Most personal finance apps are filled with features you don’t need. Savings 2 isn’t like that. We focus on the 20% of features you use 80% of the time, so you have everything you need to manage your finance effectively without the bloat. Savings is made for people who love to keep a neat record of their finance.

“Savings answers the call for a personal finance app that isn’t intimidating and difficult to use.” – Mac AppStorm

• Bank Sync
Savings 2 automatically synchronizes transaction data with your bank, so you don’t have to manually enter or reconcile your transactions. Bank Sync supports all major credit cards and banks in U.S. and Canada, with more countries coming soon. Bank Sync requires a monthly subscription that starts at $2.99/month. The use of Bank Sync is entirely optional.

• All Your Accounts, In One Place
Savings lets you keep all of your accounts in one place. Not only do you stay organized this way, you can also know overall balance of your accounts at all time.

• Scheduled Transactions
Track recurring bills and payments with Scheduled Transactions. You can set a reminder so you will never miss another bill.

• Charts & Insight
Savings has Breakdown and Trends chart that shows you where your money is going, and whether your spending in each category is going up or down. WIth these two charts, you know exactly how you are doing financially.

• Fast Transaction Entry
Entering a transaction in Savings takes only seconds. Savings automatically fills payee and category based on past entries. So all you really need to enter is the amount.

• Instant Search
Look up past transaction instantly. Just type anything you remember into the search field and see the transactions appear instantly.

• Batch Edit
Select multiple transactions and hit “return” to edit multiple transactions at once. This is handy when you want to clean up your transactions list.

• OFX, QIF and CSV Import
For banks that are not supported by Bank Sync, you can import transaction file in OFX and other formats into Savings. Importing automatically reconciles transactions in your account ledger.

• Dark Mode
Savings looks great in Dark Mode on macOS Mojave. We have fine tuned every user element for a gorgeous new look.

• Privacy
We believe your financial data is for your eyes only. Savings’ data stay on your computer. When it is sync, it uses Apple’s secure iCloud technology so no one, not even us, can see your data.

• iPhone App & iCloud Sync
Savings has a full-featured iPhone app. Everything is synced instantly between all your devices. To buy the iPhone app, just search "Savings 2" on the iPhone App Store, or go to

• Multiple currencies
Savings supports all currencies in the world. You can keep track of accounts in different currencies within the same app.

If you have any question, visit our website or email

What’s New

Version 2.5.4

New in 2.5:
• Bank Sync. Savings 2 can now automatically synchronize transactions with your banks. See product description for detail.

New in 2.5.4
• Add Sync with Bank button to account toolbar.

Ratings and Reviews

4.3 out of 5
40 Ratings

40 Ratings

lexy954 ,

New to the app

I am fairly new to this app, have been using it for about a month or so. I think it is easy to use and easy to look at/understand. I wish it had a few more features, such as a running total of over/under once you set up a monthly budget. It has the savings total for the month, but it doesn’t adjust as you overspend or underspend, so you have to manually calculate how much you are over/under. I think the savings total for the month shoudl be left, with a number next to it that keeps your over/under. I also wish you had a place to make notes- a notepad of some sort. Sometimes the app is a bit buggy, and I will need to shut it down and restart it in order for it to catch up/reconcile the accounts, but overall that is a minor complaint. I plan to continue to use the app for the future, as it has definitely helped me to better understand where my money goes!

Developer Response ,

@lexy954: Thanks for your feedback regarding budget. We are currently working on a redesigned and improved budget system for both the macOS and iOS app. We would love to connect with you to hear your ideas. Could you drop us an email at Thanks.

babybop! ,

Clean, Thoughtful Design to Make My Financial Organizing Simple

I have been using Savings 2 since March of 2018 because I was looking for a personal finance app that was A) simple to use and B) gave me the control and flexibility to enter my finances and see where I am spending the most. Savings has truly fit the bill as the design itself is very intuitive and there are no hurdles to learn or get over. On Mac, I am able to batch edit which saves me a lot of time. The iCloud sync also enables me to keep abreast of my spending and enter my spending in real time myself. This gives me a more personal feeling of responsibility that other bank sync apps do not. I also appreciate the fact that Savings does not collect/use/sell my data: the privacy policy gave me great comfort especially in comparison to other apps like Mint. All in all, I would wholeheartedly recommend Savings if you are someone who wants to gain control over your spending again and need a clean and simple app to use!

Developer Response ,

babypop: Thanks for the kind words. Your description of Savings is exactly our intention for building it. We are thrilled that you are enjoying it.

JCW308E ,

A fantastic alternative to the big guys!

I've been testing many personal finance programs over the past several weeks. This program is a fantastic alternative to the big guys. I was able to easily import my existing accounts in via CSV (although the program locked up every time, the data was there when I re-opened) and everything looks great.

Some features I would love to see:

-Need to add breakdown by account!

-No way to sort transactions (by cleared/not cleared, payee, date, etc...)

-No way to backup your entire database with accounts and scheduled transactions locally.

-Ability to search for check number. Check numbers are not included in the searches.

-Red flags for un-cleared transactions instead of yellow. Why yellow?

-When adding recurring transactions (scheduled) there is no calendar view for the date. You have to TYPE in the day, month and year.

-No iPad version

-Different app icons for Mac and iOS. If this bugs you like it did me, you can use the press kit iOS icon on your Mac so they match.

-No calendar view for looking at upcoming scheduled/recurring transactions.

Overall a nice little program. It is incredibly fast and the UI is great. Also, iCloud sync to iOS is almost instantaneous. GREAT PROGRAM OVERALL!

Developer Response ,

Thank you for you great feedbacks. I'm taking notes!


Savings LLC
7.9 MB

macOS 10.12 or later, 64-bit processor



Age Rating
Rated 4+
© 2019 Savings LLC
In-App Purchases
  1. Bank Sync Annual Plan $35.99
  2. Bank Sync Monthly Plan $3.99


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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