Timo Digital Bank 4+

Easy to use, 0 fees

Viet Capital Commercial Joint Stock Bank

Designed for iPhone

    • 3.2 • 9 Ratings
    • Free

iPhone Screenshots


Free money withdrawing, transferring with TIMO DIGITAL BANK As being nominated as best digital bank in Vietnam for 3 consecutive years, Timo is committed to bring you many fantastic banking services such as: 
• Zero-fees when making interbank money transfers 24/7 to all domestic banks and from Timo to Timo, with high transfer limits of up to 5 billions VND/day. 
• Easily connect to the most popular e-wallets: MoMo, ZaloPay via bank account at the first-time login. 
• Fun money-transferring experience with features: 
- The first and the only in Viet Nam when expressing your emotions by reacting to your transaction with Timo Friends. 
- More fun, more joy with full Vietnamese diacritics and emojis when moving money to your Timo friends. 
- Easily check transaction history with anyone in just 5 seconds. 
• TimoPay with Link: transfer money to anyone within 3 seconds without knowing their bank account. 
• TimoPay with QR Code: Receive payment quickly without sharing your account information.
• Smart savings products: - Goal Save - helps you to achieve your short-term financial goals with daily, weekly, or monthly automatic contributions. - Term Deposits (TDs) - allows you to open Term Deposit account with a competitive interest rate and flexible tenures. 
• Customize your referral code to invite your friends to join Timo and monitor the journey with Timo Star Club. 
• Investment partner - VinaCapital and Insurance Partner - Sunlife & Liberty are both a profitable investment solution and protects yourself and your loved ones. 
• Reliable security protocols with multiple factor login authentications and instant transaction notifications. 
• Convenient bill payments: utility bills (electricity, water, Internet, post-paid mobile phone...), top-up your phone…

• Free withdrawal at 17,000+ ATMs and swiping POS at ATMs/accepting locations nationwide. 
• Top up cash quickly at the CRM system (Cash Recycling Machine). 
• Make a contactless payment amazingly fast and safe by Chip card. 
• Activate and lock/unlock your card right in the app in case of theft or misplacement. 
• Link more e-wallets with Timo card such as ShopeePay, Moca, VinID, … 
• Upgrade money transfer limit to a maximum of 5 billion VND/day (Up to 500 million/transaction) - when provide the signature.

• Cashless spending with high limit of up to 500 million VND in over 180 currencies and making payments at over 30 million locations worldwide. 
• No annual fee for the lifetime of the card and enjoy up to 55 days interest-free. 
• A convenient installment feature that allows you to convert large payments into smaller ones and choose your preferred repayment period.

So open Timo online account now to enjoy a banking experience that’s in step with your life.

If you have any questions, please contact us at: 
Hotline: 1800 6788 
Email: care@timo.vn 
Website: www.timo.vn

What’s New

Version 23.9

We’re working on the Timo app experience to ensure it is faster and more reliable to you. Here are some enhancements you’ll find in our latest update:
- Smashed some bugs
- Speed & privacy improvements

Ratings and Reviews

3.2 out of 5
9 Ratings

9 Ratings

azmobi dot net ,

Dùng thấy ổn

Test thử thấy ổn. Ai đăng ký mới thì nhập mã giới thiệu GS4A5 là nhận được 20k trong tài khoản luôn nhé!

Developer Response ,

Chân thành cảm ơn bạn đã dành thời gian đánh giá chất lượng dịch vụ. Timo rất vui khi nhận được đánh giá tích cực từ bạn và hiểu rằng những nỗ lực của Timo đã mang đến cho bạn sự hài lòng. Cảm ơn bạn rất nhiều.

pepperdex ,

Absolutely appalling

I cannot log into my bank account even though I have added all my details. It’s been like this for about two months now and they have done nothing; they just simply do not care. Use any other bank than this absolute rubbish.

yoganthehood ,

A No from me

I couldn’t even enter my phone number. Fix this

App Privacy

The developer, Viet Capital Commercial Joint Stock Bank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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