Empower, Prudential Retirement 4+


    • 4.8 • 36.5K Ratings
    • Free



Effective April 1, 2022, Empower officially acquired the full-service retirement business of Prudential. For more details, review the important information associated with the acquisition by going to https://docs.empower-retirement.com/Empower/PRU/Empower-Transition-Disclosure-Participant.pdf

The Prudential Retirement® app is now the Empower, Prudential Retirement app. If your plan was part of the sale from Prudential Retirement to Empower, please use this app.

Retirement planning at your fingertips

You can take control of your financial future – anywhere, any time. Enroll in your 401(k) or 403(b) to easily manage your money, track your savings progress, access insights and tips designed to help you achieve financial wellness, and much more. Empower, Prudential Retirement mobile app is available in English and Spanish.

Key Features:

Enroll with ease

• Use the app to enroll in your employer's 401(k) or 403(b) plan

Access the app in your preferred language

• Available in English
• Disponible en Español

Enjoy secure, convenient access

• Log in with your fingerprint or facial recognition
• Enable two-step authentication for added security
• Accessible for all (meets WCAG 2.1 guidelines)

Track your progress

• Track fund performance
• See your account balance and personal performance
• View values by contribution type and investments

Manage your money

• View or change contributions*
• Transfer between funds
• Adjust investment allocations
• Get investment help
• If you change jobs or leave your employer, you have choices about what to do with your retirement savings. Learn about your options in the app.
*If applicable to your plan

Stay in the know

• Access personalized financial wellness tips and tools designed to help you achieve your goals
• Get need-to-know updates and notifications

Getting started:

If you haven’t already, visit www.prudential.com/online/retirement to register your account and start making the most of all the tools and resources available to you.

Please note, the app currently only supports customers enrolled in 401(k) plans, 403(b) plans, or Defined Benefit Cash Balance plans.

If you are a participant in a NonQual-only plan or Defined Benefit Retiree Plan, or own other Prudential products (such as an annuity or life insurance policy), you will not be able to access your account via the app. We hope to expand the accessibility of our app to include additional Prudential account types soon.

Contractual and other legal documents, other agreements, and policy maintenance information will be in English. Additional materials may also be in English. Information provided in a language other than English is for explanatory purposes only and shall not be construed to modify or change the terms of these documents, agreements, and other materials, which shall be legally interpreted solely in their English versions.

Stay tuned

We’re rolling out some exciting new features and enhancements with our upcoming releases, all aimed at increasing your ability to plan and manage your retirement.

Having issues using our app? Please reach out to us at mobileapp-support@prudential.com.

© 2023 Empower Annuity Insurance Company of America. All product names, logos, and brands are property of their respective owners. “EMPOWER” and all associated logos, and product names are trademarks of Empower Annuity Insurance Company of America. Prudential and all associated logos are registered trademarks owned by The Prudential Insurance Company of America and are used under license.

What’s New

Version 6.3.0

This update includes a new design of the app launch icon and bug fixes.

Ratings and Reviews

4.8 out of 5
36.5K Ratings

36.5K Ratings

Dont be afraid of COVID ,

Nice web site

Overall, solid nice app / web site to use. Clear, logical, and efficient. Room for improvement for selecting other funds. Kinda limiting on selection of investment options. It would be nice to easily see all the fund expenses and fees also. From a local perspective, my employer “use” to have a Prudential representative personally appear on site and review face to face your investment options in a conference room. Now, it’s all virtual which is a real disconnect and no real connection. COVID is now the excuse or reason why. I don’t think we will ever go back to a massless in person society thanks to COVID and a fear based drum beat constant by our Media.

Razz in Vegas ,

Can’t access with iPhone

This is the second time I have tried to access my account from the app. Impossible. When I called I was told to use laptop..duh....if I had a laptop I would. Which brings me to the question, why do you have an app? And then when speaking to a representative I asked to receive paper statements. Can’t do that because of Covid-19. Funny, I seem to receive bills just fine. Also when calling asked first if I would participate in a survey at the end of my call...you betcha! And of course at the end of the call was immediately disconnected. Basically useless....tempted to rollover this 401k. This one simple transaction took over an hour to complete.

Update: thank you for your computer generated response. No...I will not waste another minute explaining how I can’t log in. I-Phone..Safari browser. I’m sure you know the problem.....read all the other reviews. Your App should clearly display phone numbers for HELP.

Developer Response ,

We're sorry you're experiencing trouble logging into your account. Please email socialmedia@prudential.com and we'll look into this for you. In the email, please provide: • Indicate [IOS/Android] user • Date/time issue occurred • Version of app currently installed • Screenshot of the issue or last action you took • App Store name

icozip ,

Can’t log in

I get the same message others complain about here,”you can’t access your account with this app right now”. The way it’s phrased used to make me think this was a temporary issue, but I’ve been trying for a month with no success. It just directs me to the website, and Prudential doesn’t seem to have any online support (no “contact us” forms or email addresses).

In general, I always have difficulty accessing my Prudential data in apps or services. It is where I have the majority of my assets and it’s extremely frustrating not being able to see my balances in my financial software (so my net worth ends up being the sum of all my debt). It seems like the only place I can review Prudential data is on their antiquated website or in Mint, which I’m not a big fan of.

After years of frustration I think it’s time to move my retirement accounts to a company that provides modern ways to access and review my account information.

Developer Response ,

We're sorry you're having issues with the app. Please contact the Prudential Service Center (1-800-778-4357) for additional support and troubleshooting

App Privacy

The developer, Prudential, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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