NOTE: This is not the latest version of Savings. Please search "Savings 3" to download the latest version instead.
Are you tired of personal finance apps like Quicken that is overloaded with features you don't need? Savings 2 isn't like that. It is powerful enough to do all the personal finance tasks you need, but with none of the complexity you don't.
"Savings answers the call for a personal finance app that isn’t intimidating and difficult to use." – AppStorm
• All yours accounts, neatly organized
With Savings, you can pull all of your accounts (checking, credit card, cash, etc.) into a single app, so you always know your net worth and every transaction that comes in and out of your accounts. By entering and categorizing your transactions, you can analyze your spending habit and create a budget to keep your spending under control.
• Connects to your banks
With bank-grade security offered by Visa Inc., Savings can connect to your banks directly so transactions are downloaded automatically. We recommend that you still enter most transactions by hand; on automatic download, these transactions will automatically be cleared. Bank Connect is available in U.S. and Canada, and requires a $2.99/month subscription. You don't need Bank Connect to use Savings effectively.
• Companion iPhone app
Savings 2 for iPhone is an equally powerful finance app that can be used standalone or as a companion to the Mac app, so that you can enter transactions on the go, see charts, etc. To get it, go to savingsapp.com.
• Super fast transaction entry
We know entering transaction is something you do a lot, so we made it super fast with payee and category autocompletion. We also made it keyboard-friendly so you can enter data super fast.
• Gain financial insight through charts
Savings' "Breakdown chart" shows you where your money is going, by breaking down your expense (and income) by category. The "Trends chart" shows you up and down trends of your money. For example, see the trend of your overall balance to see if you are getting richer or poorer. You can compare multiple trends side-by-side.
• Never forget to pay a bill
Savings' "Scheduled transactions" feature lets you keep track of all of your recurring bills. Set reminders so you never forget to pay them, and when your bills are due, log the payment with a click of the mouse.
• Reconcile accounts
It's easy to reconcile accounts in Savings. Either do it manually by clicking the pending flag besides each transaction, or automatically by importing OFX, QIF or CSV file from your bank. If you use Bank Connect, you don't need to do anything – reconciliation happens automatically.
• Make a budget
The best way to control your spending is with a budget. With Savings, you can create a monthly or annual budget. Just set an estimate on each expense and income category and track your progress. If you are spending too fast, slow down or adjust your budget.
• iCloud sync
Secure iCloud sync ensures your data is always up-to-date on both your Mac and iPhone.
• Beautiful design
We love the beauty and simplicity of the Mac, so we designed a personal finance app that is equally as beautiful and a joy to use as your Mac.
• Your privacy is always protected
Your data is for your eyes only.
• Savings has more tricks up its sleeves...
Instant transaction search, batch edit multiple transactions, multi-currency support, Dark Mode, passcode protection, import data from Quicken and Microsoft Money, and more.
• Helpful support is just one email away
Got questions? Email firstname.lastname@example.org anytime.
Add ability to migrate data to Savings 3
Ratings and Reviews
New to the app
I am fairly new to this app, have been using it for about a month or so. I think it is easy to use and easy to look at/understand. I wish it had a few more features, such as a running total of over/under once you set up a monthly budget. It has the savings total for the month, but it doesn’t adjust as you overspend or underspend, so you have to manually calculate how much you are over/under. I think the savings total for the month shoudl be left, with a number next to it that keeps your over/under. I also wish you had a place to make notes- a notepad of some sort. Sometimes the app is a bit buggy, and I will need to shut it down and restart it in order for it to catch up/reconcile the accounts, but overall that is a minor complaint. I plan to continue to use the app for the future, as it has definitely helped me to better understand where my money goes!
Developer Response ,
@lexy954: Thanks for your feedback regarding budget. We are currently working on a redesigned and improved budget system for both the macOS and iOS app. We would love to connect with you to hear your ideas. Could you drop us an email at email@example.com? Thanks.
Clean, Thoughtful Design to Make My Financial Organizing Simple
Developer Response ,
babypop: Thanks for the kind words. Your description of Savings is exactly our intention for building it. We are thrilled that you are enjoying it.
A fantastic alternative to the big guys!
I've been testing many personal finance programs over the past several weeks. This program is a fantastic alternative to the big guys. I was able to easily import my existing accounts in via CSV (although the program locked up every time, the data was there when I re-opened) and everything looks great.
Some features I would love to see:
-Need to add breakdown by account!
-No way to sort transactions (by cleared/not cleared, payee, date, etc...)
-No way to backup your entire database with accounts and scheduled transactions locally.
-Ability to search for check number. Check numbers are not included in the searches.
-Red flags for un-cleared transactions instead of yellow. Why yellow?
-When adding recurring transactions (scheduled) there is no calendar view for the date. You have to TYPE in the day, month and year.
-No iPad version
-Different app icons for Mac and iOS. If this bugs you like it did me, you can use the press kit iOS icon on your Mac so they match.
-No calendar view for looking at upcoming scheduled/recurring transactions.
Overall a nice little program. It is incredibly fast and the UI is great. Also, iCloud sync to iOS is almost instantaneous. GREAT PROGRAM OVERALL!
Developer Response ,
Thank you for you great feedbacks. I'm taking notes!
No Details Provided
The developer will be required to provide privacy details when they submit their next app update.
- Savings LLC
- 8.2 MB
- Requires macOS 10.12 or later.
- Age Rating
- © 2020 Savings LLC
- In-App Purchases
- Bank Connect Monthly Plan $3.99
- Bank Connect Annual Plan $35.99
With Family Sharing set up, up to six family members can use this app.