Fizz - The Student Card 4+

Build credit. Earn cash back‪.‬

ShoulderTap Technologies Inc

Designed for iPhone

    • 4.7 • 117 Ratings
    • Free

iPhone Screenshots


Build your credit in college
Fizz is designed to help college students build credit and stay out of debt. We don’t check your credit, we let you keep your bank, and we’ll keep you from spending more than you have available in your connected bank account. Your daily purchases are bundled into a daily payment that you can automate with Autopay, so there’s no more worrying about running up a big bill. At the end of the month, your data is reported to the credit bureaus helping you build your credit profile.

Earn rewards in the process
Fizz partners with over 1,000 different merchants that help you earn cash back. Whether it's a latte from a local campus cafe, a Chipotle burrito, or shoes online at Nike, there are plenty of ways to earn from the Fizz rewards program.

Totally free, no hidden fees
We want to keep your money where it belongs - right in your pocket. Fizz is free to use. There are no interest rates, fees, or penalties.

Full in-app dashboard
Fizz doesn’t keep you in the dark. Download the app to view your transaction and payment history. You can also view your credit scorecard and watch the progress you make on your score over time.

What are you waiting for?
Join thousands of students across the US who are using Fizz to pay for everyday purchases, build their credit, and earn rewards. Download the app to sign up and refer your friends to earn even more rewards!

Fizz is not a Bank. Banking services provided by Patriot Bank, Member FDIC. The Fizz Debit Card is issued by Patriot Bank, Member FDIC pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. All loans originated by Lead Bank, Member FDIC. Rewards are not offered by our partner bank and are instead offered and managed by Fizz.

Testimonial Disclaimer: Review provided by customer to ShoulderTap Technologies, Inc. d/b/a Fizz directly. The comment above is related to individual experiences or results. Individual results may vary.

What’s New

Version 1.4.0

Performance enhancements and content updates

Ratings and Reviews

4.7 out of 5
117 Ratings

117 Ratings

Gfrghvf ,

Get Fizz, easiest way to obtain credit for students!!

As a college student, it can so be so hard to get a good credit card that has cash back offers, low interest fees, etc. This is not the case with Fizz. Once you sign up for Fizz and put in all of the needed information, you automatically get the card right away with Apple Pay. It connects to your bank account so it helps prevent overspending, there are no interest fees, and no hard check on your credit. In the end, there is ZERO harm in this card, it only helps you earn credit and save money and different restaurants/shops around your college campus. The app is very user-friendly and it shows you how to navigate throughout the different feature of the app. Also, you can’t forget to pay your bill because there is an automatic system that pays it every night. I HIGHLY recommend this app!!

Hamza Alsamraee ,

Best way to build credit as a student

I just discovered this card a few months ago and it’s been a game changer. I was always scared of getting a credit card because of all the fees and interest, but this card is basically like a debit card. They don’t charge you anything but you still get to build your credit. My credit score is already up like 50 points and it’ll probably go up even more. I also love their cash back options. I go to stanford so I get 15% cash back at all the popular spots here. They even did a 90% cashback at a coffee shop one time. If you’re a student and want to build up your credit this card is like a no brainer—you get all the upsides of a credit card but none of the downsides. Highly recommend especially if they launched on your campus

dfisch17 ,

Great way for college students to build credit

As someone who just began in college without ever having had a credit card, Fizz is an excellent way to start building my credit score without any of the hassle of starting a credit card—I can simply use my fizz card just like I’d use any other debit card with the added bonus that it builds credit. The app is very user friendly and well designed. I especially like the notifications after each purchase—they can be turned off, but I personally like them. Would highly recommend to anyone looking to start building credit who isn’t quite looking to open a credit card yet.

App Privacy

The developer, ShoulderTap Technologies Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Search History
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Search History
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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