Dosh
Banking made freak’n easy
Free
Banking made freak’n easy*
Dosh is the Kiwi app that helps you spend, save, and borrow money. Cause life is for living, not banking.
*Dosh is not a registered bank. However, your funds are held at a NZ registered bank.
TOTALLY DIGITAL BORROWING
Unlock freak’ n low interest rates with dosh home loans—powered by Westpac NZ.
Whether you're switching your existing home loan or stepping into your new home, dosh makes the process fast, easy, and 100% digital.
Plus, with every approved dosh home loan, you’ll receive your ‘dosh streak’ annual loyalty cashback payment.
Your access to hassle-free borrowing starts here. Apply for a dosh home loan today.
STRIVE TOWARDS YOUR SAVINGS GOALS
Earn an epic interest rate on your savings while you grow your balance or simply set and forget.
Enjoy unlimited withdrawals with no fees or complicated rules.
Set your savings goals and track your progress.
Funds are held on trust with an AA- registered bank in New Zealand.
EASILY MANAGE AND SPEND YOUR MONEY
Easily manage your money in Stash accounts and put money aside for your regular expenses and spending.
Personalise your accounts with a colour and emoji.
Spend with the Dosh Visa Debit Card and earn rewards. Tap & Go with any Visa-enabled retailer in NZ or shop online at any Visa merchant.
Fine print
You must be 13+ to use Dosh. See our T&C’s in the Privacy Policy. Visit Dosh.nz
Making and receiving payments with the Dosh is completely free. Some retailers may choose to pass merchant fees to their customers who pay with debit cards.
Dosh is a brand of MCA Investments Limited, a registered company in New Zealand (NZBN 9429048713511), and a registered financial services provider (FSP1000801). See terms and conditions at https://www.dosh.nz/terms-conditions.
Dosh Home Loans are approved, issued and managed by Westpac New Zealand Limited (“Westpac NZ”) and promoted by Dosh.
Dosh Home Loans are approved, issued and managed by Westpac New Zealand Limited and promoted by Dosh. The Streak cashback is provided exclusively by Dosh. Lending and eligibility criteria and terms and conditions apply.
Ratings & Reviews
Our latest app release includes enhancements to further improve your experience when using your dosh app.
When you next open your dosh app you’ll notice the following:
An improved the experience for users when using the in-app chat function.
An improved experience for when a dosh Visa debit card expires.
Your feedback
We’re always working to enhance your dosh experience. If there’s something you’d like to see added just send us a message via in-app support. Click on the ‘?’ icon top right on home screen, or the messenger icon on the dosh website.
If you have a minute, please leave us a review. We’d love to hear how dosh is working for you.
The developer, MCA Investments Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- User Content
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contacts
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- MCA Investments Limited
- Size
- 106.6 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2021 - 2025 Dosh

