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Pay bills, pay rent, or buy groceries. Get cash when you need it most. No credit check and no interest.

*FloatMe does not support Chime, Varo, or prepaid cards at this moment.*
The best friend your bank never had.
Access to cash when you need it most.
Stop overdrafts.
FloatMe helps hard-working employees get ahead on their finances with overdraft alerts and access to emergency cash.

For just $1.99/ mo, plus a free 30-day trial, you can access a variety of features, including small cash advances of up to $50, overdraft alerts, and FloatMeEDU.

Our advances are interest-free, our sign-up process is simple, and we work with Bank of America, Wells Fargo, Chase, Navy Federal Credit Union, USAA, and over 9,600+ more banking institutions to make the process as seamless as possible using 256-bit bank-grade security.

Get started with a free trial in just 2 minutes.

Our mission is to help people make better financial decisions and this is just the start. Welcome to a better financial future with FloatMe!

You can contact us through our support portal at https://floatme.zendesk.com

What’s New

Version 4.2.0

New monthly spending insights feature launched!

We added bug fixes and enhancements to improve your FloatMe experience.

Ratings and Reviews

4.8 out of 5
26.8K Ratings

26.8K Ratings

DaphneThrasher ,

Not there when you need it most

There are times when my main accounts get SO low (we’re in the middle of a pandemic) that and extra $20 offered by FM would make all the difference in the world. It could feed us and allow us a couple of dollars of gas. In my circumstance,only reason for accessing apps such as float Me is to get that receive and that $20 last a couple of days until my scheduled payday. With the restrictions shown on the app with regard to bank balances, that check to see if you have money in your account or not, will automatically deny your request for a $20 float. The irony is that if I HAD money in my bank account, the necessity to use Float Me wouldn’t exist. As a frequent user, Float Me needs to update their rules in order to help those of us who do not currently have money in their account for a couple of days until payday. We are struggling out here and that $20 could and does keep us from struggling or literally being hungry. My opinion? A bank balance containing cash makes using Float Me rather redundant. This rule should be rethought. This app is useless if a zero balance is the determining factor Thanks for taking the time to read my opinion.

Developer Response ,

Hi Daphne, thank you so much for your valuable feedback! We've lowered the required bank balance to -$20 to request a Float. If you have any more feedback or concerns, we'd love to hear it at floatme.zendesk.com; we're always looking for ways to improve :)

burse88 ,


I had closed my account because I couldn’t get a hold of anyone because I had switched to a new bank account. I was receiving money into my new account from Float Me but about a week ago I was told there were no deposits from my payroll found in my account. By this time I was already on two deposits into the new account and the Friday in the same week would have been my third deposit. I didn’t understand why I could receive floats in my new account but when I tried to take another out they couldn’t find new deposits from my payroll there was already two deposits from them. That same week would have been three reoccurring deposits. For the record, $1.99 was taken out of my bank account for Float Me Services’s can my account be unblocked? I paid already and cannot use the service.

Developer Response ,

Hi Burse88, thank you for reaching out. We unfortunately are having a hard time identifying who you are. Could you please submit a support ticket to us with "burse88" as the subject line? A member of our team will be happy to look into this for you. Tickets can be submitted at floatme.zendesk.com

Thank you for being part of our community!

Tay in Everett ,

TERRIBLE customer service

It’s very rare I review any apps, but the customer service on this app is an absolute joke. To be honest I don’t know that they have a customer service team who actually reads what is sent. 17 days, and now today sent my 8th message, none have received any response at all. I’ve been locked out of my account for 3 weeks now. I don’t receive any password reset emails. I keep asking for my account to be canceled since I can access the very basic desktop app. Again, so responses. I try to fill out the cancellation form, it says I don’t have an account. Which is untrue since I’m literally logged into the desktop version, and still being charged the monthly fee. So now, 8 unanswered requests later, I get charged the monthly membership fee! Yes, 17 days, no responses at all. I’ve left them my email, a backup email, and phone number. NOTHING. I need this account cancelled, and if they were legit, I should get my membership fee back. I can screenshot all my messages to prove what I say is true. Worst part is, today’s charge resulted in a banking overdraft fee for me. Turning a $1.99 membership into a $36 fee. I’m beyond upset with this app. STAY AWAY, 1/10. I would not recommend to anyone who values their money, and common courtesy.

Developer Response ,

Hi Tay, thank you for sharing your thoughts. I see that a member of our customer support team already replied to your tickets earlier in the week- please let us know if you are still experiencing any issues.

App Privacy

The developer, FloatMe, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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