Clarity Money is your AI-powered financial champion.

Our free app uses machine learning to analyze your personal finances and help you make smart decisions about your money. Take control of your budget and expenses and discover ways to save more with help from Clarity Money.

Clarity Money can help you...
- Save time: Organize your bills with automated expense tracking.
- Save money: Automate your savings with a Marcus Online Savings Account & monitor recurring expenses to help cancel unwanted subscriptions.
- Stay organized: Track your budget, spending, savings, debt and investment accounts in one place.

How our AI powered financial management app works:
- Quickly link your financial accounts to Clarity Money.
- The app uses data to give you a clear view into your financial choices and tools to help take control of your financial life.
- Your information and data are protected by multi-level safeguards.

Download Clarity Money today!

By downloading and using Clarity Money, you agree to our current Terms of Use ( and Privacy Policy (

Clarity Money and Marcus by Goldman Sachs® are brands of Goldman Sachs Bank USA.

What’s New

Version 1.73.13

This release includes an update to our savings feature. We are always working to make Clarity Money better for you - let us know what you think!

Ratings and Reviews

4.7 out of 5
58.3K Ratings

58.3K Ratings

Crazy Uncle Steve ,

Great for Tracking

I find this apps interface cleaner than Mint. Only reason I still use mint is I have a need for budgeting feature which either this app lacks or is not obvious how you use it. Add a budgeting feature to this and it will bring this over the top. If you can help people track their expenses and include a smart budgeting feature centered around savings goals, that would be big. I want something where I can set a savings goal on a general level or towards a specific item (e.g car loan). Something that would also be useful is helping others save towards paying down debt. If you allowed users to enter more information on their loan tab (I.e. what this loan is related to, interest rate, etc.) it could help us set an aggressive payoff plan, while also giving the user clarity on the expected payoff based on adjustments. I would recommend helping users set goals to payoff debt and track their progress. This will inevitably be a GREAT app if we can get that kind of insight and will ultimately help people maintain a healthier personal balance sheet. In depth analysis on ones debt could help you make recommendations on consolidating debt with your Marcus products and showing you’re a partner in people’s path to financial freedom. Giving people something to aim at is a more powerful tool than transaction analysis on its own.

Developer Response ,

Hi Crazy Uncle Steve, we’re happy to provide an update regarding budgeting. We recently launched a new budgeting feature. We calculate your average weekly spend by category and allow you to choose what to track, so you can set an informed budget based on what matters most to you. Please update to the latest version of the app and try it out. Let us know what you think at

The Clarity Money Product Team

6dragonslayer9 ,

Great features

I love this app. Categorize transactions to track your spending. Make a budget and keep track of your weekly and monthly progress. There is a recurring expenses section that shows what you're expecting to pay each month on which day (subscriptions, autopay, etc). I really like the graph that rises to the right showing how much of your monthly income you've spent each day. You can look back at other months and see how you're doing. I also utilize the GS Marcus high interest savings account offered. The rate is currently 1.7% which is really good. It will take a few days for you to get the $ into your own bank so just use it for long term savings. I also like the different quotes they put at the top each time you open. The app also shows your bank, loan and credit balances. Sometimes it takes a couple days to update but it seems quicker lately. Nice to have it all in one place. Overall super helpful for tracking spending. I recommend especially if you're shopping around for this type of app.

Developer Response ,

We truly love hearing feedback like this. If you have anything else to share, please email our team at Thank you!

Lizzylibra ,

Good But Not Very Intuitive

I like what the app is trying to do & some of the features offered can be very helpful for some who need or want the offers to help them. However, I just want something clean, straightforward, & to the point about helping me keep up on the transactions happening with my accounts. I was using a great app before that did this very well for me. It alerted me when new transactions came in and then I could 'swipe right' to confirm the transaction was familiar or 'swipe left' to red flag the unknown transaction till I could investigate further. This gave me a strong peace of mind that I was keeping a close watch on my accounts and would easily spot any unexpected behavior. This app's home page gives you a quick synopsis of your account's balances, but then it has all these advertisements for money management and other suggestions that I read through the first time of course, but there are very few that you can remove from view for good. The second tab is cleaner on showing account activity, but I miss being able to mark them as known and unknown transactions. Doing so gave me a strong sense that I was able to keep a very close eye on monetary transactions. Still a good app to show what you need in a basic way so since the other app is now gone and they directed me to this app I guess with time I will get used to the different way of things.

Developer Response ,

Thank you for taking the time to write this review. We understand the Prosper Daily community truly loved this feature, and you captured why perfectly.

We are in the process of figuring out how best to incorporate some of the same features into our app, so please stay tuned. Please also get in touch with us at so we can keep the conversation going.

The Clarity Money Product Team

App Privacy

The developer, Clarity Money, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer's privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


118.9 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

  • Siri

    Get things done within this app using just your voice.

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