Experian‪®‬ 4+

Take Control Of Your Credit


    • Free
    • Offers In-App Purchases



Get your Experian credit report and FICO® Score*—all free, no credit card needed. Instantly raise your FICO Score with Experian Boost®†, get notified about changes to your credit with monitoring and alerts, and explore personalized credit card, loan and auto insurance options to find the best fit for you.

• Free Experian credit report and FICO® Score*
Check your FICO Score and credit report in the app anytime, anywhere. It doesn’t hurt your credit, and no credit card is required. Sign in for automatic updates every 30 days. Plus, get to know your credit in a whole new way—see what factors are helping or hurting your FICO Score, track changes to your credit over time, and learn actions to take for better credit.

• Experian Boost
Instantly increase your FICO® Score by getting credit for bills you already pay, like your cell phone, utilities, video streaming services and eligible rent payments.

• Credit monitoring and alerts
Always be in the know with credit monitoring and alerts. Turn on push notifications to find out if your FICO® Score changes, new accounts are opened in your name or new inquiries appear on your credit report.

• Marketplace‡
Choose the credit card, loan or auto insurance that’s right for you. Compare personalized options matched to your unique credit profile and FICO® Score.

• Experian CreditLock§
Protect yourself against identity theft by locking your Experian credit file. We’ll send you real-time alerts if someone tries to apply for credit in your name while your file is locked.


Experian is the first company and credit bureau to offer online credit reporting services in the U.S. We empower consumers to manage and improve their financial status, while helping protect against fraud and identity theft.

Privacy Policy: https://usa.experian.com/login/#/publicPrivacyPolicy

Terms & Conditions: https://usa.experian.com/login/#/publicTermsAndConditionsFree

*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. To learn more: https://www.experian.com/help/fico-score-disclosure.html

†Results will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®. To learn more: https://www.experian.com/help/boost-disclosure.html

‡Based on FICO® Score 8 model. Approval is not guaranteed. Some may not see savings from improved interest rates. Offers are not available in all states. To learn more: https://www.experian.com

§Experian CreditLock is a separate service from Security Freeze: https://www.experian.com/freeze/center.html. To learn more about the differences between CreditLock and Security Freeze, please visit https://www.experian.com/blogs/ask-experian/whats-the-difference-between-freezing-or-locking-my-credit/

© 2022 Experian. All rights reserved. Experian. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners. Licenses and Disclosures.

What’s New

Version 3.5.13

There’s more to Experian than just credit. We're constantly updating the app with the latest product features and performance enhancements to help you manage not only your credit, but your finances too.

Ratings and Reviews

4.8 out of 5
1.9M Ratings

1.9M Ratings

stealthboodle2 ,

I’m 40 and just decided to finally decide to work in my credit.

I’m a 40 year old male and never really worried about credit. I guess cause of growing up with parents they were in the real-estate business and also the vp of my fathers trucking business at 18 I always paid for everything with cash or just wrote a check on the company. Well do to a one of our drivers of my dads trucking business having a horrible fatal accident in my fathers truck it caused a snow ball effect and my father not only lost hi trucking business with 4 6 axel dump trucks he also lost 7 apartment buildings my home and his and my moms. So to make a long story short I was homeless out of a job and lost. I never new much about credit and how it worked. Well over the past 4 months I been checking my credit and trying to build credit. This app has helped me tremendously along with the other 2 bureaus. I was shocked to find out the wrong info on my report also to find out that someone got cell phones cable and other items in my name. Filing a dispute is easy and being able to check my report everyday and getting the alerts is good. I got my very first credit card and my credit went from a 412 to a 617 since using this app and working with the bureaus I know it’s not that high but watching it climb gives me something to watch for. Thanks a lot for all the help. Great app

Developer Response ,

Thank you so much for the stars! We're so sorry to hear about losing the business, but we're so happy that you were able to come back from it! We strive to make the app as easy as possible to explore through and learn as much as you can about how you can build your credit. If you ever have any questions, suggestions, or concerns, don't hesitate to reach out. Thanks again and have a great day!

your the lier too nickname ,

40 points difference from the truth!

I got my credit checked today. I was thinking that all was good and all but when I found out that the Experian app was lying to me - I decided to write a report when the app ask me if I enjoyed the Experian app I hit the button that said no. The next prompt was would you like to give feedback, so I hit yes I started my speak with manners of course. I started my lecture the same I was thinking that my credit was good because that is what the app was portraying or reflecting -that I had a good rating. Well in fact it was 40 points lower! Bummer right!
So I hade been believing a lie all this time! I almost got threw with that sentence and the app kicks me out and I have to sign in again!! So I sign in again and to see if it saved my heart breaking story. No it’s not there and there is not a button to give a survey that I can find! So I call for the help line and am greeted by a computer animation voice and choices (I want to speak to someone about my credit, is what I say) it gives me 5 options and then tells me to call back a a convenient time! I fell like Someone was reading my text and didn’t want me to finish telling the truth about this app telling sweet little lies! Be careful for they speak out both sides of their mouth! Liers

imagebyjoe ,

Experian is nothing but a fraud!!!

Experience still has me down 109 points while Trans Union and Equifax has me at 109 points they seem to not be reporting the correct information when I try to dispute they tell me they cannot dispute. They Luer me into applying for credit cards they said I would be a perfect match for an order to have open trade lines to increase my credit score then upon getting denied because of experience low credit score which Trans Union and Equifax have me 109 points on my credit score, I was promised that those credit card applications would not be hard inquiries but again that was a lie and they continue to show them as hard inquiries on my Experian credit report which brought my credit score down five points which I am trying to dispute and they have a number it says you can dispute hard inquiries but upon calling they had me on hold for over 30 minutes while they were investigating it then transfer me to someone new who didn’t know anything about why I was on hold and told me that they cannot dispute hard inquiries I have to call the creditor which is a load of crap!!! Shame on you Experian!!!!!!

Developer Response ,

Hi there. Thanks for the feedback. If you have any questions or concerns, please email us at AppSupport@experian.com. -Moneake

App Privacy

The developer, Experian, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Location
  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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