Finma - AI Finance Tracker

Name: Finma - AI Finance Tracker
Rating: 4.5 (26 reviews)
Author: Tanmay Sonawane

Budget & Subscription Manager

Only for iPhone

Free · In‑App Purchases · Designed for iPhone

26 Ratings
Ages

4+
Years
Category

Finance
Developer

Tanmay Sonawane
Language

EN
+ 11 More
Size

114
MB

iPhone

Finma short for finance manager, is your personal finance assistant that helps you track & plan all your expenses in one place. Built with the primary goal of automating your expenses, Finma is the only app on the App Store which supports all of the following ways to automate expenses: - SMS Automation - Email Sync - Direct bank connection via Plaid - AI PDF import - AI CSV import Features: - Privacy First Finma stores all your financial data locally on-device. Not even we have access to your transactions. - Generous Free Tier The free tier allows you to create unlimited transaction entries, unlimited budgets and unlimited rules. Track up to 3 subscriptions for free. - Budget Alerts Say goodbye to overspending on your gadget addiction. Set category wise budgets and get alerted when they cross a set threshold. - Rule Based Auto-Categorization Finma uses rules for automatic categorisation of transactions. A rule can either be a simple text that matches any text within the transaction description or for more advanced users a regex to match pattern. - Subscription Tracking A beautiful calendar view shows all your recurring transactions at a glance. Keep your subscriptions in check and manage them efficiently. - Payment Reminders Track upcoming dues for all your cards and get reminded to clear them on time. Set custom reminders to get reminded up to a week in advance. - Visual Filtering Find the transactions you need even faster with a visual approach in Finma. Suppose you need to see all the restaurant spends you did in month of Feb. Simply select Restaurants from the categories bar followed by tapping Feb bar in graph. - Interactive Charts All charts and graphs in Finma are interactive. Example: You want to find out how much you spent on restaurants and shopping combined in Feb. Select Shopping and then Restaurants from the categories bar followed by tapping Feb bar in graph. - Cash Flow Know your overall financial health with just 1 glance. Easily understand how your income and investments compare on an average within a period. The cash flow widget allows you to quickly skim through previous months to get better clarity on past health and helps to plan better. - PDF Import Import transactions in bulk by importing PDF statements or using the built-in image scan feature to scan documents and receipts. - Email Sync Import transactions automatically from emails. If your bank sends you transaction emails, Finma will try to parse them and generate transactions automatically. - SMS Sync Import transactions automatically from SMS using Shortcuts automation. If your bank sends you transaction alerts on SMS, Finma will try to parse them and generate transactions automatically. - Direct Bank Sync We have partnered with Plaid to support all major banks across US and Canada. Bank data is synced directly to device, we do not store any personal user data on our servers. --- What's completely free: - Unlimited transactions - Unlimited rules - Unlimited budgets - Track up to 3 subscriptions - Payment reminders - Budget alerts - Interactive charts and filters The following features require purchasing Premium subscription: - Direct bank sync using Plaid (US & Canada only) - AI related tasks such as document scanning, sms & email parsing - Adding more than 1 account - Custom categories - Custom app icons --- Have questions or need help? Email us at support@finma.money Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Ratings & Reviews

4.5

out of 5

26 Ratings

This app is just too good.
Oct 25

iMsa3d
All the features in this app are executed and orchestrated almost perfectly. What amazes me the most is how the budgeting features (expense logging) and post-budgeting tools (analysis) harmonize so well with each other — all while keeping the app unbloated and uncluttered. You can also customize the widgets and organize your dashboard to your liking. Truly remarkable work that rivals all the budgeting apps in the store by a talented solo developer.
This app is just too good.
Oct 25

iMsa3d

All the features in this app are executed and orchestrated almost perfectly. What amazes me the most is how the budgeting features (expense logging) and post-budgeting tools (analysis) harmonize so well with each other — all while keeping the app unbloated and uncluttered. You can also customize the widgets and organize your dashboard to your liking. Truly remarkable work that rivals all the budgeting apps in the store by a talented solo developer.
Good marketing… poor follow through
Feb 24

MacUser94
This app at first seemed perfect for what I was looking for. However, as soon as you begin to use it, things don’t go as planned. First, I imported a bank statement from last month to have it automatically import my transactions. Well, that did not work — it uploaded the statement and assigned all of the dates to 2023, not 2025. It is pretty obvious with month, day, year formatting when the transactions occurred. It also imported my income as withdrawals, despite all deposits being in a separate section. After that, things just got more confusing and complicated. Sadly, I won’t be using this app despite it looking like it had a lot of promise.

Developer Response
PDF support has been improved a lot since first version. I’m also going to add direct bank integration for US customers, hope you will try the app again and I’m able to change your mind about it.
Good marketing… poor follow through
Feb 24

MacUser94

This app at first seemed perfect for what I was looking for. However, as soon as you begin to use it, things don’t go as planned. First, I imported a bank statement from last month to have it automatically import my transactions. Well, that did not work — it uploaded the statement and assigned all of the dates to 2023, not 2025. It is pretty obvious with month, day, year formatting when the transactions occurred. It also imported my income as withdrawals, despite all deposits being in a separate section. After that, things just got more confusing and complicated. Sadly, I won’t be using this app despite it looking like it had a lot of promise.
Developer Response Mar 5
PDF support has been improved a lot since first version. I’m also going to add direct bank integration for US customers, hope you will try the app again and I’m able to change your mind about it.
👌🏻
Sep 11

w¡II
Love this app, have been endlessly seeking something private, offline and manual that also has a great UI and this is it. This app capable of so much more with AI integration but it’s perfect for me as is.
👌🏻
Sep 11

w¡II

Love this app, have been endlessly seeking something private, offline and manual that also has a great UI and this is it. This app capable of so much more with AI integration but it’s perfect for me as is.
Good UI, off target features. Dead-end software.
Mar 2

PixelRo
Nice polished UI, especially from an indie developer. That said, this is a very limited application. Little tangible value regardless of marketing.1) No live connections2) No reporting3) Zero details on integration with other software such as Quicken, Moneydance etc.Personally, no need for budgeting or subscription tracking.—-Yes, the app intentionally tries to bridge the gap of live connections with receipts, email and such. But so what? Even if it worked well the solution falls short of what finance tracking requires.If these features suit your needs, 1) G*d bless you for simplified finance life and 2) this app does the same as many that came before it, yet charges a great deal more. You can find similar for less.

Developer Response
Thanks for the review. I’m working on adding direct bank integration for US, Canada, Europe banks. I hope you try it again in future.
Good UI, off target features. Dead-end software.
Mar 2

PixelRo

Nice polished UI, especially from an indie developer. That said, this is a very limited application. Little tangible value regardless of marketing.1) No live connections2) No reporting3) Zero details on integration with other software such as Quicken, Moneydance etc.Personally, no need for budgeting or subscription tracking.—-Yes, the app intentionally tries to bridge the gap of live connections with receipts, email and such. But so what? Even if it worked well the solution falls short of what finance tracking requires.If these features suit your needs, 1) G*d bless you for simplified finance life and 2) this app does the same as many that came before it, yet charges a great deal more. You can find similar for less.
Developer Response Mar 5
Thanks for the review. I’m working on adding direct bank integration for US, Canada, Europe banks. I hope you try it again in future.

Fixes: - Fixed invalid session issues, (if you still face them after updating please contact support). - Fixed editing a subscription amount did not work. - Fixed editing subscription unlinked previously posted transactions. Please consider leaving a nice rating if you like the work I do. If you have any doubts or feature requests, please email support@finma.money

Version 2.0.5

2d ago

Data Linked to You

The following data may be collected and linked to your identity:
- Contact Info
- Identifiers
- Usage Data
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Diagnostics