years with hundreds of other products. Instead of going the easy way you might get a bit above or the extra mile and send the confirmation email manually if your system can’t handle an email address that starts with info.

App Privacy

The developer, The Lampo Group Incorporated, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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