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bunq 4+
Mobile banking made easy
bunq
Designed for iPad
-
- Free
Screenshots
Description
Discover mobile banking that makes life easy. Spend, save, budget and invest—all while effortlessly offsetting your CO2 footprint. Download and sign up in 5 minutes to start your 30-day free trial today.
Our Plans
EASY CARD - Free
Get an international credit card in just 5 minutes.
• A Free Credit Card you can instantly use with Apple Pay/Google Pay
• AutoAccept payment requests
• Daily chances at great prizes from the Wheel of Fortune
• Access to Finn, your personal assistant
• Parent Access for any account set up for a minor
• Easily set Savings Goals
• Use Places to find recommendations from friends
• Get practical travel tips with Travel Assistant
• Plant a tree for every €1,000 spent with your bunq card
• 24/7 Online Support, Biometrics ID and Deposit Protection
EASY SAVINGS - Free
Earn high interest on your savings and pay zero fees.
• 2.16% base rate interest, plus 3.36% interest on funds exceeding your peak savings balance of the past 6 months.
• All the benefits of Easy Card, plus:
• Interest paid weekly
• A Free Credit Card you can instantly use with Apple Pay/Google Pay
• 2 withdrawals per month, included
• No minimum deposit
• Add external bank accounts for a full overview of your finances (for NL+DE+FR users)
EASY BANK - €3.99/month
Get a bank account in just 5 minutes.
• All the benefits of Easy Savings, plus:
• Withdraw and Deposit cash at participating stores
• Enjoy instant incoming and outgoing payments
• Schedule Payments for bills and expenses
• List your preferred first name with True Name
• Use Refund Request when you’re not satisfied with a product or service
• Access to a Joint Account and a Joint Savings Account
• Accept and request Shared Access and Dual PIN
• One NL, DE, ES, FR or IE IBAN to match your location
• Added card security against overcharged tips and irregular payments, powered by AI
• Key category insights to help track your CO2 footprint
EASY BANK PRO - €9.99/month (FREE if you’re a student in the Netherlands who receives DUO on their bunq account)
Get a borderless bank account with easy budgeting
• All the benefits of Easy Bank, plus:
• Track expenses with Invoice Scanning
• Automatically pay from the right account or currency with AutoSelect
• 25 Bank Accounts for easy budgeting
• Effortlessly open Joint Accounts with friends, housemates, loved ones
• Monthly spending breakdowns and month-on-month comparisons
• Smart Automations automate your saving and spending
• Spend, save, pay and receive in 22 currencies
• Earn interest of 3.71% on USD and GBP
• Get multiple NL, DE, ES, FR & IE IBANs
• Invest automatically with Easy Investments
• No fees when you spend overseas
EASY BANK PRO XL - €18.99/month
Get a borderless bank account with easy budgeting and travel insurance.
• All the benefits of Easy Bank Pro, plus:
• Get Worldwide travel insurance with zero hassle
• Earn 2% Cashback on public transportation, 1% Cashback at restaurants and bars
• Freedom of Choice for where your money’s invested
• Earn more trees and Cashback by inviting up to 2 friends to your Green Team.
• Plant a tree for every €100 spent on card
All our plans are also available for business!
Your Security = Our Priority
Boost your bank security with two-factor authentication for online payments, Face & TouchID and 100% control of your cards in the app.
Your Deposits = Fully Protected
Your money is insured up to €100,000 by the Dutch Deposit Guarantee Scheme (DGS), and rest assured that we’re rigorously tested to the same standards as traditional banks.
Investments in the bunq app are powered by Birdee. Investing involves risks, you may gain or lose money.
bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.
What’s New
Version 25.14.0
We've implemented a few fixes and removed a few bugs. Download the latest version of the app today for an optimal bunq experience!
Ratings and Reviews
Best bank
I can never go back to a traditional bank anymore. It’s way ahead and much more efficient.
They do weird things with the app design sometimes. And there’s an overly annoying push to all the tree things, I appreciate it but don’t fill my bank app with it it’s a bank and that should be the main focus first and foremost, but now most of the banking features are in one tab and there’s a whole bunch of other stuff I don’t care about or use that take up 70% of the app. You can easily ignore them but I wish they went back to focusing on being a great bank and to better.
Developer Response ,
Thank you for your review. We'd like to hear more about your experience with us 🙌 If you'd like to suggest a feature or an improvement to the app, please write to us at together.bunq.com/t/ideas. If you have any questions or concerns, our support team is always available at https://www.bunq.com/link/support or through e-mail at support@bunq.com
Confusing app and missing “order a card” button
I got my bunq account about two months ago (despite a warning from a friend that their customer service is terrible). The UX is really confusing (it wasn’t clear if I’d opened an account or not until like a day later). And I thought/assumed in opening an account they’d send me a card, and when I went to the “Help” forum it said that you could expect it to take 3+ weeks to get your card, so I assumed that I would get the card information then. I’m part because it said “to check on a card (or whatever), go to ‘Cards’” and when I did there was no card there but also no option to order one. Well here I am two months later with no card, so I go back into bunq and somehow manage to click on some button that takes me to an “order a card” option (that definitely wasn’t on that screen before), so I guess now I’m going to have to wait another 3 weeks to get my bank card??
And let’s be real: there are still a substantial amount of fees for international transfers (I mean really, there may be countries where you can live on $500 a month but the Netherlands is DEFINITELY not one of them, at least not in Amsterdam. I mean that amount is a gimmick, not a deal.)
…but seriously, get better UX (and/or tutorials and/or nurturing sequences).
Developer Response ,
Thank you for taking the time to share your feedback with us. We always aim to improve our UI/UX to provide you with an easier way to organize and manage your account, but in case you struggle to find a certain feature, we always keep our knowledge base: https://together.bunq.com/ up to date and well explained, so you can find step-by-step instructions with just a few clicks 📚
You can check the listed steps how to order a card here 👉 https://together.bunq.com/d/2936 💳 You should receive your card in the mail within 10 business days, and you can also check the estimated delivery date directly from the app: Home - Tap on Cards - Select the ordered card - Check its status and the expected delivery date ✅
If you need further help, our support team is always available via: https://www.bunq.com/link/support or at support@bunq.com 📩
Of course, we're always looking for ways to improve, and are always open to feedback. If you have any suggestions on how we can make your experience better, please share them at: together.bunq.com/t/ideas 💡 Your feedback helps us grow and it's kindly appreciated 🚀
You’ll Lose Access to Your Money
I’ve been using Bunq for a year now and mostly love the service. However, I’m currently locked out of the app and haven’t heard from customer support in 3 days. Every now and then, the Bunq app will force a complete log out and use SMS authentication to allow you back into the app. For me, that SMS never delivers. The problem is, besides their email channel, all customer support flows through the logged in state of the app. Even the “SOS” phone number that was introduced just takes a recording of your issue, and says that you will receive a response in the app. While I was able to get help within a few hours the first time around, I’ve not been locked out of my account for 3 days with no response from customer support. I’m very lucky that I paid my rent the day before this happened.
In short, if something goes wrong and you are unable to log in, there is no channel that will quickly put you in touch with a human being to talk to. I’ve also heard that Bunq has a very toxic work environment, so I wouldn’t be surprised if their customer support team is short staffed anyway.
Developer Response ,
Thank you for taking your time to provide us with a detailed review. We understand that your current experience at bunq isn't the best and this is why we're always open to feedback and change.
In the past couple of weeks we’ve been experiencing a higher workload and there are possible delays, we are terribly sorry for the inconvenience!
App Privacy
The developer, bunq, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Location
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contacts
- User Content
- Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- bunq B.V.
- Size
- 210.5 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 13.0 or later.
- iPad
- Requires iPadOS 13.0 or later.
- iPod touch
- Requires iOS 13.0 or later.
- Mac
- Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English, Dutch, French, German, Italian, Russian, Spanish, Ukrainian
- Age Rating
- 4+
- Location
- This app may use your location even when it isn’t open, which can decrease battery life.
- Copyright
- © 2024 bunq
- Price
- Free
Supports
-
Wallet
Get all of your passes, tickets, cards, and more in one place.
-
Siri
Get things done within this app using just your voice.