MoneyStrands: Personal Finance 17+

Manage and control your money

Strands, Inc.

Designed for iPhone

    • 4.0 • 307 Ratings
    • Free

iPhone Screenshots


Welcome to MoneyStrands. The free personal finance app designed to help you manage your money, achieve your personal finance goals and start making smarter decisions. It is powered by Strands, the FinTech partner of over 500 banks serving more than 100 million banking customers worldwide.


Your financial world in front of you – fast:

• Download the free MoneyStrands app, create an account and connect the banks you need.

• You’ll get instant access to your account balances, financial transactions, spending habits, budgets, savings goals, and more.

• All you need to make smarter financial decisions today.


All your personal finance accounts in one place. Key features include:

• Savings goals. Is traveling the world your thing? Or are you passionate about starting a new business? Set your goals and keep yourself ahead of the game.

• OK To Spend. Take the stress out of planning and know exactly when you can indulge in extras without breaking your budget.

• Budgets. Take the first step to manage your money. Create a budget and see how much you’re spending on dining out, groceries, and everything else.

• Calendar. See exactly when your income, expenses and spending happen. Track them and plan ahead for rainy days.

• Analysis. Track your cash, credit cards and checking accounts. Beautiful charts and graphs show you the big picture at a glance.

• Community. Anonymously compare yourself to people with similar backgrounds and financial goals.


• MoneyStrands is a read-only personal finance and money management app. Your funds remain safely in your account(s).

• Your information is protected at the same level as your bank: 256-bit SSL encryption.

What’s New

Version 4.3.9

Some bug fixing to make things even smoother.

Ratings and Reviews

4.0 out of 5
307 Ratings

307 Ratings

seas-2222 ,

Such a GREAT concept!! Execution can improve!!

I LOVE this app! Absolutely LOVE all the features like the budget, and goals, and the analysis. It’s really helped me to see areas in my money habits that needs improving! However, the only reason I didn’t give it 5 stars is because of how glitchy the app is. The goals feature only works sometimes, and recently I’ve been unable to get in to my account for no reason other than the app was unavailable.

Fix these inconsistencies and I will change my star rate. Love it otherwise!

The Daily Cindy ,

An app with a lot of potential but...

This app has a lot of cool features but it is too much of a hassle if you are planning to manually enter your transactions. I entered transactions up to when I started my job and the balance was still not accurate. There were also issues with certain transactions repeating that I did not want to repeat as well. Also, when I would change certain settings and log out of the app, the settings would go back to the way they were before I even touched them. The savings and budget sections are completely useless if you don’t sync your bank account to the app. After using the app for a while, I got frustrated and sent an email to the app developer/contact/help about suggestions, changes and asked if it was safe to sync a bank account to the app at all. To this day, I still have not received a reply. I decided to use another app instead (which I am happy with now) and am getting rid of this app immediately.

Developer Response ,

Hi CherryCin, sorry about your technical issues. We have forwarded these comments to our tech team and will look at your case immediately. The issues you mention are not common so we will review them to see what could have caused them with your particular account. Again, our apologies, we hope to have an answer for you soon.

carcescaz ,

Can’t even link bank account

Was excited to try this app but it glitches within the first ten minutes after download. Repeatedly fails to link to my bank account and gives me no recourse or even an error report to send to the company so they can fix this. I have reached out to customer support and have not heard anything back for several days now.

I really like features people have reviewed but am sad to experience the bugs people have also mentioned so soon. No app is perfect but this one has been a round for a few years and you would think something so simple as linking to a bank account on a budgeting app wouldn’t be such a hassle. Unfortunately have to delete from my phone.

App Privacy

The developer, Strands, Inc., has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.

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