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Description

About MobiKwik
MobiKwik is a Truly Indian payments app which gives you a credit line or loan (up to Rs 50,000) for making online payments.

You can use MobiKwik in two ways :
1) Link any bank account via UPI on this app to make payments.
2) You can also use credit (called Zip) at 0% interest and settle the bill after 15 days at no extra charges !

MobiKwik works like your online credit card ! Your limit depends on your usage - more you use, more is your credit limit.
MobiKwik can be used for paying for Recharge, Bill payments, IRCTC, Zomato, Swiggy and more. Unlike other payment apps, MobiKwik data is secure and kept in India. Just signup using your mobile number and get started !

Use cases of MobiKwik
Use MobiKwik for money transfer, mobile prepaid recharge, postpaid bill payment, utility bills, electricity bill payments, water bill payment, DTH recharge, online transactions like food delivery, grocery, medicine delivery, fashion shopping & Insurance premium payments. Get a credit line upto Rs 50,000 for making all these transactions.

Money Transfer
MobiKwik also offers money transfer services via UPI for all banks. Make money transfer to bank account, wallet to wallet & money transfer all bank. It is the fastest money transfer app for bank transfers.

UPI
Make fast bank to bank BHIM UPI money transfer with MobiKwik. It facilitates instant & extremely secure money transfers & hence is users’ go to app for UPI.

Mobile Recharge
MobiKwik is the most preferred app to make mobile recharge. Airtel recharge, Vodafone recharge, Jio recharge, Idea recharge, BSNL recharge & any other online recharge can be done via MobiKwik. You also get mobile recharge offers on MobiKwik. Recharge offers include discounts, SuperCash & Cashback.

DTH Recharge
MobiKwik is users’ go to dth recharge app for online dth recharge. Use it for tata sky recharge, airtel dth, videocon d2h recharge, dish tv recharge, sun direct recharge, data card recharge & metro card recharge. Avail exclusive DTH recharge offers on MobiKwik. DTH offers on MobiKwik include SuperCash & Cashback.

Bill Payment
Make fast utility bill payments with MobiKwik for 200+ billers like BESCOM, BSES, CESC etc. It is the best bill payments app to make fast postpaid bill payment, electricity bill payment, gas bill payment, water bill payment, landline bill payment, municipality bill payment, credit card bill payment, traffic challan payment, broadband bill payment, gas booking, cable bill payment & more. MobiKwik also provides exclusive broadband bill payment offers.

Offline QR Payments
Make instant payments at partner outlets like restaurants, pharmacies, milk booths, kirana stores, petrol pumps etc. with QR code scanning, UPI money transfer or wallet payment. MobiKwik is accepted at all brand stores including Petrol Pumps, Reliance Fresh, Samsung & JIO stores, Apollo pharmacy & more.

Online Payments
Order groceries, medicines, food, gadgets online & pay via MobiKwik. Make quick online payments at your favorite shopping, food delivery, travel & gaming brands including Pharmeasy, BigBasket, Myntra, Zomato, Swiggy, Flipkart, Dream11 & more. Payments can also be made for subscriptions & at entertainment sites/apps such as Disney+Hotstar, AltBalaji, Gaana, BookMyshow & more.

Instant Loan
Get instant personal loan online up to ₹5 Lakh. Interest rates from 12%-30% p.a. with a tenure of 6 months - 36 months. The standard processing fees vary from 1-2 %.

Example : Loan Amount: ₹50,000
Interest rate (APR): 16% p.a.
Total interest paid: ₹4444 (EMI : ₹4537)
Processing Fees (2%): ₹1,500

Mutual Funds
Invest in the right mutual fund including Axis Mutual Fund, ICICI Prudential Mutual Fund, HDFC Mutual Fund & more. Do real time tracking & manage your mutual funds. Invest in ELSS & SIP.

Gift Card
Buy MobiKwik Gift Cards for your favorite brands & save extra 5% with SuperCash.

What’s New

Version 22.5

We have a confession to make!
We just went under the knife (don’t worry, our UX designers stitched us fine)! We have become simpler, more structured and prettier. With this new app, you will be spoilt for choice to spend on your favourite brands & can pay later with ZIP. Hey but we are still your everyday payments and credit partner, ok? If you look hard, only our appearance has changed, dil abhi bhi hai Hindustani!

Ratings and Reviews

4.5 out of 5
377 Ratings

377 Ratings

raju 1 ,

Simple and fast on line banking service

Recently,I have loaded app , Till now it seems to work excellent 👍

CKAMANI ,

Scammers, Liars & Cheat

Refrain from using this app. They are liars, cheats and scammers. This was suppose to be direct payment from my card linked to mobiqwik to be paid to merchant. Instead I see that they have stopped that transaction with a reasoning that “Account not found” and added that debited amount to Mobiqwik wallet and now that I retried & paid with wallet cash using same account details the cashback the amount came as super cash and not directly to my card as cashback as advertised.

When I try to raise a ticket they blocked my account and tried to call customer care but after waiting to get connected for over 22 mins I gave up.

I will get my money back as I used my Amex Card but you people be aware as you cannot trust these dumbs.

Bravokan ,

Mature Mobile wallet

Awesome offers all the time and very clear and safe transaction processes designed. Kudos to MobiKwik Team

App Privacy

The developer, One Mobikwik Systems Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Financial Info
  • Contact Info

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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