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N26 is The Mobile Bank, Europe’s first completely mobile bank, trusted by more than 7 million customers in 25 markets. N26 gives you complete control of your financial life on your phone. Download the N26 app, open an account in minutes and start paying with your card before it even arrives in the mail. Get a Mastercard, activate Apple Pay, and enjoy personal banking features like sub-accounts for organizing your finances and MoneyBeam for instant cash transfers. N26 is banking made simple, modern, and enjoyable.

N26 features include (availability may vary by country):
- Spaces—create sub-accounts for all your goals to make savings and budgeting easier, and set Rules to move money over automatically. Thanks to Shared Spaces, you can also save together with friends and family members that are also using N26.
- MoneyBeam––send instant cash transfers to contacts, or using just an email address or phone number
- Apple Pay—make quick and easy payments using your Apple devices in stores, online, and in apps (available in Austria, Belgium, Denmark, Estonia, Germany, Greece, Finland, France, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland)
- Real-time account activity push notifications
- In-app card control to lock or reorder your card, enable payments abroad and online transactions, and set withdrawal and payment limits
- TransferWise – flexible foreign currency transfers in 38 currencies.
- Dark Mode – now available with your N26 app, and seamlessly integrated with your device’s light/dark settings
- Automatic spending categorization
- Up to 3 free ATM withdrawals per month for N26 Standard customers, and up to 5 withdrawals for premium accounts – both based on our Fair Use policy.

N26 products include:
- N26 Standard – the free digital bank account for all your spending needs
- N26 Smart – the bank account with phone and chat support, a colorful Mastercard, and powerful tools to spend and save with confidence
- N26 You – the premium account with a Mastercard, free withdrawals abroad, and extensive insurance coverage for on-the-go
- N26 Metal – our most exclusive account with a premium metal Mastercard, a priority support hotline, and extensive insurance coverage
- N26 Business – the digital business account for freelancers with 0.1% cashback on all purchases
- N26 Business Smart –– the business account with phone and chat support, a colorful Mastercard, extra sub-accounts, and intelligent budgeting tools
- N26 Business You – the premium account for freelancers with extensive insurance coverage and free withdrawals abroad
- N26 Business Metal – our most exclusive account for entrepreneurs, freelancers and the self-employed, with 0.5% cashback, insurance and free withdrawals abroad
- N26 Overdraft – overdraft up to €1.000 with 8.9% interest rate approved within minutes, and up to €10.000 for existing customers (available in Germany and Austria)
- CASH26 –– use a QR code to withdraw and deposit funds at participating stores. (Available in Germany, Austria and Italy.)
- N26 Credit – paperless personal credit loan between €1.000 and €25.000 (available in German and France)
- N26 Savings – fixed term savings account with high interest rates up to 1.48% (available in Germany and Austria)

Safety & Security
- Your money is protected by the German Deposit Protection Fund up to €100.000
- Your data is secured according to German data protection requirements
- Your transactions are 3D Secure for additional authentication and fraud protection using Mastercard SecureCode

N26 has been featured internationally by publications like TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, FAZ and many more. N26 has more than 200,000 five-star reviews worldwide.


Versão 3.60

There's an exciting, new feature!

- You asked, we listened! We’ve created a new widget for iOS 14 that displays your total balance, which you can view at a glance. You can also tap it for a faster way to access your N26 app.

- To further improve your user experience, we’ve also fixed a few bugs and made additional improvements.

Happy updating!

Avaliações e opiniões

4.6 de 5
5.8 mil avaliações

5.8 mil avaliações

Lisa Falls ,

Best Bank I've ever used!

I absolutely love this bank... I can add money multiple ways so no more struggle to move $ from 1 account to another..Direct deposit, bank transfer, Debit Card, other N26 users and even Google/Apple pay...I used to have to either PayPal from my SOs account to mine or vice versa and then transfer from PayPal to my bank account or put the loaded card on cashapp, add money, replace the card with the I need the money on, and cash out and both ways would cost me 3 - 4 dollars or more each time... Now it's as quick as a regular debit purchase and thanks to Spaces I no longer even need the different accounts because I can just separate my money into bills, fun, savings, etc all in the app in seconds and they all still be part of the same account but spending only comes out of the one I want without unintentionally overlapping or miscalculation thinking I have more to spend than I do. Seriously it's like... All the little "didn't know I needed it til I had it" features... 1card1app1bank. I usually don't do long reviews unless its negative but n26 earned this one.

Resposta do desenvolvedor ,

Hi Lisa, we appreciate your review, and we're so glad to hear you're loving N26! We are always working to improve and add features. We'll be sure to pass your feedback to our team as well. Once again, we're so happy you're enjoying N26. Best, Customer Support Team

ashley71244 ,

Took my money.

I was trying to transfer money from another checking account to get started and got an error message. My N26 balance was still showing as $0.00, but the money came out of my old checking account. I started a chat to talk to a representative. First she told me that Apple couldn’t be used with the account at all (in the app it says “beta feature, can be used once”) and to contact Apple. Then she said if my address from my old bank account doesn’t match what N26 was on file, it wouldn’t work. I explained that the transaction did go through and is showing “accepted” on my end. After back and forth, came to the conclusion that despite being a checking account, because I bank with an investment company it wasn’t eligible for deposits to the new account. Still took my money though. It will be 1-2 business days to get a refund and with the weekend coming up, this is very inconvenient. I was extremely disappointed and told the specialist I want to close my account, this was unbelievable. She just asked for name and account number, then started the request. I’m still not entirely clear on why the money was taken from my old checking account and not deposited into N26. No Apple compatibility (then why was this an available feature?), addresses were different, checking account type, debit card. No idea. I was so excited to switch banks and I never thought it would go this way.

Resposta do desenvolvedor ,

Hi there, we're sorry to hear about your experience. We'd be more than happy to take a further look into this for you. Please give our customer support a call at 1-888-N26-0-N26 (1-888-626-0626). We want to get this sorted out for you. Best, Customer Support Team

iMoghimi ,

Worst rip off you can ever get!

Ive applied to N26 Metal to use the facilties they have such as the Lounge access. After waiting a month until the card arrives and logging on to their stupid inefficient login process, it turns out to be that the lounge access it not even FREE. Every single bank that advertises a LoungeKey access provides them for Free and that is the whole point of it. If I wanted to pay then I wouldve gotten a regular lounge membership from somewhere else. What is the point of paying a hefty monthly fee when this bank doesnt provide anything special and doesnt even have a proper support! There is no telephone to call, their live chat is not working and plus their emails reply days after.
I requested my account to be cancelled or changed to the free one and they simply didnt! They said that your 30days has been finished and you need to pay for the whole year. This is terrible! It took 2 weeks for the card to arrive and since then I’ve been trying to reset my account password which never worked! NEVER EVER go to them. They provide false advertising, unreliable support and simply no point of it as a bank account! Its just the looks of that stupid metal card.

I would need proper support from N26 to contact me and get this account sorted as I will not pay £15 per month regardless of the 30days passing by when there is nothing for it!

Resposta do desenvolvedor ,

Hey, we´re very sorry about your experience with your Metal card so far. Here is some information on what it includes: . Additionally, we´re always trying to add new partnerships and features to bring more value to the membership so you can take advantage of the offers. Thank you for your observations, we're really sorry that you were put in such discomfort. We'll forward your feedback to the corresponding departments and we hope you can give us another chance. 🙌

Privacidade do app

O desenvolvedor, N26 GmbH, indicou que as práticas de privacidade do app podem incluir o gerenciamento de dados conforme descrito abaixo. Para obter mais informações, consulte a política de privacidade do desenvolvedor.

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Os seguintes dados podem ser utilizados para o seu seguimento em apps e sites de outras empresas:

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  • Dados de utilização

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  • Localização
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  • Conteúdo do utilizador
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Compatível com

  • Wallet

    Todos os seus cartões, passes, ingressos e muito mais em um só lugar.

  • Compartilhamento familiar

    Até seis membros da família poderão usar este app com o Compartilhamento familiar ativado.

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