Money Zen - expense tracker 4+

personal financing

Guojie Zeng

    • 4.4 • 11 Ratings
    • Free
    • Offers In-App Purchases

iPhone Screenshots


** Featured by App Store in "Editor's Choice This Week" **

Money Zen is a simple and easy-to-use personal finance app, it let you divide your money into two parts: the money you want to save and the money you want to spend, so you can always know exactly how much money you have saved and how much money you have left to spend! Then you can invest your savings, and accumulate the money you want to spend to buy things you want. It also is a shopping list.

• Use multiple tags to identify your expenses and incomes. (for example: food, milk)
• Quick and intuitive way to see the monthly / yearly / all-time statistics
• Easily look up exactly how much money you have spent on a particular tag.
• See the expense changes compared to the previous month.
• See the monthly average expense, annual average expense, and annual average income. The average is an estimated value at beginning, and will be getting more precise every day.

• If you have something to buy, just add expenses with zero amount to create shopping list items.
• After you have bought the item, just enter the amount, and it will convert to an expense.

1. Simplify your non-investment assets by dividing them into two parts: the money you want to save and the money you want to spend.
2. For every income you earn, plan ahead the amount you want to save, and the amount you want to spend.
3. Know exactly the amount of your savings, so you can use it to invest.
4. For every withdrawal from your investment accounts, plan ahead the amount you want to save, and the amount you want to spend.
5. Always know how much money you have left to spend, so you can avoid over-spending, and save more money for things you want by living frugally.

• support for 161 currencies
• record your real-life foreign currency exchange transactions
• remember your used currencies for quick select
• support enter and display decimal comma and localized digit group separators for some countries (for example: France, Germany)

• passcode lock
• iCloud auto backup
• no registration required

Privacy policy and terms of use:

What’s New

Version 2021.13

Fixed font for Number of Transactions.

Ratings and Reviews

4.4 out of 5
11 Ratings

11 Ratings

Blackraid15 ,


I love the investment part of this app, it just works. Clean and simple

Cushy pillow ,

I like it!

You can create a shopping list but save items for later if they don't fit in this week's budget. You can see the savings and spending acct balances to move money around if needs be. One of the easiest aps I've ever used!

superpigsam_us ,

Good enough itself but

The last update moves tag search feature into supporter-only. I accept the idea of supporting the developer, however there should be an one-time buying option.

Developer Response ,

Hi, the tag search is free. You can pull down to search just like before.

The supporter feature is just for the new tag page, which is new for the app. You can open many tag pages with many tabs.

All functions of the old version are free to use like before. Only part of new features is exclusive to supporters.

App Privacy

The developer, Guojie Zeng, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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