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Check your FICO Score and credit report in the app anytime, anywhere. It doesn’t hurt your credit, and no credit card is required. Sign in for automatic updates every 30 days. Plus, get to know your credit in a whole new way—see what factors are helping or hurting your FICO Score, track changes to your credit over time, and learn actions to take for better credit.
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Instantly increase your FICO® Score by getting credit for bills you already pay, like your cell phone, utilities, video streaming services and eligible rent payments.
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Protect yourself against identity theft by locking your Experian credit file. We’ll send you real-time alerts if someone tries to apply for credit in your name while your file is locked.
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*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. To learn more: https://www.experian.com/help/fico-score-disclosure.html
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Ratings and Reviews
I’m 40 and just decided to finally decide to work in my credit.
I’m a 40 year old male and never really worried about credit. I guess cause of growing up with parents they were in the real-estate business and also the vp of my fathers trucking business at 18 I always paid for everything with cash or just wrote a check on the company. Well do to a one of our drivers of my dads trucking business having a horrible fatal accident in my fathers truck it caused a snow ball effect and my father not only lost hi trucking business with 4 6 axel dump trucks he also lost 7 apartment buildings my home and his and my moms. So to make a long story short I was homeless out of a job and lost. I never new much about credit and how it worked. Well over the past 4 months I been checking my credit and trying to build credit. This app has helped me tremendously along with the other 2 bureaus. I was shocked to find out the wrong info on my report also to find out that someone got cell phones cable and other items in my name. Filing a dispute is easy and being able to check my report everyday and getting the alerts is good. I got my very first credit card and my credit went from a 412 to a 617 since using this app and working with the bureaus I know it’s not that high but watching it climb gives me something to watch for. Thanks a lot for all the help. Great app
Developer Response ,
Thank you so much for the stars! We're so sorry to hear about losing the business, but we're so happy that you were able to come back from it! We strive to make the app as easy as possible to explore through and learn as much as you can about how you can build your credit. If you ever have any questions, suggestions, or concerns, don't hesitate to reach out. Thanks again and have a great day!
40 points difference from the truth!
I got my credit checked today. I was thinking that all was good and all but when I found out that the Experian app was lying to me - I decided to write a report when the app ask me if I enjoyed the Experian app I hit the button that said no. The next prompt was would you like to give feedback, so I hit yes I started my speak with manners of course. I started my lecture the same I was thinking that my credit was good because that is what the app was portraying or reflecting -that I had a good rating. Well in fact it was 40 points lower! Bummer right!
So I hade been believing a lie all this time! I almost got threw with that sentence and the app kicks me out and I have to sign in again!! So I sign in again and to see if it saved my heart breaking story. No it’s not there and there is not a button to give a survey that I can find! So I call for the help line and am greeted by a computer animation voice and choices (I want to speak to someone about my credit, is what I say) it gives me 5 options and then tells me to call back a a convenient time! I fell like Someone was reading my text and didn’t want me to finish telling the truth about this app telling sweet little lies! Be careful for they speak out both sides of their mouth! Liers
Experian is nothing but a fraud!!!
Experience still has me down 109 points while Trans Union and Equifax has me at 109 points they seem to not be reporting the correct information when I try to dispute they tell me they cannot dispute. They Luer me into applying for credit cards they said I would be a perfect match for an order to have open trade lines to increase my credit score then upon getting denied because of experience low credit score which Trans Union and Equifax have me 109 points on my credit score, I was promised that those credit card applications would not be hard inquiries but again that was a lie and they continue to show them as hard inquiries on my Experian credit report which brought my credit score down five points which I am trying to dispute and they have a number it says you can dispute hard inquiries but upon calling they had me on hold for over 30 minutes while they were investigating it then transfer me to someone new who didn’t know anything about why I was on hold and told me that they cannot dispute hard inquiries I have to call the creditor which is a load of crap!!! Shame on you Experian!!!!!!
Developer Response ,
Hi there. Thanks for the feedback. If you have any questions or concerns, please email us at AppSupport@experian.com. -Moneake
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