CreditU 17+

CreditU: Your All-in-One Personal Finance Solution
Experience financial empowerment with CreditU, the comprehensive personal finance app. Seamlessly connect your accounts to gain valuable financial insights. Swipe to access essential information and metrics, including your budget, credit score, debt-to-income ratio, net worth, achieve goals, and more!
Developed by American Consumer Credit Counseling, Inc. (ACCC), a non-profit credit counseling agency with over three decades of experience empowering consumers through financial education.
Discover how to enhance your financial well-being today with CreditU. Rest assured, your data's security is our top priority. We never sell your information, and we protect your financial data with bank-level encryption. ACCC holds an A+ rating with the BBB and delivers quality financial guidance no matter where you are in your journey.
Start your journey to financial success with CreditU!


Features:
Data Security & Privacy: All your financial data is encrypted and stored with bank-level security protocols. We will never sell your data and are committed to keeping CreditU ad-free.

Budget Tracking: Create and monitor your budget to ensure you never overspend. Get clear guidance from CreditU on what you can do to improve.


AI Integrated Insights: Understand your financial situation and get actionable AI recommendations to reach your goals.


Personal Finance Overview: Monitor your debt-to-Income ratio, net worth, credit score, credit utilization, cash flow, assets and other metrics!

Financial Goals: Set and track “S.M.A.R.T.” goals that are specific, measurable, achievable, relevant, and time-bound. In our MyGoals section, find detailed information on how to achieve your goals.


Premium Benefits: Upgrade to CreditU Premium for an enhanced experience:

Automate Your Budget: Eliminate the hassle of manually entering your financial information each month to keep track of your finances. Let us handle the heavy lifting while you enjoy a more streamlined experience.


Daily Personalized Snacks Tailored by AI: Receive daily personalized content for your unique situation. Just like grabbing a quick snack, our AI algorithms offer quick and easy daily financial recommendations that are easy to read and digest.


Set Unlimited Financial Goals: Our free version allows 2 financial goals. Upgrading to Premium grants you unlimited goal creation and expert guidance every step of the way. Whether it's saving for a vacation, buying a home, or achieving other financial aspirations, CreditU provides you with personalized steps that are both educational and actionable to help you reach your goals.


Access to your Credit Score & Credit Factors: Beyond checking your credit score, CreditU offers valuable insights to help you understand and enhance your credit health. We provide personalized tips to improve your score and track your creditworthiness over time. With CreditU, you'll gain a comprehensive understanding of your credit profile.


Financial Calculators: Unlock access to additional calculators and simplify complex financial decisions. Whether you're planning your retirement, assessing home affordability, or saving for college, our calculators are designed to streamline a variety of financial scenarios.

Our full terms of service may be viewed online at https://www.creditu.org/terms-of-service