Get your free credit score, monitor your credit, get personalized tips for improving your score, and enjoy zero-fee mobile banking with Credit Sesame. Our mission is to empower you to achieve your financial goals. With our credit monitoring app we’ve helped millions of people get on a path to better credit. Now, with Sesame Cash, we’re providing the first mobile banking app that helps you grow your cash and credit in one place. No credit card is required, and checking your score will not impact it. Start the journey to financial wellness today!
Here is what you can expect in addition to your monthly updated FREE credit score check:
• New! Sesame Cash - A zero-fee, first-of-its-kind mobile bank account that lets you manage your cash and credit in one app. Qualify to earn rewards like free, daily credit score refreshes.
• Free Credit Report Card - We'll break down your credit score and show you what's impacting your credit.
• Cash Back Offers - Earn up to 15% cash back on eligible purchases at over 5,000 retailers with Cash Back Offers from Sesame Cash.
• Free Credit Strategy - Once you know where you stand, we'll give you a custom action plan to take control of your credit.
• Free Credit Alerts and Monitoring - Free 24/7 credit monitoring with early identity theft warnings and fraud detection
• My Borrowing Power - Get personalized recommendations for the best credit cards, mortgage rates, and refinance options.
• Free ID Theft Protection - You're always protected with credit and ID theft protection insurance up to $1 million.
• Our Robo Credit technology helps us provide customized, tech-driven recommendations so you can make the most of your finances.
We help you answer questions such as:
-What is my credit score?
-How can I check my credit score?
-How can I better manage my credit?
1000's+ news mentions, including:
• The Wall Street Journal
• The New York Times
• NBC’s TODAY Show
• CNN Money
"It gives me a detailed look at my finances and makes suggestions on what I can do to make it better." - Adriana
"If you are trying to buy a new house, Credit Sesame is the place to start." - Daniel
"It’s like having an assistant that keeps track of credit and debt." - David
"I feel so much less stress, and more optimism about our future." - Jesse
- Subscriptions are monthly.
- Sesame Pulse gives you daily credit score + monthly credit report
- Sesame Platinum gives you daily credit score + 3 Bureau report + more
- Your subscription will be charged to your credit card through your iTunes account.
- Your subscription will automatically renew unless cancelled at least 24 hours before the next renewal date.
- Manage your subscriptions in Subscription Settings after purchase.
- No subscription is necessary for general Credit Sesame app use.
For more information:
Improvements and bug fixes.
Ratings and Reviews
If you download, you’ll get better credit.
I love credit sesame! This app makes raising your credit easier than ever. Every time I use credit sesame, my score improves. Over the years when I forgot, or stopped using credit sesame, I noticed my score decline again. You can get notifications, suggestions on actions you can take, knowledge about credit and determining factors, so many resources in one app. Oh and disputing, let me tell you. You can dispute certain things on your credit, if there’s an issue or discrepancy it may be removed. I had one lender who was trash, and I actually proved it, the dispute option had that entire account removed which helped my score. So many good things. This is literally a must have app!!
It is okay!
It does everything that Karma does with some extra features. I would say they are the same but better? Just because they have extra features and options. But honestly it is a 3 star for me until by default they don’t bombard you with emails about applying for “suggested” credit cards, “tips” and how you should open a bank account with them. I literally get a total of 3 emails DAILY!!!!!!!!! From Credit Sesame. I have created my account a little over a week ago and I have close to like 50 emails from the app. It is like they are super desperate for you to use their applying forms or something. Like calm down. Chances are that if we are using services like yours our credit is trash 😂 so do not try so adamantly to make people apply for credit cards, read your stuff or apply for your banking things 3 times a day. It makes me feel like I am forced to do these things or that you are trying to sell a product rather than being here to help. I know you have to make money somehow but at least pretend you are on our side by lowering down the email bombardment. That shouldn’t be a manual option, it should be a setting by default.
In need of accurate updates!
I won’t lie, out of all of the credit tracking apps, Credit Sesame is probably the best one I’ve used so far. I love how they get you matched up for credit card offers, for those who are trying to build credit. I love the suggestions as to what you can do to raise your credit score. What I’m not too thrilled with is the inaccurate reporting. My score that shows on Credit Sesame is nowhere near what my actual score is. They try to push my actual current score off as a potential score after following certain steps. Then, they have the nerve to charge you either $1.99 for 3 days or $4.99 for 30 days to instantly update your credit for you. Of course looking to see if it would show my actual score, I tried the 30 day service. Wouldn’t you know, there were no changes. It sounds like the perfect way to scam a lot of people out of some money. Not only that, after obtaining the cards they suggested, they would turn around and suggest them to me all over again. It’s a good product, just needs more work.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
- Credit Sesame, Inc.
- 115 MB
- Requires iOS 13.0 or later.
- Requires iPadOS 13.0 or later.
- iPod touch
- Requires iOS 13.0 or later.
- Requires macOS 11.0 or later and a Mac with Apple M1 chip.
- Age Rating
- © 2012-2021 Credit Sesame, Inc.
- In-App Purchases
- Daily refresh for a week $1.99
- Sesame Pulse $4.99
- Daily refresh for a month $4.99
With Family Sharing set up, up to six family members can use this app.